Members with savings-only accounts receive quarterly statements. Sign up for direct deposit, eStatements, or get a checking account to receive monthly statements.

Checking Accounts
Day to day spending on a whole new level.
Empower Your Everyday Transactions
The perfect assistant for everyday spending.
Secure, Reliable, and Easy To Use
Safely spend, track, and do even more with your accounts at any time– on your digital devices and in your favorite places.
ONLINE BILLPAY
Easy money management to help you pay bills.
You’ve got enough going on with your day-to-day. Use Free Bill Pay to help with the rest. Schedule one-time or recurring payments to help you get organized and pay your bills on time.
MOBILE BANKING
Money is mobile and so are you.
Take full advantage of our mobile banking app and enjoy full integration with services like Apple Pay and Mobile Wallet for Android and Samsung devices. All for free.
FREE DEBIT CARD
Contactless, tap-to-pay Visa debit card.
Access your cash at ATMs and pay for purchases using your RadiFi debit card. It’s quick, easy and secure.
SURCHARGE-FREE ATMs NATIONWIDE
Convenient access. Everywhere.
A nationwide network of over 30,000 surcharge-free ATMs ensures access to cash whenever you need it.
5,000+ SHARED BRANCHING LOCATIONS
Full service isn’t limited to your hometown.
Complete a wide variety of transactions, including deposits, withdrawals, transfers, and loan payments at any of the 5,000+ Shared Branching locations.
GET PAID EARLY
You deserve an advance on your hard-earned cash.
Get access to your paycheck one day before payday when you enroll in direct deposit.
Your Checking Account Options At A Glance
Pick your own path to convenience.
Checking Account Rates
Account |
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Rates are subject to change without notice. Dividends are credited monthly. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
|||
Account Extreme Checking |
Minimum balance to earn dividends $0-$5,000 |
Dividend Rate 0.747% |
Annual Percentage Yield* 0.750% |
Account Extreme Checking |
Minimum balance to earn dividends $5,001 |
Dividend Rate 0.049% |
Annual Percentage Yield* 0.050% |
Account Interest Checking |
Minimum balance to earn dividends $2,500 |
Dividend Rate 0.050% |
Annual Percentage Yield* 0.050% |
Account Free Checking |
Minimum balance to earn dividends – |
Dividend Rate – |
Annual Percentage Yield* – |
Account |
Minimum balance to earn dividends – |
Dividend Rate – |
Annual Percentage Yield* – |
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Suzanne T., MemberJAXFCU (now RadiFi) is an awesome credit union! I love being a member! Always friendly and efficient and take care of my financial needs. Thank you!
RadiFi Resources
Explore our blog for the latest credit union news, practical advice, and financial tips.

Multi-Factor Authentication
The safety and security of our members is a top priority for us. That’s why we require multi-factor authentication (MFA) as part of your RadiFi Digital Banking login process. MFA provides an added layer of protection in the verification process used to confirm your identity when you login to online and mobile banking, and to…

Tips for Hurricane Preparedness
When a hurricane is approaching, it’s important to take the appropriate financial steps to ensure that once the storm has passed, you can quickly regain your financial footing. From protecting your financial documentation to having cash on hand, a little financial foresight can go a long way. Practical Steps to Prepare: Get Cash Early…

Password Security: Tips for Creating and Protecting Strong Passwords
At RadiFi, we empower our members with robust and versatile digital banking platforms that are easy to use and give full credit union access from anywhere. Members can quickly and conveniently access their accounts and manage their finances, including free bill pay, eStatements, remote check deposits, and more. However, if your login credentials become compromised,…
It’s Easy To Get Started
We’re ready to introduce you to a whole new level of convenience.
Disclosures
1$100 minimum balance required to avoid $3.50 monthly service fee.
2Interest paid on balances of $2,500 or more.
3Requires direct deposits of $500 or more and 10 or more debit card purchases per month.