Personal > Checking & Savings > Money Market

Parent and child playing in the ocean

Money Market Accounts

Think of it as saving without sacrifice.

Save The Flexible Way

Earn higher interest* and keep access to your money with a RadiFi Regular or

Tidal Wave Money Market Account.

Upward Slope Graph class=”wrapper”>

Multiple Tiers Of Interest*

Automatically earn more interest* the more you save.

No Fees class=”wrapper”>

No Service Charges

Saving shouldn’t cost you money. Our Money Market Accounts are free of any monthly service charges.

Down Arrow class=”wrapper”>

Low Minimums

Choose your own level of commitment with a low minimum balance requirement.

Money Market Rates

Regular Money Market Account Rates

Minimum balance to earn dividends

Dividend Rate

Annual Percentage Yield (APY)*

*APY = Annual Percentage Yield. Rates are current as of 2/2/2024 and are subject to change at any time without notice. Minimum opening deposit is $2,500.

Minimum balance to earn dividends

$100-$2,499

Dividend Rate

0.399%

Annual Percentage Yield (APY)*

0.40%

Minimum balance to earn dividends

$2,500

Dividend Rate

0.747%

Annual Percentage Yield (APY)*

0.75%

Minimum balance to earn dividends

$10,000

Dividend Rate

0.847%

Annual Percentage Yield (APY)*

0.85%

Minimum balance to earn dividends

$25,000

Dividend Rate

1.045%

Annual Percentage Yield (APY)*

1.05%

Minimum balance to earn dividends

$50,000

Dividend Rate

1.094%

Annual Percentage Yield (APY)*

1.10%

Minimum balance to earn dividends

$100,000

Dividend Rate

1.193%

Annual Percentage Yield (APY)*

1.20%

OUR MEMBERS EMPOWER US

We’re dedicated to empowering you, which fuels everything we do.

Great, great, great! Loved the experience and they took care of all our needs without a lot of hassle that you get from banking experiences. They really acted like they wanted our business, not like bigger banking companies.

— Daryll C., Member

Open A Money Market Account Today

Regular Money Market Accounts may be opened online, in-person at one of our branches, or by phone.

Our RadiFi Tidal Wave Money Market requires a minimum deposit of $2,500, and 50% of the opening balance must come from funds not currently on deposit at RadiFi Credit Union. 50% of the Funds cannot be transferred from any RadiFi account through ACH or internally. To fund, please call 800-443-2664 or visit a RadiFi Member Success Associate at any of our seven RadiFi branches.

Open a New Account
Get started online
Call Us
904-475-8000

The Credit Union Difference

*In credit unions, members are owners. Therefore, interest equals dividends.

SVG linear gradient