Rates as low as 4.99% APR*
Lower Your Car Payment
+ No Payment for 90 Days
Check Out Our Special Offers
As your neighborhood credit union, we are dedicated to empowering our members with the financial products and services they need to live their lives vibrantly.
Pre-Approved Loan Offers Are Here
RadiFi makes banking easy with pre-approved loan offers to qualifying members. View and claim your offers now.
Refer-a-Friend
Invite a friend, family member or coworker to join RadiFi. $25 for You. $25 for Them.
Pick Your Perk with a RadiFi Credit Card
Earn 15,000 bonus points, lock in 1.90% APR, or get 1.5x rewards—you choose the offer that fits you best.
Ready to Dive In?
Our promise is to guide, help, and roll up our sleeves, so you can make your hopes and dreams a reality.
Open an Account
Find an account that fits your needs.
From everyday spending to saving for your future, we offer a variety of accounts to meet your goals.
Apply for a Loan
Take advantage of fast financing.
Our online loan application process is simple, quick and easy. Start achieving your dreams today.
Enroll in Digital Banking
Easy. Fast. Secure.
Stay in control of your finances at home or on the go from your computer, tablet, or mobile device.
Find a Branch or ATM
Meet us wherever you are.
Members have access to over 5,000 shared branches, and nearly 30,000 surcharge-free ATMs.
Feel the Rush of Awesome Rates
BROWSE OUR PRODUCTS & SERVICES
Less Eyeroll. More Bankroll.
When you join RadiFi Credit Union, we pull out all the stops.
Make time for vibrant living.
With easy digital banking, you can take back the time you spend at the bank to actually grab a bite on your lunch break or take a stroll outside. At RadiFi, you can handle your business and live a vibrant life.
Dream big with the reality of great rates.
Thinking about buying that brand new home or financing that stylish new car? Do it right here, right now. If it’s your dream, we’ll help you make it easy and affordable to achieve.
Build a relationship with a team that empowers you.
We’re more than just a credit union. We’re a partner that you can count on for life. We wink at challenges and get the job done every time.
Join RadiFi to reimagine how you bank.
Join RadiFiOur Members Empower Us
We’re dedicated to empowering you, which fuels everything we do.
— Bud D., MemberI have used this credit union for over 60 years for my financial activities and holdings and I have been a member of Jax Federal (now RadiFi) with almost unlimited access to the branch manager’s office and have always been treated like a member of the family.
Make Waves by Joining RadiFi
Join your local credit union to reimagine how you bank.
WE’RE HERE TO HELP YOU THRIVE FINANCIALLY
Explore our blog for the latest credit union news, practical advice, and financial tips.
SAVE LIVES WITH RADIFI and oneblood | DONATE BLOOD NOVEMBER 14
Join RadiFi Credit Union and OneBlood on Thursday, November 14, from 10 AM – 3 PM at our Glen Kernan Parkway Branch to help save lives! Every donation makes a difference — and donors will receive a $20 eGift card, a power bank, and a wellness checkup. Read More
RadiFi Fraud Prevention Seminars
Join RadiFi Credit Union and the Jacksonville Sheriff’s Office for free fraud prevention seminars. Learn how to spot common scams, recognize warning signs, and protect yourself with practical prevention tips. Open to the community, help safeguard your money, identity, and peace of mind. Read More
From Contest Winner to Member: Tiffany’s RadiFi Journey
When author and comic creator Tiffany Easterling stopped by the RadiFi booth at Ancient City Con, she didn’t just win our Meta Quest giveaway – she discovered a credit union that shares her creative spirit. Read More
Connect With Us
Start achieving your dreams with RadiFi.
*Disclosures
Auto Loan Refinance Disclosure:
APR = Annual Percentage Rate. APRs are effective as of 10/01/2025 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your credit worthiness, term of loan, loan-to-value, and other criteria. Certain restrictions may apply. Not all members will qualify for this offer. Used vehicles must be 2018 or newer. Refinances of existing RadiFi Credit Union loans do not qualify for this offer. Mileage could affect the maximum term allowed. A sample auto loan payment based on $20,000 financed for 48 months at 4.99% APR is approximately $460.50. Interest will continue to accrue during the 90-day no payment period.