Youth Savings Accounts
If good habits begin early, why not start today?
Enjoy Savings Success With No Learning Curve
Give your youngest an early edge with an interest* bearing Youth Savings Account packed with features and functions they need the most.
Digital Banking
The best digital banking tools for tech-savvy young people. All free.
Let your young ones check balances and more with their favorite devices and on their own schedule.
Earn Interest*
Introduce your youngest to the power of compounding.
Earn interest* on balances over $100.00 (compounded and paid monthly based on the daily balance).
Direct Deposit
Don’t let your young ones get bogged down with routine financial tasks.
Save time with the convenience of electronic deposits of paychecks with Direct Deposit.
Low Minimums
A long journey starts with a small step.
Open a Youth Savings account with an initial deposit of at least $10 (includes $5 membership fee and $5 starter deposit).
Free Convenience
Your choice of free eStatements or free mailed statements and no charge for transactions completed in one of our branches, through our Contact Center, or CO-OP Shared Branches.
RadiFi Resources
Explore our blog for the latest credit union news, practical advice, and financial tips.
Tips for protecting yourself from fraud
Impersonation scams are a growing threat that target everyday banking customers by exploiting trust and urgency. These scams occur when fraudsters pose as trusted representatives — often appearing to be from your credit union — through phone calls (vishing), text messages (smishing), or emails (phishing) to trick you into sharing sensitive personal or financial information. Read More
RadiFi Proudly Sponsors Jacksonville University Charter Day 2026
RadiFi Credit Union proudly sponsors Jacksonville University Charter Day on April 17, 2026, volunteering alongside students and donating over 600 hats to support a day of service across the Jacksonville community. Read More
RadiFi Credit Union Sponsors the Riverside Avondale Home Tour
RadiFi Credit Union is proud to sponsor the Riverside Avondale Home Tour in Jacksonville. Read More
Open A Youth Savings Account Today
Opening a Teen Savings Account requires a branch visit. Please bring your social security number and a school ID or other form of identification to any RadiFi branch.
The Credit Union Difference
*In credit unions, members are owners. Therefore, interest equals dividends.