Big lessons begin with small deposits.
Youth Savings Account
Little Savers. Big Futures.
Start Their Savings Journey Early
Help your child build smart money habits with a Youth Savings Account from RadiFi designed for kids 12 and under.
Meet Ringo
The coolest saver around.
And His Sister Raya
Always ready to make waves.
New Youth Account Promotion!
Open a New Youth Account & Get $50*
Give your child a strong start with an account designed to make saving simple.
A Smart Start For Their Future
Big Lessons
Begin with Small Deposits
- Designed for children 12 and under
- Parent or guardian supported
- Encourage healthy savings habits
- A simple way to introduce money basics
Saving is more exciting
with Ringo & Raya
- Set goals together
- Track progress
- Celebrate every milestone
Save. Grow. Make Waves.
WHAT ARE THEY SAVING FOR?
A New Bike
Games & Books
A Special Trip
School Supplies
The Future
EASY TO GET STARTED
- Start Your Application Online
- Add Your and Your Child’s or Grandchild’s Information
- Make the First Deposit
- Start Saving Together
Built for Families
At RadiFi Credit Union, we’re committed to helping families build strong financial futures – together. Starting early gives your child a foundation they can grow with.
A Youth Savings Account is a simple way to help your child start building strong financial habits early.
Help Them Take The First Step
Open a Youth Savings Account today and build habits that last a lifetime – starting with their very first deposit.
We’re Here for You – Every Step of the Way
Open a Youth Savings Account today and build habits that last a lifetime.
Disclosures
$50 New Youth Account Promotion
Offer valid August 1 through September 30, 2026, for eligible individuals age 12 or younger as of the account-opening date who open a new qualifying RadiFi Credit Union youth account. Membership eligibility and account-opening requirements apply. A parent, legal guardian or other adult authorized under RadiFi’s account-opening requirements must establish the account jointly with the youth.
To qualify, the youth must not have been a RadiFi member or an owner on any RadiFi account during the 12 months immediately preceding the new account-opening date. The qualifying youth account must remain open and in good standing for 90 consecutive days after opening. Accounts that are closed or have a negative balance before the end of the 90-day qualification period will not qualify.
$50.00 will be deposited into the qualifying youth account within 30 days after the 90-day qualification period, provided all promotional requirements have been met. Limit one $50 promotional deposit per eligible youth member, as identified by Social Security number.
A total of $10 is required at account opening, consisting of a $5 membership fee and a $5 minimum opening deposit. The promotional deposit may be reported to the IRS as interest income. The recipient is responsible for any applicable taxes. RadiFi reserves the right to modify or discontinue this offer at any time. Other restrictions may apply.