Earn more with 6.00% APY*
Take advantage of our 6-Month Certificate Special!
Open Your 6-Month Share Certificate Special Today!
Hurry! Limited Time Offer.
Grow Your Savings Without Risk
Empower your money to earn more at 6.00% APY* when you open a RadiFi 6-Month Share Certificate Special. Rely on RadiFi to boost your savings with confidence.
Click here for complete disclosures and requirements.
Your deposits are safe with us. All deposits are protected and federally insured by the NCUA up to at least $250,000 per depositor.
Sizzling Summer Certificate Specials
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
APY = Annual Percentage Yield. APY accurate as of July 12, 2023. RadiFi reserves the right to end or modify this offer at any time. The 7-month promo certificate has a minimum balance of $500. 100% of funds deposited must be new money not currently on deposit in any RadiFi deposit account. Fees may reduce earnings. Penalty for early withdrawal. Dividends are credited monthly. Truth-in-Savings Certificate Disclosure. |
||
|
Minimum balance to earn dividends $500.00 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.00% |
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. Truth and Savings Disclosure. |
||
|
Minimum balance to earn dividends $2,000-$49,999 |
Dividend Rate 4.362% |
Annual Percentage Yield* 4.45% |
|
Minimum balance to earn dividends $50,000 |
Dividend Rate 4.458% |
Annual Percentage Yield* 4.55% |
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. Truth & Savings Disclosure. |
||
|
Minimum balance to earn dividends $2,000-$49,999 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.50% |
|
Minimum balance to earn dividends $50,000 |
Dividend Rate 4.554% |
Annual Percentage Yield* 4.65% |
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
Visit a RadiFi branch or call 904-475-8000 to open your certificate special today. This certificate special cannot be opened through digital banking. *APY = Annual Percentage Yield. APY accurate as of May 25, 2023. Limited to one per member. RadiFi reserves the right to end or modify this offer at any time. The 6-month promo certificate has a minimum balance of $500 and a $15,000 maximum balance. 100% of funds deposited must be new money not currently on deposit in any RadiFi deposit account. Account must have an open checking account. The account must have a Direct Deposit equal to $1,000 per month within 45 days of account opening. If this requirement has not been satisfied by the 45th day, your certificate will be converted to a regular 6-month certificate and your certificate dividend rate will be reduced to the prevailing dividend rate of a regular 6-month certificate for the remainder of the term of the certificate. If in any month during the period from 45 days after account opening to the end of the term of the certificate, $1,000 is not directly deposited into your checking account the certificate will be converted to a regular 6-month certificate and your certificate rate will be reduced to the prevailing dividend rate of the regular 6-month certificate for the remainder of the term of the certificate. Fees may reduce earnings. Penalty for early withdrawal. Dividends are credited monthly. Truth-in-Savings Certificate Disclosure. |
||
|
Minimum balance to earn dividends $500 MIN | $15,000 MAX |
Dividend Rate 5.841% |
Annual Percentage Yield* 6.00% |
Open Your Share Certificate Special Today
Makes waves by sharing waves
There are ways to open more than one of this share certificate!
If you’re an existing RadiFi member — refer a friend or family member to join RadiFi! If they join the credit union and open a checking account and a 6-Month Certificate at 6.00%, you as the referring member can open an additional 6-Month Share Certificate at 6.00% while this offer is available.
There is no limit to the number of referrals a member can refer.
Here to stay and here to make waves
At RadiFi Credit Union, we’re more than just a place you bank, we’re your neighborhood credit union.
Serving Northeast Florida since 1935.
Our commitment has been and always will be – our members and our community. We believe in people over profits, and our mission of empowering our members to live vibrantly through our care and guidance sets us apart.
Local People. Local Decisions.
While we’ve grown in scope and size, we’re large enough to offer our members nationwide access to their accounts on the go, yet we remain small enough to give you the local, personalized service you deserve.
RadiFi is here to stay, and we’re here to make waves. We guide, help, and roll up our sleeves, so you can make your hopes and dreams a reality.
THIS IS WHAT WE BELIEVE IN
We believe in relationships.
We are all about serving people – earning your trust and understanding what’s important to you so we can guide you on your path forward.
We believe in teamwork.
We are better together, so we team up to make a positive impact in people’s lives.
We believe in dedication.
We strive to find the right solutions to say yes because we care about the success of others even if it takes a little more effort.
We believe in possibilities.
We’re committed to your success and your potential to do amazing things.
Ready to dive in?
If you live, work, worship or go to school in Duval, Clay, St. Johns, Nassau, or Baker County, Florida– you’re eligible to join RadiFi Credit Union.
Joining is easy!
Join Online
Join by phone
Give us a call at 904-475-8000.
Gather your personal info
Don’t forget to grab your Social Security Number and Driver’s License or state-issued photo ID (this includes a US Passport or current US Military ID).
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Bud D., MemberI have used this credit union for over 60 years for my financial activities and holdings and I have been a member of JAX Federal (now RadiFi) with almost unlimited access to the branch manager’s office and have always been treated like a member of the family.
Digital Banking
DO BIG THINGS NO MATTER WHERE YOU GO
We empower our members with robust and versatile online & mobile banking platforms that are easy to use and give you full credit union access anywhere you are. Manage your finances with all of the modern-day conveniences you’ve come to expect.
With Digital Banking, you have access to the very best of RadiFi via phone, tablet, or computer– so that you can make waves wherever you go.
Less Eyeroll. More Bankroll.
When you join RadiFi Credit Union, we pull out all the stops.
Make time for vibrant living.
With easy digital banking, you can take back the time you spend at the bank to actually grab a bite on your lunch break or take a stroll outside. At RadiFi, you can handle your business and live a vibrant life.
Dream big with the reality of great rates.
Thinking about buying that brand new home or financing that stylish new car. Do it right here, right now. If it’s your dream, we’ll help you make it easy and affordable to achieve.
Build a relationship with a team that empowers you.
We’re more than just a credit union. We’re a partner that you can count on for life. We wink at challenges and get the job done every time.
Join RadiFi to reimagine how you bank.
Come Join UsDisclosures
*APY = Annual Percentage Yield. APY accurate as of May 25, 2023. Limited to one per member. RadiFi deserves the right to end or modify this offer at any time. The 6-month promo certificate has a minimum balance of $500 and a $15,000 maximum balance. 100% of funds deposited must be new money not currently on deposit in any RadiFi deposit account. Account must have an open checking account. The account must have a Direct Deposit equal to $1,000 per month within 45 days of account opening. If this requirement has not been satisfied by the 45th day, your certificate will be converted to a regular 6-month certificate and your certificate dividend rate will be reduced to the prevailing dividend rate of a regular 6-month certificate for the remainder of the term of the certificate. If in any month during the period from 45 days after account opening to the end of the term of the certificate, $1,000 is not directly deposited into your checking account the certificate will be converted to a regular 6-month certificate and your certificate rate will be reduced to the prevailing dividend rate of the regular 6-month certificate for the remainder of the term of the certificate. Fees may reduce earnings. Penalty for early withdrawal. Dividends are credited monthly.
Read complete Truth-in-Savings Certificate Disclosure.