About RadiFi
Empowering you to live a vibrant life since 1935.
What We Do
Serving Northeast Florida since 1935, our commitment has been and always will be — our members and our community. We believe in people over profits, and our mission of empowering our members to live vibrantly through our care and guidance sets us apart.
At RadiFi, we’re more than just a place you bank, we’re your neighborhood credit union dedicated to the credit union promise of people helping people. Whether it’s through a loan, a credit card, or a savings account, we strive to improve member lives and financial wellness every day and in every way we can. Because even the biggest waves start small.
RadiFi vs. Banks
Makes Waves By Joining RadiFi
Become a member and part-owner of RadiFi Credit Union and experience a more vibrant way to bank. We invite anyone who lives, works, worships, or attends school in Duval, Clay, Nassau, Baker, and St. John’s County to join our credit union.
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Bud D., MemberI have used this credit union for over 60 years for my financial activities and holdings and I have been a member of Jax Federal (now RadiFi) with almost unlimited access to the branch manager’s office and have always been treated like a member of the family.
Name Change FAQs
Our current name has often been a cause of confusion over membership eligibility, and subsequently, became an obstacle for some to join our credit union. Our new name, RadiFi, is more inclusive and will assist with growth opportunities while reflecting who we are and our unique culture.
No. The name change is not the result of a merger or acquisition of any kind. It simply reflects who we are as a credit union. We will continue to be owned by you, our members, just as we are today.
There will be no impact on your existing relationship with us – or changes to your day-to-day banking. You will see changes to our exterior signage, brochures, stationary, website and branches in the weeks following our name change announcement. Our website address jaxfcu.org will also transition to radificu.org.
Yes. The credit union will remain 100% owned by you, our members.
No. Our team will remain intact. The employees you’ve grown accustomed to serving you will be ready to provide the personalized service you expect.
Our current credit union charter and field of membership remains the same. It encompasses anyone who lives, works, worships or attends school in Duval, Clay, Nassau, Baker and St. Johns Counties.
No. Your account numbers, usernames and passwords will remain the same.
No. Our routing number, 263079234, will not change and your account number(s) will remain the same. You will not need to take any steps to update automatic payments or direct deposit.
Yes. Your debit and credit cards will continue to work as they always have. Your credit card number will not change, and your debit card and Personal Identification Number (PIN) will continue to function as always, with no changes.
When we issue new cards in the future, they will reflect our new name. However, there will not be a ‘mass reissue’ of cards; they will be replaced when existing cards expire and updated on their regular schedule.
Yes. You can continue using your existing checks. When you reorder your checks, you’ll see the credit union’s new name and logo on your checks.
Loan payments (or any checks payable to the credit union) can be made payable to RadiFi Credit Union effective March 29, 2023. Checks payable to Jax Federal Credit Union will continue to be accepted throughout 2023.
In most cases, your documents will be unaffected by the name change. Please call us at 904-475-8000 if you have specific questions about your documents.
Rates and fees will not be affected by the name change. We will continue to monitor our rates and fees as we always have to ensure high value and return to our members. Rates and fees do fluctuate as they adjust in response to market conditions.
Yes. Our federal charter will remain unchanged, and we will remain a federal credit union even though “Federal” is not included in our new name.
The word Federal has been confusing to many, leading some to believe we serve only people employed by the federal government. Removing Federal from our name also shortens our name, making it easier to use in brand signage, communications and more.
Yes. Deposit accounts for each share owner remain federally insured for up to $250,000 by the National Credit Union Share Insurance Fund.
Yes. You may continue transacting business at shared branching facilities throughout the United States and Canada. To search for a shared branch near you, visit co-opcreditunions.org.
All phone numbers will remain the same. Our website address will transition to radificu.org. Our email addresses will also transition from @jaxfcu.org to @radificu.org.
No. Our branches will remain open and available to you on the same days and times you expect.
There will be no changes to your statement cycle. Keep a watch in your mail for our new statement stationery with our new name.
We consider the costs associated with changing our name to be a smart investment in the future of our credit union. The name will help us serve more families in our communities and fulfill our mission empowering more people through our care and guidance.
Continue to visit our website for up-to-date information. You can also stop by your local branch or call 904-475-8000.