Home Equity Loan

Low Rates. Simple Application Process.

Home Equity Loans – Rates as low as 5.75% APR*

Level Up Your Banking Experience

It’s time to dream big and reimagine what’s possible with RadiFi.

Refinance Your Auto Loan at RadiFi

Auto Refinance Special – Rates as low as 5.25% APR*

Lower your monthly payments & save thousands over the life of your auto loan.

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Home Mortgage Loans

Home Mortgages: Save up to $5,000 in Closing Costs

Quick & easy online application process. Fast approvals!

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Tidal Wave Money Market – Earn as High as 4.00% APY*

Ride the wave to higher earnings with our Tidal Wave Money Market Account.

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Less Eyeroll. More Bankroll.

When you join RadiFi Credit Union, we pull out all the stops.

Make time for vibrant living.

With easy digital banking, you can take back the time you spend at the bank to actually grab a bite on your lunch break or take a stroll outside. At RadiFi, you can handle your business and live a vibrant life.

vibrant living

Dream big with the reality of great rates.

Thinking about buying that brand new home or financing that stylish new car? Do it right here, right now. If it’s your dream, we’ll help you make it easy and affordable to achieve.

dream big with great rates

Build a relationship with a team that empowers you.

We’re more than just a credit union. We’re a partner that you can count on for life. We wink at challenges and get the job done every time.

member empowerment

Join RadiFi to reimagine how you bank.

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Our Members Empower Us

We’re dedicated to empowering you, which fuels everything we do.

I have used this credit union for over 60 years for my financial activities and holdings and I have been a member of Jax Federal (now RadiFi) with almost unlimited access to the branch manager’s office and have always been treated like a member of the family.

— Bud D., Member

Make Waves by Joining RadiFi

Join your local credit union to reimagine how you bank.

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WE’RE HERE TO HELP YOU THRIVE FINANCIALLY

Explore our blog for the latest credit union news, practical advice, and financial tips.

Hurricane Tips

Hurricane Preparedness: Essential Financial Steps to Take Before the Storm

When a hurricane is on the horizon, taking proactive financial steps can make all the difference in your recovery after the storm. By being prepared, you can quickly regain your financial footing when the winds die down. From safeguarding your important documents to ensuring you have cash ready, a little foresight goes a long way.…

Hurricane Scam Tips

After the Storm: Your Guide to Avoiding Disaster-Related Scams

At RadiFi, we encourage our members to remain vigilant against scams and fraud year-round, but it’s especially crucial to be cautious after a hurricane or natural disaster. In the aftermath of such events, scammers often target vulnerable individuals, exploiting the chaos and uncertainty that can arise. According to the National Center for Disaster Fraud (NCDF),…

auto refinance

Should I Refinance My Vehicle Loan?

Summer is here and many of us are ready to take our favorite cars, boats, or RVs out for a much-needed adventure. But if you’re unhappy with the price you’re paying on a monthly vehicle loan to fund your hard-earned wheels, it can take the fun out of those future plans. Whatever the reason for…

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904-475-8000

*Disclosures

Home Equity Loan Disclosure: Click here for complete details and rates. 

Auto Loan Refinance Disclosure:
APR = Annual Percentage Rate. APRs are effective as of 10/01/2024 and subject to change at any time without notice. APR applies to this Auto Refinance Special Only. Your rate may be higher than the lowest advertised APR. APRs are based on your credit worthiness, term of loan, loan-to-value, and other criteria. Certain restrictions may apply. Minimum loan amount is $7,500. Used vehicles must be 2017 or newer. Refinances of existing RadiFi Credit Union loans do not qualify for this offer. No other rate discounts are applicable for this offer, including RadiFi’s Relationship Discount. Mileage could affect the maximum term allowed. Max mileage is 150,000. A sample auto loan payment based on $25,000 financed for 66 months at 5.25% is approximately $436.93. Offer ends October 31, 2024.

Tidal Wave Money Market Account Disclosure:
APY = Annual Percentage Yield. Rates are current as 10/01/2024, and subject to change at any time without notice. Our RadiFi Tidal Wave Money Market Account requires a minimum deposit of $2,500 of new money only to open the account. All deposits made to the Tidal Wave Money Market Account must be new money only. New money is defined as funds not currently on deposit with RadiFi Credit Union.

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