
Used Auto Loans
Rates as low as 4.99% APR*
Get Rolling with RadiFi
Finance Your Ride. Keep More in Your Pocket.
Ready to hit the road in a new to you used vehicle or refinance your existing auto loan? When you finance your auto loan with RadiFi, you’ll get rates as low as 4.99% APR*—plus, you can skip your payments for 90 days. That’s more money upfront and more time to breathe.
- Rates as low as 4.99% APR* when you finance or refinance a used auto loan
- No payments for 90 days
- Fast approvals and local decisions
This is a limited time offer.
Why Finance with RadiFi?
Not all car journeys are created equal, and neither are auto loans. At RadiFi, we transform the tiresome task of auto financing into a joyride. Imagine cruising with low monthly payments and reduced interest rates, giving you extra cash for the fun stuff. With our lightning-fast online process, unbeatable rates, and personalized member service, RadiFi ensures your finances hit top speed.
Competitive Auto Loan Rates at RadiFi
Term2 |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
Payment examples are based on the highest term in each tier. 1 APR = Annual Percentage Rate. APRs are effective as of 7/1/2025 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. 2 Mileage could affect the maximum term allowed. Max mileage is 100,000. 3 67-78 Months: $15K minimum. 4 79-84 Months: $25K minimum. |
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Term2 0-48 Months |
APR1 as low as 4.99% |
Estimated Payment per $1,000 Borrowed $23.02 |
Term2 49-66 Months |
APR1 as low as 6.25% |
Estimated Payment per $1,000 Borrowed $17.94 |
Term2 67-78 Months3 |
APR1 as low as 6.50% |
Estimated Payment per $1,000 Borrowed $15.75 |
Term2 79-84 Months4 |
APR1 as low as 7.00% |
Estimated Payment per $1,000 Borrowed $15.09 |
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
Payment examples are based on the highest term in each tier. 1 APR = Annual Percentage Rate. APRs are effective as of 7/1/2025 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. |
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Term 0-48 Months |
APR1 as low as 9.25% |
Estimated Payment per $1,000 Borrowed $25.00 |
Term 49-60 Months |
APR1 as low as 9.50% |
Estimated Payment per $1,000 Borrowed $21.00 |
Calculate Your Savings
Not a Member? Make Waves with Us!
Why settle for just any bank when you can bank with a credit union that puts YOU first? At RadiFi, we believe in better rates, lower fees, and local service that actually cares. When you join, you’re not just a customer—you’re part of a financial family that’s got your back.
✔ Exclusive member perks
✔ Competitive rates
✔ Personalized service with a local touch
Join today and experience banking that makes waves.

OUR MEMBERS EMPOWER US
— Jessica B., Member📢 Switching to RadiFi saved me money! The process was seamless.
Hit the Gas On Better Savings.
Finance with RadiFi and put your financial future in the fast lane.
This is a limited time offer.
Connect with Us. We’re here to help.
We can guide you through the entire auto loan financing or refinancing process.
Disclosures
*APR = Annual Percentage Rate. Your rate may be higher than the lowest advertised APR. APRs are based on your credit worthiness, term of loan, amount of loan, and other criteria. A sample auto loan payment based on $20,000 at 4.99% APR and 48-month term is $460.50. Interest will continue to accrue during the 90-day no payment period.