Money Market Accounts
Think of it as saving without sacrifice.
Save The Flexible Way
Earn higher interest* and keep access to your money with a RadiFi Regular or
Tidal Wave Money Market Account.
Multiple Tiers Of Interest*
Automatically earn more interest* the more you save.
No Service Charges
Saving shouldn’t cost you money. Our Money Market Accounts are free of any monthly service charges.
Low Minimums
Choose your own level of commitment with a low minimum balance requirement.
Money Market Rates
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield (APY)* |
|---|---|---|
|
*APY = Annual Percentage Yield. Rates are current as of 12/01/2024 and are subject to change at any time without notice. Minimum opening deposit is $2,500. |
||
|
Minimum balance to earn dividends $100-$2,499 |
Dividend Rate 0.399% |
Annual Percentage Yield (APY)* 0.40% |
|
Minimum balance to earn dividends $2,500 |
Dividend Rate 0.747% |
Annual Percentage Yield (APY)* 0.75% |
|
Minimum balance to earn dividends $10,000 |
Dividend Rate 0.847% |
Annual Percentage Yield (APY)* 0.85% |
|
Minimum balance to earn dividends $25,000 |
Dividend Rate 1.045% |
Annual Percentage Yield (APY)* 1.05% |
|
Minimum balance to earn dividends $50,000 |
Dividend Rate 1.094% |
Annual Percentage Yield (APY)* 1.10% |
|
Minimum balance to earn dividends $100,000 |
Dividend Rate 1.193% |
Annual Percentage Yield (APY)* 1.20% |
Tidal Wave Money Market Account
When you’ve reached this level of savings, you’re more than making waves –
you are the wave.
Ride the wave to higher savings with a RadiFi Tidal Wave Money Market Account.
Your goals are as unique as you are.
Money doesn’t grow on trees, but at RadiFi, a Tidal Wave Money Market Account is the next best thing. Set your goals and ride the wave to higher earnings.
Stay empowered – stay smart.
If you have funds to invest, we suggest taking the “SMART” approach to your goals. Yes, smart is always good, but in this case, it stands for Specific, Measurable, Achievable, Relevant and Time-Bound. This strategy is the perfect way to stay empowered – and in control of your goals.
Tidal Wave Money Market Rates
|
Minimum Balance to Earn Dividends |
DIVIDEND RATE (APR) |
ANNUAL PERCENTAGE YIELD* (APY) |
|---|---|---|
|
*APY = Annual Percentage Yield. Rates are current as of 12/01/2024, and subject to change at any time without notice. Our RadiFi Tidal Wave Money Market Account requires a minimum deposit of $2,500 of new money only to open the account. All deposits made to the Tidal Wave Money Market Account must be new money only. New money is defined as funds not currently on deposit with RadiFi Credit Union. |
||
|
Minimum Balance to Earn Dividends $100-$2,499 |
DIVIDEND RATE (APR) 3.928% |
ANNUAL PERCENTAGE YIELD* (APY) 4.000% |
|
Minimum Balance to Earn Dividends $2,500.00 |
DIVIDEND RATE (APR) 3.928% |
ANNUAL PERCENTAGE YIELD* (APY) 4.000% |
|
Minimum Balance to Earn Dividends $10,000.00 |
DIVIDEND RATE (APR) 3.928% |
ANNUAL PERCENTAGE YIELD* (APY) 4.000% |
|
Minimum Balance to Earn Dividends $25,000.00 |
DIVIDEND RATE (APR) 3.928% |
ANNUAL PERCENTAGE YIELD* (APY) 4.000% |
|
Minimum Balance to Earn Dividends $50,000.00 |
DIVIDEND RATE (APR) 3.928% |
ANNUAL PERCENTAGE YIELD* (APY) 4.000% |
|
Minimum Balance to Earn Dividends $100,000.00 |
DIVIDEND RATE (APR) 3.928% |
ANNUAL PERCENTAGE YIELD* (APY) 4.000% |
|
Minimum Balance to Earn Dividends $250,000.00 |
DIVIDEND RATE (APR) 3.928% |
ANNUAL PERCENTAGE YIELD* (APY) 4.000% |
|
Minimum Balance to Earn Dividends $500,000.00 |
DIVIDEND RATE (APR) 3.928% |
ANNUAL PERCENTAGE YIELD* (APY) 4.000% |
|
Minimum Balance to Earn Dividends $1,000,000.00 |
DIVIDEND RATE (APR) 3.928% |
ANNUAL PERCENTAGE YIELD* (APY) 4.000% |
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Daryll C., MemberGreat, great, great! Loved the experience and they took care of all our needs without a lot of hassle that you get from banking experiences. They really acted like they wanted our business, not like bigger banking companies.
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Open A Money Market Account Today
Regular Money Market Accounts may be opened online, in-person at one of our branches, or by phone.
Our RadiFi Tidal Wave Money Market requires a minimum deposit of $2,500, and 50% of the opening balance must come from funds not currently on deposit at RadiFi Credit Union. 50% of the Funds cannot be transferred from any RadiFi account through ACH or internally. To fund, please call 800-443-2664 or visit a RadiFi Member Success Associate at any of our seven RadiFi branches.
The Credit Union Difference
*In credit unions, members are owners. Therefore, interest equals dividends.