13-Month Certificate
Earn up to 4.00% APY*
Check Out Our Special Offers
As your neighborhood credit union, we are dedicated to empowering our members with the financial products and services they need to live their lives vibrantly.
$25 TO GET THEM STARTED
Open a Youth Savings Account in May and receive a $25 deposit* from RadiFi.
New Visa Credit Card Offer
1.90 intro APR8 for 12 months on purchases made in the first 90 days
READY FOR YOUR NEXT HOME PROJECT?
A low-rate Home Equity Loan can help you make it happen — with up to $500 credit toward closing costs.
Why RadiFi?
Your Neighborhood Credit Union
Digital Convenience
Modern online and mobile banking tools to manage your finances anywhere.
Feel the Rush of Awesome Rates
BROWSE OUR PRODUCTS & SERVICES
Less Eyeroll. More Bankroll.
When you join RadiFi Credit Union, we pull out all the stops.
Make time for vibrant living.
With easy digital banking, you can take back the time you spend at the bank to actually grab a bite on your lunch break or take a stroll outside. At RadiFi, you can handle your business and live a vibrant life.
Dream big with the reality of great rates.
Thinking about buying that brand new home or financing that stylish new car? Do it right here, right now. If it’s your dream, we’ll help you make it easy and affordable to achieve.
Build a relationship with a team that empowers you.
We’re more than just a credit union. We’re a partner that you can count on for life. We wink at challenges and get the job done every time.
Join RadiFi to reimagine how you bank.
Join RadiFi in MinutesOur Members Empower Us
We’re dedicated to empowering you, which fuels everything we do.
— Bud D., MemberI have used this credit union for over 60 years for my financial activities and holdings and I have been a member of Jax Federal (now RadiFi) with almost unlimited access to the branch manager’s office and have always been treated like a member of the family.
WE’RE HERE TO HELP YOU THRIVE FINANCIALLY
Explore our blog for the latest credit union news, practical advice, and financial tips.
RadiFi Supports Clay County Habitat for Humanity’s Women Build Gala
RadiFi Credit Union was proud to sponsor and attend Clay County Habitat for Humanity’s Women Build Gala, an inspiring evening supporting affordable homeownership and stronger futures for families in Clay County. Read More
Jacksonville Waves Home Opener: A New Wave of Women’s Basketball Begins in Jacksonville
The Jacksonville Waves home opener is more than a game. It marks a historic moment for women’s basketball, families and young fans across Jacksonville. Read More
Tips for protecting yourself from fraud
Impersonation scams are a growing threat that target everyday banking customers by exploiting trust and urgency. These scams occur when fraudsters pose as trusted representatives — often appearing to be from your credit union — through phone calls (vishing), text messages (smishing), or emails (phishing) to trick you into sharing sensitive personal or financial information. Read More
Make Waves by Joining RadiFi
Join your local credit union to reimagine how you bank.
Connect With Us
Start achieving your dreams with RadiFi.
Proud to Serve the Jacksonville Community
RadiFi proudly partners with organizations that strengthen the communities we serve across Northeast Florida. Through partnerships with the Jacksonville Waves, Jacksonville University Athletics and local community initiatives, we are committed to making a positive impact where our members live and work
A Credit Union Making Waves
RadiFi Credit Union continues to earn recognition for strong growth, trusted service, and community impact. These honors reflect the commitment of our associates and the trust our members place in us every day.
*Disclosures
13-Month Certificate Disclosure:
*APY = Annual Percentage Yield. APY listed is current as of 05/01/26. Rates are subject to change at anytime without notice. Minimum to earn 4.00% APY for 13-month term is $50,000.00. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings.
Visa Credit Card Disclosure:
Visa Introductory Rate Offer: APR = Annual Percentage Rate.1.90% Intro APR for 12 months on purchases made within your first 90 days of opening the credit card account. After the 12-month promotional period ends, your APR will revert to the standard variable rate, currently 13.15%–16.90%, based on your creditworthiness. Offer subject to change at any time without notice. Restrictions apply. Contact the credit union for complete details at 904-475-8000.
Youth Savings Account Offer
$25 deposit offer valid for RadiFi Youth Savings Accounts (the primary basic savings account for children ages 12 and under) only opened between May 1–31, 2026. Deposit will be made within 30 days of account opening, provided the account is funded and in good standing. Limit one deposit per account. Offer valid for new member relationships only. Membership eligibility required. A $5 membership fee and $5 minimum deposit are required to open and fund the account.
Auto Loan Refinance Offer
*APR = Annual Percentage Rate. APRs are effective as of 05/01/2026 and are subject to change without notice. Your APR may be higher than the lowest advertised rate. Rates are based on creditworthiness, loan term, loan-to-value (LTV), and other underwriting factors. Certain restrictions apply, and not all applicants will qualify.
This offer is available for qualifying auto loan refinances from another lender only. Refinances of existing RadiFi Credit Union auto loans do not qualify. Minimum loan amount is $10,000, the loan application must be submitted as an auto loan refinance, and eligible vehicles must be model years 2019–2026. Used vehicles must be 2019 or newer. Vehicle mileage may affect the maximum loan term. Interest will continue to accrue during the up to 90-day no payment period.
Sample payment: $20,000 financed for 48 months at 4.75% APR equals approximately $458.32 per month. Other terms and conditions apply.