Personal > Checking & Savings > Youth Savings

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Youth Savings Accounts

If good habits begin early, why not start today?

Enjoy Savings Success With No Learning Curve

Give your youngest an early edge with an interest* bearing Youth Savings Account packed with features and functions they need the most.

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Digital Banking

The best digital banking tools for tech-savvy young people. All free.

Let your young ones check balances and more with their favorite devices and on their own schedule.

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Earn Interest*

Introduce your youngest to the power of compounding.

Earn interest* on balances over $100.00 (compounded and paid monthly based on the daily balance).

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Direct Deposit

Don’t let your young ones get bogged down with routine financial tasks.

Save time with the convenience of electronic deposits of paychecks with Direct Deposit.

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Low Minimums

A long journey starts with a small step.

Open a Youth Savings account with an initial deposit of at least $10 (includes $5 membership fee and $5 starter deposit).

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Free Convenience

Your choice of free eStatements or free mailed statements and no charge for transactions completed in one of our branches, through our Contact Center, or CO-OP Shared Branches.

RadiFi Resources

Explore our blog for the latest credit union news, practical advice, and financial tips.

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Free Financial Wellness Webinar

Looking for practical ways to manage your spending? Join this free online financial wellness webinar and learn tools to build healthier money habits and financial confidence.
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Newsweek America’s Best Credit Unions 2026 award badge honoring top-performing regional credit unions, in partnership with Plant-A Insights Group.

RadiFi Credit Union Named One of America’s Best Credit Unions for 2026

RadiFi Credit Union has been named one of America’s Best Credit Unions for 2026 by Newsweek, recognizing its commitment to community-focused banking, trusted service, and meaningful local impact. This national recognition highlights RadiFi’s people-first approach to helping members and communities thrive. Read More

Protect Yourself from Frauds and Scams

Tips for protecting yourself from fraud

Impersonation scams are a growing threat that target everyday banking customers by exploiting trust and urgency. These scams occur when fraudsters pose as trusted representatives — often appearing to be from your credit union — through phone calls (vishing), text messages (smishing), or emails (phishing) to trick you into sharing sensitive personal or financial information. Read More

Open A Youth Savings Account Today

Opening a Teen Savings Account requires a branch visit. Please bring your social security number and a school ID or other form of identification to any RadiFi branch.

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904-475-8000

The Credit Union Difference

*In credit unions, members are owners. Therefore, interest equals dividends.

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