Personal > Credit Cards & Loans > Credit Cards

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Credit Cards

Choose your card and get the credit that you deserve.

Credit Cards That Bring It All Within Reach

Competitive, convenient, and loaded with perks, our credit cards push you forward and watch your back. Get the purchasing power you need with RadiFi’s Visa credit cards.

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No Hidden Fees

No annual fees, no over limit fees, no minimum interest charges, and caps on cash advance fees.

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Spend With Confidence

Enjoy free fraud monitoring and $0 fraud liability protection.

 

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Breathing Room For Payments

If your balance is paid in full each month, you can rest easy with a 25 day, interest-free grace period on your purchases and a low minimum payment (only 2.00% of the outstanding balance).

 

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Digital Tools & Technology

Take advantage of advanced digital tools like easy online access, including bill payment and online statement, and Tap to Pay functionality in your chip card.

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Emergency Services

Broaden your horizons with a safety net. All cards include Travel Emergency Assistance Services, Visa Emergency Cash Disbursement, and Card Replacement.

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Digital Issuance

Instant access to your card in your digital wallet for secure, contactless payments – no waiting for the mail! Learn more about the benefits of Digital Wallets.

Looking for the best credit card option? Get the credit card that fits your goals.

WE’VE GOT SOMETHING FOR EVERYONE

radifi signature rewards visa

Signature Rewards Visa

Enjoy Even More Rewards and Perks

New Account Promotion:

Earn 15,000 Bonus Points when purchases total $1,500 during the first 90 days following the opening of the credit card account.

 

Rewards:

  • Earn 3 points for every $1 spent at restaurants and entertainment merchants.
  • 🌊 Make Waves offer 🌊: Earn 2.5 points per dollar spent at cruise line, boat rental and boat lease merchants.
  • Earn 1.5 points for every $1 spent on all other qualified purchases.
  • Enjoy additional perks including Roadside Dispatch, Trip & Baggage Delay Reimbursement, and Event Ticket Protection.
RadiFi Visa Platinum Credit Card

Platinum Visa

Kick Interest to the Curb

New Account Promotion:

1.90% Introductory APR for 12 months for purchases posted to the account during the first 90 days following the opening of the credit card account.

RadiFi Visa Rewards Credit Card

Rewards Visa

Earn Endless Rewards

New Account Promotion:

Earn 1.5 points for every dollar spent on purchases during the first 60 days following the opening of the credit card account.

 

Rewards:

  • Earn 1 point for every dollar spent on purchases after the first 60 days following the opening of the account.
  • Redeem points for cash or for a statement credit, gift cards, merchandise, or travel.
RadiFi Visa Secure Credit Card

Secured Visa

Build Your Credit

Build or improve your credit with our Secured Visa Card.

  • Establish or re-establish credit
  • Fixed-Rate
  • Credit limits begin at $500

Get Started with Your Credit Card Journey

Apply now or contact us for personalized assistance. Our team is here to guide you through the application process and help you choose the right card to fit your needs.

Apply for a Credit Card
Get Started Online
Schedule an Appointment
Connect with Us by Video or Phone Call
Call Us
904-475-8000

YOUR CREDIT CARD OPTIONS AT A GLANCE

Explore RadiFi’s selection of credit cards, offering various benefits tailored to your financial preferences. Take advantage of our credit card options and enjoy greater financial freedom today!

  • Best if you want:

    Best if you want:

  • Fees

    Fees

  • Earns Rewards

    Earns Rewards

  • APR starting at: 

    APR starting at: 

  • Other Perks

    Other Perks

Platinum Visa

  • Best if you want:

    Less interest and lower monthly payments

  • Fees

    No

  • Earns Rewards

    No

  • APR starting at: 

    13.15%

  • Other Perks

    Save more, free fraud monitoring, easy online access

Rewards Visa

  • Best if you want:

    Earn points on all qualifying purchases

  • Fees

    No

  • Earns Rewards

    Yes

  • APR starting at: 

    14.15%

  • Other Perks

    Redeem points or cash for rewards, flexible redemption options, free fraud monitoring, easy online access

Signature Rewards Visa

  • Best if you want:

    Premium rewards on all qualifying purchases including extra points on restaurants, entertainment, cruise lines and boat rental/leases. 

  • Fees

    No

  • Earns Rewards

    Yes

  • APR starting at: 

    14.65%

  • Other Perks

    Redeem more points or cash for rewards, flexible redemption options, more perks from VISA, free fraud monitoring, easy online access

Secured Visa

  • Best if you want:

    Build your credit

  • Fees

  • Earns Rewards

    No

  • APR starting at: 

    13.90%

  • Other Perks

    Low fixed-rate, free fraud monitoring, easy online access

Credit Card Rates

Visa Credit Cards

Product

APR* starting at

APR* up to

*APR = Annual Percentage Rate. Rates are subject to change at any time without notice. For complete details, download the RadiFi Credit Union Visa® Application and Solicitation Disclosure (PDF).

How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”

 

Product

Platinum Visa® Card

APR* starting at

13.15%

APR* up to

16.90%

Product

Rewards Visa® Card

APR* starting at

14.15%

APR* up to

16.90%

Product

Signature Rewards Visa® Card

APR* starting at

14.65%

APR* up to

18.00%

Product

Secured Visa® Card

APR* starting at

13.90%

APR* up to

13.90%

OUR MEMBERS EMPOWER US

We’re dedicated to empowering you, which fuels everything we do.

I am grateful for JAX Federal Credit Union (now RadiFi) for the services that they offer. As I have grown as a member of JAXFCU, my needs have changed, and JAX Federal Credit Union has been there to assist in those. Their member service representatives are so knowledgable and helpful. I am grateful for their assistance when needed. The branch I go to has the best employees around. All of them have provided me with awesome service. I always recommended JAX Federal Credit Union to my family and friends.

— Richard D., Member

Apply For Your Credit Card Today

Apply and sign for your credit card online via an entirely digital process, or have a member of the RadiFi team personally assist you with your loan application.

Apply for a Credit Card
Get Started Online
Schedule an Appointment
Connect with Us by Video or Phone Call
Call Us
904-475-8000

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