Posted in Home Financing Advice
Unlock affordable homeownership with RadiFi Credit Union's Workforce Housing Plus program, offering up to $15,000 in financial assistance for down payments and closing costs. Ideal for first-time homebuyers in Jacksonville, this initiative aims to make owning your dream home a reality. Discover how you can benefit and apply today! Read More
Posted in Home Financing Advice
Your house is an asset that can support your financial wellbeing if you know your options. Similarly, your mortgage is more than a monthly loan payment. Refinancing your mortgage can provide opportunities to save money and can also support other financial goals. Refinancing your mortgage can make sense for many reasons, number one being if…
Posted in Auto Advice
2024 is ushering in a thrilling era of automotive innovation, offering a myriad of enticing prospects for both car enthusiasts and potential buyers. If the idea of a new car has been on your mind, now is the opportune moment to make that exciting leap. This post delves into five persuasive reasons why acquiring a…
Posted in Press
Explore RadiFi Credit Union's newest Glen Kernan Parkway Branch, where advanced technology meets personalized service to redefine banking in Jacksonville. Discover how we prioritize our members through a member-centric approach, offering innovative solutions and financial guidance tailored to your needs.
Posted in Auto AdvicePress
Here’s a list of the best cars under $25K to help you on your car-buying journey. Plus, we’re offering special loans to help get you behind the wheel faster. Read More
Posted in Financial Security
Since 1935, RadiFi has been a cornerstone of trust and reliability as the go-to local neighborhood credit union in Northeast Florida. As we mark nearly nine decades of serving our community, we express our sincere gratitude to you for choosing RadiFi as your steadfast financial partner. Our commitment to personalized, member-focused services and deep community…
Posted in Money Management Tips
Unlock financial freedom by harnessing the transformative power of balance transfer promotions on credit cards. In our upcoming blog post, explore how transferring higher rate debt to a lower rate card can slash interest rates, save you money, simplify your finances, and boost your credit score. Discover the secrets to leveraging promotional periods, gaining repayment flexibility, and paving the way towards a debt-free future. Don’t miss out – your journey to financial security starts here. Read More
Posted in Events
We are excited to remind our valued members that our Annual Membership Meeting is right around the corner! This is an important event where you can learn more about how your credit union is performing, ask questions, and get involved in the future direction of RadiFi. Event Details: Date: September 24, 2024 Time: 6:00…
Posted in Auto Advice
Summer is here and many of us are ready to take our favorite cars, boats, or RVs out for a much-needed adventure. But if you’re unhappy with the price you’re paying on a monthly vehicle loan to fund your hard-earned wheels, it can take the fun out of those future plans. Whatever the reason for…
Posted in Home Financing Advice
This comprehensive guide will provide valuable first-time home buyer tips, from financial planning to finding the right home and securing the perfect mortgage. Read More
Posted in Events
NOTICE IS HEREBY GIVEN that the annual meeting of RadiFi Credit Union will be held at 562 Park Street, Jacksonville, FL 32204 on Tuesday, September 24, 2024, at 6:00 pm. The meeting is held for the following purposes: (1) to elect two directors of the credit union; and (2) to transact any business that may…
Posted in Money Market Accounts
In today’s financial landscape, finding the right place to park your savings can feel like navigating through a sea of endless options. Yet, amidst the vast ocean of possibilities, one beacon shines brightly for those seeking both growth and flexibility in their savings strategy: the money market account (MMA). RadiFi Credit Union’s Tidal Wave Money…
Posted in Home Financing Advice
When it comes to purchasing a home, navigating the complex world of mortgages can be a daunting task. Among the myriad options available, the conventional mortgage stands out as one of the most common and straightforward choices for many homebuyers. In this guide, we’ll delve into the nuances of conventional mortgages, exploring what sets them…
Posted in Home Financing Advice
Embark on your homeownership journey fully equipped with the essential knowledge of home financing. From navigating mortgage basics to optimizing credit scores, our comprehensive guide empowers you to make informed decisions. Explore insights on down payments, loan pre-approval, and the various types of mortgages. Learn how to manage closing costs, consider refinancing opportunities, and ensure your monthly payments align with your financial goals. Safeguard your investment with homeowners insurance and discover the keys to a successful and fulfilling homeownership experience. Read More
Posted in Home Financing Advice
Discover a paradigm shift in home financing with Adjustable-Rate Mortgages (ARMs). Uncover the unparalleled benefits of lower interest rates and enhanced financial flexibility, allowing you to redefine your approach to homeownership. Navigate the intricate landscape of ARMs versus fixed-rate mortgages, understanding how market responsiveness and risk management options can be key factors in your financial strategy. Explore the advantages tailored for short-term ownership and the potential for interest-only payments, unlocking a world of possibilities in your home financing journey Read More
Posted in Money Management Tips
In the financial landscape, credit unions stand out as member-owned, not-for-profit institutions that prioritize the financial well-being of their members. One unique offering that credit unions provide is the credit union share certificate. In this piece, we’ll explore the nature of credit union share certificates, unraveling their functionality and examining the advantages they bring to…
