Auto Loan Refinance

ReFi Your Auto Loan at RadiFi

Auto Loan Refinance Special: Rates as low as 5.25% APR*

Limited Time Offer!

Level Up Your Banking Experience

It’s time to dream big and reimagine what’s possible with RadiFi.

Growing Savings

Tidal Wave Money Market – Earn 4.00% APY*

Ride the wave to higher earnings with our Tidal Wave Money Market Account.

Learn More
Home Mortgage Loans

Home Mortgages: Save up to $5,000 in Closing Costs

Quick & easy online application process. Fast approvals!
Local People. Local Lenders. Local Decisions.

Explore Mortgage Options
Couple cooking food on counter

11-Month Certificate – Earn as High as 5.30% APY*

Unlock high-yield returns with our exclusive share certificate specials.

Get the Details

Less Eyeroll. More Bankroll.

When you join RadiFi Credit Union, we pull out all the stops.

Make time for vibrant living.

With easy digital banking, you can take back the time you spend at the bank to actually grab a bite on your lunch break or take a stroll outside. At RadiFi, you can handle your business and live a vibrant life.

vibrant living

Dream big with the reality of great rates.

Thinking about buying that brand new home or financing that stylish new car? Do it right here, right now. If it’s your dream, we’ll help you make it easy and affordable to achieve.

dream big with great rates

Build a relationship with a team that empowers you.

We’re more than just a credit union. We’re a partner that you can count on for life. We wink at challenges and get the job done every time.

member empowerment

Join RadiFi to reimagine how you bank.

Come Join Us

Our Members Empower Us

We’re dedicated to empowering you, which fuels everything we do.

I have used this credit union for over 60 years for my financial activities and holdings and I have been a member of Jax Federal (now RadiFi) with almost unlimited access to the branch manager’s office and have always been treated like a member of the family.

— Bud D., Member

Make Waves by Joining RadiFi

Join your local credit union to reimagine how you bank.

Join RadiFi Credit Union


Explore our blog for the latest credit union news, practical advice, and financial tips.

auto refinance

Should I Refinance My Vehicle Loan?

Summer is here and many of us are ready to take our favorite cars, boats, or RVs out for a much-needed adventure. But if you’re unhappy with the price you’re paying on a monthly vehicle loan to fund your hard-earned wheels, it can take the fun out of those future plans. Whatever the reason for…


Affordable Homeownership with RadiFi Credit Union’s Workforce Housing Plus Program

Unlock affordable homeownership with RadiFi Credit Union’s Workforce Housing Plus program, offering up to $15,000 in financial assistance for down payments and closing costs. Ideal for first-time homebuyers in Jacksonville, this initiative aims to make owning your dream home a reality. Discover how you can benefit and apply today! Read More

First time home buyer tips

First-Time Home Buyer Tips: Your Guide to Homeownership

This comprehensive guide will provide valuable first-time home buyer tips, from financial planning to finding the right home and securing the perfect mortgage. Read More

Connect With Us

Start achieving your dreams with RadiFi.

Open a New Account
Get started online
Apply for a Loan
Apply online
Call Us


Auto Loan Refinance Disclosure:
APR = Annual Percentage Rate. APRs are effective as of 07/01/2024 and subject to change at any time without notice. APR applies to this Auto Refinance Special Only. Your rate may be higher than the lowest advertised APR. APRs are based on your credit worthiness, term of loan, loan-to-value, and other criteria. Certain restrictions may apply. Minimum loan amount is $7,500. Used vehicles must be 2017 or newer. Refinances of existing RadiFi Credit Union loans do not qualify for this offer. No other rate discounts are applicable for this offer, including RadiFi’s Relationship Discount. Mileage could affect the maximum term allowed. Max mileage is 150,000. A sample auto loan payment based on $25,000 financed for 66 months at 5.25% is approximately $436.93. Offer ends August 31, 2024.

Tidal Wave Money Market Account Disclosure:
APY = Annual Percentage Yield. Rates are current as 07/01/2024, and subject to change at any time without notice. Our RadiFi Tidal Wave Money Market Account requires a minimum deposit of $2,500 of new money only to open the account. All deposits made to the Tidal Wave Money Market Account must be new money only. New money is defined as funds not currently on deposit with RadiFi Credit Union.

11-Month Certificate Special Disclosure:
APY = Annual Percentage Yield. APYs listed are current as of 07/01/2024. Rates are subject to change at any time without notice. Minimum to earn 5.30% APY for 11-month term is $1,000,000. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. Other rates & terms available.

SVG linear gradient