Money Market Accounts
Think of it as saving without sacrifice.
Save The Flexible Way
Earn higher interest* and keep access to your money with a RadiFi Regular or
Tidal Wave Money Market Account.
Multiple Tiers Of Interest*
Automatically earn more interest* the more you save.
No Service Charges
Saving shouldn’t cost you money. Our Money Market Accounts are free of any monthly service charges.
Low Minimums
Choose your own level of commitment with a low minimum balance requirement.
Money Market Rates
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield (APY)* |
|---|---|---|
|
*APY = Annual Percentage Yield. Rates are current as of 6/1/2026 and are subject to change at any time without notice. Minimum opening deposit is $2,500. |
||
|
Minimum balance to earn dividends $100-$2,499 |
Dividend Rate 0.399% |
Annual Percentage Yield (APY)* 0.40% |
|
Minimum balance to earn dividends $2,500 |
Dividend Rate 0.747% |
Annual Percentage Yield (APY)* 0.75% |
|
Minimum balance to earn dividends $10,000 |
Dividend Rate 0.847% |
Annual Percentage Yield (APY)* 0.85% |
|
Minimum balance to earn dividends $25,000 |
Dividend Rate 1.045% |
Annual Percentage Yield (APY)* 1.05% |
|
Minimum balance to earn dividends $50,000 |
Dividend Rate 1.094% |
Annual Percentage Yield (APY)* 1.10% |
|
Minimum balance to earn dividends $100,000 |
Dividend Rate 1.193% |
Annual Percentage Yield (APY)* 1.20% |
Tidal Wave Money Market Account
When you’ve reached this level of savings, you’re more than making waves –
you are the wave.
Ride the wave to higher savings with a RadiFi Tidal Wave Money Market Account.
Your goals are as unique as you are.
Money doesn’t grow on trees, but at RadiFi, a Tidal Wave Money Market Account is the next best thing. Set your goals and ride the wave to higher earnings.
Stay empowered – stay smart.
If you have funds to invest, we suggest taking the “SMART” approach to your goals. Yes, smart is always good, but in this case, it stands for Specific, Measurable, Achievable, Relevant and Time-Bound. This strategy is the perfect way to stay empowered – and in control of your goals.
Tidal Wave Money Market Rates
|
Minimum Balance to Earn Dividends |
DIVIDEND RATE (APR) |
ANNUAL PERCENTAGE YIELD* (APY) |
|---|---|---|
|
*APY = Annual Percentage Yield. Rates are current as of 6/1/2026, and subject to change at any time without notice. Our RadiFi Tidal Wave Money Market Account requires a minimum deposit of $2,500 of new money only to open the account. All deposits made to the Tidal Wave Money Market Account must be new money only. New money is defined as funds not currently on deposit with RadiFi Credit Union. Please see the Truth-in-Savings Disclosure for complete disclosures of this account. |
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|
Minimum Balance to Earn Dividends $100-$2,499 |
DIVIDEND RATE (APR) 0.399% |
ANNUAL PERCENTAGE YIELD* (APY) 0.400% |
|
Minimum Balance to Earn Dividends $2,500.00 |
DIVIDEND RATE (APR) 0.747% |
ANNUAL PERCENTAGE YIELD* (APY) 0.750% |
|
Minimum Balance to Earn Dividends $10,000.00 |
DIVIDEND RATE (APR) 0.995% |
ANNUAL PERCENTAGE YIELD* (APY) 1.000% |
|
Minimum Balance to Earn Dividends $25,000.00 |
DIVIDEND RATE (APR) 1.243% |
ANNUAL PERCENTAGE YIELD* (APY) 1.250% |
|
Minimum Balance to Earn Dividends $50,000.00 |
DIVIDEND RATE (APR) 1.490% |
ANNUAL PERCENTAGE YIELD* (APY) 1.500% |
|
Minimum Balance to Earn Dividends $100,000.00 |
DIVIDEND RATE (APR) 1.736% |
ANNUAL PERCENTAGE YIELD* (APY) 1.750% |
|
Minimum Balance to Earn Dividends $250,000.00 |
DIVIDEND RATE (APR) 2.960% |
ANNUAL PERCENTAGE YIELD* (APY) 3.000% |
|
Minimum Balance to Earn Dividends $500,000.00 |
DIVIDEND RATE (APR) 3.445% |
ANNUAL PERCENTAGE YIELD* (APY) 3.500% |
|
Minimum Balance to Earn Dividends $1,000,000.00 |
DIVIDEND RATE (APR) 3.928% |
ANNUAL PERCENTAGE YIELD* (APY) 4.000% |
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Daryll C., MemberGreat, great, great! Loved the experience and they took care of all our needs without a lot of hassle that you get from banking experiences. They really acted like they wanted our business, not like bigger banking companies.
RadiFi Resources
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Ready to Make Waves?
Get started today.