Man polishing the outside of their boat.

Boat Loans

Set sail and make waves.

WE KEEP BOAT LOAN RATES BELOW SEA LEVEL

Power, sail, or both. Rely on RadiFi to make your next Boat Loan application a breeze.

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All Types Welcome

The choices for fun and relaxation on the water are endless. If it floats and has a title, we can finance it.

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Great Rates & Terms

Don’t get anchored by a bad deal — we finance boats under 31′ in length with loan terms up to 60 months and offer extended terms of up to 120 months for new boats priced over $50,000.

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EASY APPLICATION

You’ll face no headwinds here. Applications for Boat Loans are easy to submit and are processed by expert loan officers.

Boat Loan Rates

New Boats (2023-22, under 31′ in length)

Term

APR1 as low as

Estimated Payment per $1,000 Borrowed

1 APR = Annual Percentage Rate. APRs are effective as of 03/01/2024 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.

2 72 Months: $20K minimum.

3 84-108 Months: $30K minimum.

4 120-180 Months: $50K minimum.

 

Term

48 Months

APR1 as low as

7.00%

Estimated Payment per $1,000 Borrowed

$23.95

Term

60 Months

APR1 as low as

7.25%

Estimated Payment per $1,000 Borrowed

$19.92

Term

72 Months2

APR1 as low as

7.50%

Estimated Payment per $1,000 Borrowed

$17.29

Term

84 Months3

APR1 as low as

7.75%

Estimated Payment per $1,000 Borrowed

$15.46

Term

96 Months3

APR1 as low as

8.00%

Estimated Payment per $1,000 Borrowed

$14.14

Term

108 Months3

APR1 as low as

8.25%

Estimated Payment per $1,000 Borrowed

$13.15

Term

120 Months4

APR1 as low as

8.50%

Estimated Payment per $1,000 Borrowed

$12.40

Term

180 Months4

APR1 as low as

8.75%

Estimated Payment per $1,000 Borrowed

$9.99

Used Boats (2019-23, under 31’ in length)

Term

APR1 as low as

Estimated Payment per $1,000 Borrowed

1 APR = Annual Percentage Rate. APRs are effective as of 03/01/2024 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.

2 72 Months: $20K minimum.

3 84 Months: $30K minimum.

4 96 Months: $50K minimum.

Term

36 Months

APR1 as low as

7.75%

Estimated Payment per $1,000 Borrowed

$31.22

Term

48 Months

APR1 as low as

8.00%

Estimated Payment per $1,000 Borrowed

$24.41

Term

60 Months

APR1 as low as

8.25%

Estimated Payment per $1,000 Borrowed

$20.40

Term

72 Months2

APR1 as low as

8.50%

Estimated Payment per $1,000 Borrowed

$17.78

Term

84 Months3

APR1 as low as

8.75%

Estimated Payment per $1,000 Borrowed

$15.96

Term

96 Months4

APR1 as low as

9.00%

Estimated Payment per $1,000 Borrowed

$14.65

APPLY ONLINE FOR YOUR BOAT LOAN TODAY

Apply and sign online today for your Boat Loan via an entirely digital process.

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904-475-8000
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