
Join RadiFi
Start making waves with as little as $5.
Ride the New Wave of Banking
When you join RadiFi, you gain a partner for life. No matter what, we’re here to energize your goals and help unlock your potential.
Banking That’s Way Easier Than Navigating Five Points
We guide, help, and roll up our sleeves, so you can make your hopes and dreams a reality.
Bank easy
Remove unnecessary hassle with simple online & mobile banking tools that get you where you need to go.
Reach your goals
Partner with people who discover and listen for what matters most to you so that you can feel empowered to achieve it.
Build confidence
Think of us as a coach or mentor, guiding you through life’s stages so you can build confidence in your finances.
Dream out loud
Whether it’s your first time buying a home or you’re looking to refinance, we inspire you to paint a picture of your perfect tomorrow so we can help you unlock it.
Less Eyeroll. More Bankroll.
When you join RadiFi Credit Union, we pull out all the stops.
Make time for vibrant living.
With easy digital banking, you can take back the time you spend at the bank to actually grab a bite on your lunch break or take a stroll outside. At RadiFi, you can handle your business and live a vibrant life.

Dream big with the reality of great rates.
Thinking about buying that brand new home or financing that stylish new car? Do it right here, right now. If it’s your dream, we’ll help you make it easy and affordable to achieve.

Build a relationship with a team that empowers you.
We’re more than just a credit union. We’re a partner that you can count on for life. We wink at challenges and get the job done every time.

Join RadiFi to reimagine how you bank.
Come Join UsRadiFi vs. Banks
Who’s Eligible to Join RadiFi Credit Union?
See how you’re eligible to join.
- Duval
- Clay
- St. Johns
- Nassau County
- Baker County
This can be anyone who lives in your household or a close relative.
It’s Easy to Join
If you’ve made it this far — you basically belong here. But let’s make it official.
Joining is Easy
Becoming a RadiFi member is a special privilege. If you live, work, or worship in Duval, Clay, St. Johns, Nassau, or Baker Counties, you can become a RadiFi member! Apply today!
Open an Account
The quickest way to become a member is to open a savings account with at least $5. Add a checking account too, or even a loan and other services to RadiFi your life.
Gather Your Personal Info
Don’t forget to grab your Social Security Number and Driver’s License or state-issued photo ID (this includes a US Passport or current US Military ID).
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Sherry S., MemberMy experience thus far has been totally awesome!! The entire staff are the nicest people– always a friendly smile. In some businesses these days, people are cold. Thank you, guys and keep up the great work.
RADIFI RESOURCES
Explore our blog for the latest credit union news, practical advice, and financial tips.

Multi-Factor Authentication
The safety and security of our members is a top priority for us. That’s why we require multi-factor authentication (MFA) as part of your RadiFi Digital Banking login process. MFA provides an added layer of protection in the verification process used to confirm your identity when you login to online and mobile banking, and to…

Tips for Hurricane Preparedness
When a hurricane is approaching, it’s important to take the appropriate financial steps to ensure that once the storm has passed, you can quickly regain your financial footing. From protecting your financial documentation to having cash on hand, a little financial foresight can go a long way. Practical Steps to Prepare: Get Cash Early…

Password Security: Tips for Creating and Protecting Strong Passwords
At RadiFi, we empower our members with robust and versatile digital banking platforms that are easy to use and give full credit union access from anywhere. Members can quickly and conveniently access their accounts and manage their finances, including free bill pay, eStatements, remote check deposits, and more. However, if your login credentials become compromised,…