Lost or stolen credit cards can be reported around the clock to 800-449-7728, and in our Mobile App. We offer 24/7 cardholder service for our credit cards at (866) 820-6975.
Credit Cards
Choose your card and get the credit that you deserve.
Credit Cards That Bring It All Within Reach
Competitive, convenient, and loaded with perks, our credit cards push you forward and watch your back.
No Hidden Fees
No annual fees, no over limit fees, no minimum interest charges, and caps on cash advance fees.
Spend With Confidence
Enjoy free fraud monitoring and $0 fraud liability protection.
Breathing Room For Payments
Rest easy with a 25 day, interest-free grace period on your purchases and a low minimum payment (only 2.00% of the outstanding balance).
Digital Tools & Technology
Take advantage of advanced digital tools like easy online access, including bill payment and online statement, and Tap to Pay functionality in your chip card.
Emergency Services
Broaden your horizons with a safety net. All cards include Travel Emergency Assistance Services, Visa Emergency Cash Disbursement, and Card Replacement.
Track & Review
Review and track your spending with a free year-end Summary Statement.
Looking for the best credit card option? Get the credit card that fits your goals.
WE’VE GOT SOMETHING FOR EVERYONE
Signature Rewards Visa
Enjoy Even More Rewards and Perks
Special Offer
Earn 0.5 bonus points for every $1 spent during the first 60 days of a new card account! Offer applies to new accounts only, not account conversions.
Plus,
- Earn 2 points for every $1 spent on restaurants, travel and entertainment
- Earn 1.5 points for every $1 spent on all other qualified purchases
- No Redemption Fee
- Members can redeem for Merchandise, Travel and Cash
- On top of the benefits listed above, enjoy additional Visa Perks including Roadside Dispatch, Trip & Baggage Delay Reimbursement, and Event Ticket Protection
Rewards Visa
Earn Endless Rewards
Special Offer
Earn 10,000 Bonus Points when your purchases total $1,000 in the first 90 Days!
Plus,
- Earn 1 point per dollar spent on qualifying purchases
- No Redemption Fee
- Redeem points or cash for a statement credit, gift cards, merchandise, or travel
Platinum Visa
Kick Interest to the Curb
Low Variable Rate
If you typically carry a balance from month to month, RadiFi’s Platinum credit card can help you save money. Avoid paying unnecessary interest and reduce monthly payment stress.
Special Offer
Lock in a low rate for the life of the balance! 8.99% APR* (for excellent credit) or 10.99% APR* (for good credit) on balances transferred within 60 days of new account opening!
Secured Visa
Build Your Credit
No credit history?
Build or improve your credit with our Secured Visa Card.
- Establish or re-establish credit
- Fixed-Rate
- Credit limits begin at $500
YOUR CREDIT CARD OPTIONS AT A GLANCE
Pick your own path to greatness.
Credit Card Rates
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Product |
APR* starting at |
APR* up to |
|---|---|---|
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*Annual Percentage Rate. To qualify for special balance transfer promotion, balance transfers from other creditors must post to your account within the first 60 days of account opening. How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” Application and Solicitation effective July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. For complete details, download the RadiFi Credit Union Visa® Application and Solicitation Disclosure (PDF). |
||
|
Product Platinum Visa® Card |
APR* starting at 13.90% |
APR* up to 16.90% |
|
Product Rewards Visa® Card |
APR* starting at 14.90% |
APR* up to 16.90% |
|
Product Signature Rewards Visa® Card |
APR* starting at 15.40% |
APR* up to 18.00% |
|
Product Secured Visa® Card |
APR* starting at 13.90% |
APR* up to 13.90% |
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Richard D., MemberI am grateful for JAX Federal Credit Union (now RadiFi) for the services that they offer. As I have grown as a member of JAXFCU, my needs have changed, and JAX Federal Credit Union has been there to assist in those. Their member service representatives are so knowledgable and helpful. I am grateful for their assistance when needed. The branch I go to has the best employees around. All of them have provided me with awesome service. I always recommended JAX Federal Credit Union to my family and friends.
RADIFI RESOURCES
Explore our blog for the latest credit union news, practical advice, and financial tips.
Multi-Factor Authentication
The safety and security of our members is a top priority for us. That’s why we require multi-factor authentication (MFA) as part of your RadiFi Digital Banking login process. MFA provides an added layer of protection in the verification process used to confirm your identity when you login to online and mobile banking, and to…
Tips for Hurricane Preparedness
When a hurricane is approaching, it’s important to take the appropriate financial steps to ensure that once the storm has passed, you can quickly regain your financial footing. From protecting your financial documentation to having cash on hand, a little financial foresight can go a long way. Practical Steps to Prepare: Get Cash Early…
Password Security: Tips for Creating and Protecting Strong Passwords
At RadiFi, we empower our members with robust and versatile digital banking platforms that are easy to use and give full credit union access from anywhere. Members can quickly and conveniently access their accounts and manage their finances, including free bill pay, eStatements, remote check deposits, and more. However, if your login credentials become compromised,…
Apply Online For Your Credit Card Today
Apply and sign for your credit card online via an entirely digital process.