Auto Loan Appy

Used Auto Loans

Rates as low as 4.99% APR*

Get Rolling with RadiFi

Finance Your Ride. Keep More in Your Pocket.

Ready to hit the road in a new to you used vehicle or refinance your existing auto loan? When you finance your auto loan with RadiFi, you’ll get rates as low as 4.99% APR*—plus, you can skip your payments for 90 days. That’s more money upfront and more time to breathe.

  • Rates as low as 4.99% APR* when you finance or refinance a used auto loan
  • No payments for 90 days
  • Fast approvals and local decisions

This is a limited time offer. 

APPLY NOW & SAVE

Why Finance with RadiFi?

Not all car journeys are created equal, and neither are auto loans. At RadiFi, we transform the tiresome task of auto financing into a joyride. Imagine cruising with low monthly payments and reduced interest rates, giving you extra cash for the fun stuff. With our lightning-fast online process, unbeatable rates, and personalized member service, RadiFi ensures your finances hit top speed.

Hand Money Bag class=”wrapper”>

Rates as low as 4.99% APR*

Enjoy Low Monthly Payments!

APPLY NOW
No Fees class=”wrapper”>

No Payments for 90 Days*

Keep more cash in your pocket when you need it most.

Apply Today
Down Arrow class=”wrapper”>

Low Rates

Score deals that are worth the ride.

APPLY NOW

Competitive Auto Loan Rates at RadiFi

Used Auto, Van, Pickup, SUV² (2018-2025, greater than 7,001 miles)

Term2

APR1 as low as

Estimated Payment per $1,000 Borrowed

Payment examples are based on the highest term in each tier.

1 APR = Annual Percentage Rate. APRs are effective as of 7/1/2025 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.

2 Mileage could affect the maximum term allowed. Max mileage is 100,000.

3 67-78 Months: $15K minimum.

4 79-84 Months: $25K minimum.

Term2

0-48 Months

APR1 as low as

4.99%

Estimated Payment per $1,000 Borrowed

$23.02

Term2

49-66 Months

APR1 as low as

6.25%

Estimated Payment per $1,000 Borrowed

$17.94

Term2

67-78 Months3

APR1 as low as

6.50%

Estimated Payment per $1,000 Borrowed

$15.75

Term2

79-84 Months4

APR1 as low as

7.00%

Estimated Payment per $1,000 Borrowed

$15.09

 

Older Used Auto (2015-2017, less than 100,000 miles)

Term

APR1 as low as

Estimated Payment per $1,000 Borrowed

Payment examples are based on the highest term in each tier.

1 APR = Annual Percentage Rate. APRs are effective as of 7/1/2025 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.

Term

0-48 Months

APR1 as low as

9.25%

Estimated Payment per $1,000 Borrowed

$25.00

Term

49-60 Months

APR1 as low as

9.50%

Estimated Payment per $1,000 Borrowed

$21.00

Calculate Your Savings

Not a Member? Make Waves with Us!

Why settle for just any bank when you can bank with a credit union that puts YOU first? At RadiFi, we believe in better rates, lower fees, and local service that actually cares. When you join, you’re not just a customer—you’re part of a financial family that’s got your back.

✔ Exclusive member perks
✔ Competitive rates
✔ Personalized service with a local touch

Join today and experience banking that makes waves.

Join RadiFi Today
RadiFi Credit Union

OUR MEMBERS EMPOWER US

📢 Switching to RadiFi saved me money! The process was seamless.

— Jessica B., Member

Hit the Gas On Better Savings.

Finance with RadiFi and put your financial future in the fast lane.

This is a limited time offer. 

Apply Now

Connect with Us. We’re here to help.

We can guide you through the entire auto loan financing or refinancing process.

Apply for a Loan
Apply online
Call Us
904-475-8000
Open a New Account
Get started online

Disclosures

*APR = Annual Percentage Rate.  Your rate may be higher than the lowest advertised APR. APRs are based on your credit worthiness, term of loan, amount of loan, and other criteria. A sample auto loan payment based on $20,000 at 4.99% APR and 48-month term is $460.50. Interest will continue to accrue during the 90-day no payment period.

SVG linear gradient