Lost or stolen credit cards can be reported around the clock to 866-820-6975, and in our Mobile App. We offer 24/7 cardholder service for our credit cards at 866-820-6975.
Credit Cards
Choose your card and get the credit that you deserve.
Credit Cards That Bring It All Within Reach
Competitive, convenient, and loaded with perks, our credit cards push you forward and watch your back. Get the purchasing power you need with RadiFi’s Visa credit cards.
No Hidden Fees
No annual fees, no over limit fees, no minimum interest charges, and caps on cash advance fees.
Spend With Confidence
Enjoy free fraud monitoring and $0 fraud liability protection.
Breathing Room For Payments
If your balance is paid in full each month, you can rest easy with a 25 day, interest-free grace period on your purchases and a low minimum payment (only 2.00% of the outstanding balance).
Digital Tools & Technology
Take advantage of advanced digital tools like easy online access, including bill payment and online statement, and Tap to Pay functionality in your chip card.
Emergency Services
Broaden your horizons with a safety net. All cards include Travel Emergency Assistance Services, Visa Emergency Cash Disbursement, and Card Replacement.
Digital Issuance
Instant access to your card in your digital wallet for secure, contactless payments – no waiting for the mail! Learn more about the benefits of Digital Wallets.
Looking for the best credit card option? Get the credit card that fits your goals.
WE’VE GOT SOMETHING FOR EVERYONE
Signature Rewards Visa
Enjoy Even More Rewards and Perks
New Account Promotion:
Earn 15,000 Bonus Points when purchases total $1,500 during the first 90 days following the opening of the credit card account.
Rewards:
- Earn 3 points for every $1 spent at restaurants and entertainment merchants.
- 🌊 Make Waves offer 🌊: Earn 2.5 points per dollar spent at cruise line, boat rental and boat lease merchants.
- Earn 1.5 points for every $1 spent on all other qualified purchases.
- Enjoy additional perks including Roadside Dispatch, Trip & Baggage Delay Reimbursement, and Event Ticket Protection.
Platinum Visa
Kick Interest to the Curb
New Account Promotion:
1.90% Introductory APR for 12 months for purchases posted to the account during the first 90 days following the opening of the credit card account.
Rewards Visa
Earn Endless Rewards
New Account Promotion:
Earn 1.5 points for every dollar spent on purchases during the first 60 days following the opening of the credit card account.
Rewards:
- Earn 1 point for every dollar spent on purchases after the first 60 days following the opening of the account.
- Redeem points for cash or for a statement credit, gift cards, merchandise, or travel.
Secured Visa
Build Your Credit
Build or improve your credit with our Secured Visa Card.
- Establish or re-establish credit
- Fixed-Rate
- Credit limits begin at $500
Get Started with Your Credit Card Journey
Apply now or contact us for personalized assistance. Our team is here to guide you through the application process and help you choose the right card to fit your needs.
Apply for a Credit Card
Get Started Online
Schedule an Appointment
Connect with Us by Video or Phone Call
Call Us
904-475-8000 YOUR CREDIT CARD OPTIONS AT A GLANCE
Explore RadiFi’s selection of credit cards, offering various benefits tailored to your financial preferences. Take advantage of our credit card options and enjoy greater financial freedom today!
Credit Card Rates
|
Product |
APR* starting at |
APR* up to |
|---|---|---|
|
*APR = Annual Percentage Rate. Rates are subject to change at any time without notice. For complete details, download the RadiFi Credit Union Visa® Application and Solicitation Disclosure (PDF). How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”
|
||
|
Product Platinum Visa® Card |
APR* starting at 13.15% |
APR* up to 16.90% |
|
Product Rewards Visa® Card |
APR* starting at 14.15% |
APR* up to 16.90% |
|
Product Signature Rewards Visa® Card |
APR* starting at 14.65% |
APR* up to 18.00% |
|
Product Secured Visa® Card |
APR* starting at 13.90% |
APR* up to 13.90% |
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Richard D., MemberI am grateful for JAX Federal Credit Union (now RadiFi) for the services that they offer. As I have grown as a member of JAXFCU, my needs have changed, and JAX Federal Credit Union has been there to assist in those. Their member service representatives are so knowledgable and helpful. I am grateful for their assistance when needed. The branch I go to has the best employees around. All of them have provided me with awesome service. I always recommended JAX Federal Credit Union to my family and friends.
Apply For Your Credit Card Today
Apply and sign for your credit card online via an entirely digital process, or have a member of the RadiFi team personally assist you with your loan application.
Apply for a Credit Card
Get Started Online
Schedule an Appointment
Connect with Us by Video or Phone Call
Call Us
904-475-8000 RADIFI RESOURCES
Explore our blog for the latest credit union news, practical advice, and financial tips.
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