Youth Savings Accounts
If good habits begin early, why not start today?
Enjoy Savings Success With No Learning Curve
Give your youngest an early edge with an interest* bearing Youth Savings Account packed with features and functions they need the most.
Digital Banking
The best digital banking tools for tech-savvy young people. All free.
Let your young ones check balances and more with their favorite devices and on their own schedule.
Earn Interest*
Introduce your youngest to the power of compounding.
Earn interest* on balances over $100.00 (compounded and paid monthly based on the daily balance).
Direct Deposit
Don’t let your young ones get bogged down with routine financial tasks.
Save time with the convenience of electronic deposits of paychecks with Direct Deposit.
Low Minimums
A long journey starts with a small step.
Open a Youth Savings account with an initial deposit of at least $10 (includes $5 membership fee and $5 starter deposit).
Free Convenience
Your choice of free eStatements or free mailed statements and no charge for transactions completed in one of our branches, through our Contact Center, or CO-OP Shared Branches.
RadiFi Resources
Explore our blog for the latest credit union news, practical advice, and financial tips.
Free Financial Wellness Webinar
Looking for practical ways to manage your spending? Join this free online financial wellness webinar and learn tools to build healthier money habits and financial confidence.
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RadiFi Credit Union Named One of America’s Best Credit Unions for 2026
RadiFi Credit Union has been named one of America’s Best Credit Unions for 2026 by Newsweek, recognizing its commitment to community-focused banking, trusted service, and meaningful local impact. This national recognition highlights RadiFi’s people-first approach to helping members and communities thrive. Read More
Tips for protecting yourself from fraud
Impersonation scams are a growing threat that target everyday banking customers by exploiting trust and urgency. These scams occur when fraudsters pose as trusted representatives — often appearing to be from your credit union — through phone calls (vishing), text messages (smishing), or emails (phishing) to trick you into sharing sensitive personal or financial information. Read More
Open A Youth Savings Account Today
Opening a Teen Savings Account requires a branch visit. Please bring your social security number and a school ID or other form of identification to any RadiFi branch.
The Credit Union Difference
*In credit unions, members are owners. Therefore, interest equals dividends.