Ride the Wave to Higher Earnings

tidal wave money market

Tidal Wave Money Market Accounts

Earn up to 2.10% APY* on deposits of $1,000,000 or more. When you’ve reached this level of savings, you’re more than making waves – you are the wave.

Tidal Wave Money Market Account Rates

If Average Daily Balance Is:

DIVIDEND RATE

ANNUAL PERCENTAGE YIELD*

*APY = Annual Percentage Yield. Rates are current as of 2/2/2024, and subject to change at any time without notice. Our RadiFi Tidal Wave Money Market Account requires a minimum deposit of $2,500, and 50% of the opening balance must come from funds not currently on deposit at RadiFi Credit Union. 50% of the Funds cannot be transferred from any RadiFi account through ACH or internally. To fund, please call 904-475-8000 or visit your neighborhood RadiFi branch.

If Average Daily Balance Is:

$100.00 – $99,999.99

DIVIDEND RATE

0.39%

ANNUAL PERCENTAGE YIELD*

0.40%

If Average Daily Balance Is:

$100,000 – $249,999.99

DIVIDEND RATE

1.834%

ANNUAL PERCENTAGE YIELD*

1.85%

If Average Daily Balance Is:

$250,000 – $499,999.99

DIVIDEND RATE

2.031%

ANNUAL PERCENTAGE YIELD*

2.05%

If Average Daily Balance Is:

$500,000 – $999,999.99

DIVIDEND RATE

2.129%

ANNUAL PERCENTAGE YIELD*

2.15%

If Average Daily Balance Is:

$1,000,000 and up

DIVIDEND RATE

2.325%

ANNUAL PERCENTAGE YIELD*

2.35%

Your goals are as unique as you are.

Money doesn’t grow on trees, but at RadiFi Credit Union, a Tidal Wave Money Market Account is the next best thing. Set your goals and ride the wave to higher earnings!

 

Stay empowered — stay smart.

If you have funds to invest, we suggest taking the “SMART” approach to your goals. Yes, smart is always good, but in this case, it stands for Specific, Measurable, Achievable, Relevant, and Time-Bound. This strategy is the perfect way to stay empowered — and in control of your goals.

Start by determining how much you can save and the return you need to see in a specified time frame. A timeline for your goals will make tracking success easier. And remember, we’re here to help if you miss one of your targets!

 

Introducing the  Tidal Wave Money Market Account.

Rates have been on the upswing for the past 12 months, and it’s had a huge impact everywhere. At RadiFi, we’ve reinvented how you can save, including our Tidal Wave Money Market Account. With a tiered approach, the account offers the perfect combination of higher earnings and the ability to withdraw cash. You can get started with just $2,500!

Have more to invest?

We provide five earning tiers, which, if you have $1,000,000 or more, puts you in line for our best APY. Funds are federally insured by the NCUA (National Credit Union Administration), up to $250,000 per individual depositor. Several alternatives are also available for additional share insurance coverage.

Points to consider:

  • Determine your goals. Consider how much to set aside and how often you need access to the funds. To grow your nest egg, consider establishing direct deposit into the account
  • Evaluate features. Compare your rate, term, and accessibility to funds. Consider your federally insured options; you can protect your funds without the risk of loss.
  • Strive for higher earnings. Look for flexible terms and the ability to earn more if you have higher deposit amounts. Remember, the larger your deposit, the higher your return.
  • Understand APR vs. APY. Funds will earn an APR (Annual Percentage Rate) and APY (Annual Percentage Yield). When choosing your best option, compare APYs — and what you can expect to earn with the compounding of interest.

A Tidal Wave Money Market Account is an excellent option, offering flexibility, accessibility, and higher earnings. It’s ideal for short-term goals or earning more in a safe, high-yield environment.

 

Ready?

Stop by a branch or call 904-475-8000. Or get started here.

We’re ready to help you ride the wave with a Tidal Wave Money Market Account!


*APY = Annual Percentage Yield. Rates are current as of April 5, 2023, and are subject to change at any time without notice. Minimum opening deposit = $2,500.

Sources:

https://www.atlassian.com/blog/productivity/how-to-write-smart-goals

https://www.snhu.edu/about-us/newsroom/education/what-are-smart-goals

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