Transfer & Save

*APR = Annual Percentage Rate. This offer is non-transferable. Special rates are valid only for balance transfers from other credit card companies, financial institutions, or department store credit cards. To the extent your payments exceed the minimum payment due each billing period, we will apply them to the balances with higher rates prior to the balances with lower rates. Balance transfers are treated as, and considered as, cash advances on your credit card and will begin to accrue finance charges from the date it is posted to your account. New purchases and cash advances (other than this balance transfer offer) will carry your card’s standard rate. No grace period on cash advances and balance transfers. Amounts transferred are subject to your available credit limit. We are not required to honor a balance transfer request that will cause you to exceed your available credit limit. It may take up to three (3) weeks to post the balance transfer transaction. You should continue to make all required payments until you confirm that the balance transfer was made. RadiFi will not be responsible for any finance charges or late fees incurred due to your nonpayment. We will not close your other accounts even if you transfer the entire balance. If you wish to close another account, you should contact the issuer directly. Each balance transfer will be treated as a cash advance as described in your Credit Card Agreement. Finance charges will begin to accrue from the date the balance transfer is posted to your account and is subject to credit availability. If you have not activated your credit card, please call 800-527-7728 to activate prior to requesting the balance transfer. The balance transfer must be a minimum of $50 for each transaction to qualify. There is a 1% balance transfer fee per request with a minimum fee of $10.00 and maximum fee of $75.00. Not all members qualify for this offer. Restrictions apply. Contact the credit union for complete details.