11-Month Flex Access Certificate
Earn 4.10% APY*
A CD that Bends the Rules. Add Funds. Make a Withdrawal.
Feel the Rush of Awesome Deposit Rates
Spend It. Save It. Grow It.
Why RadiFi?
Your Neighborhood Credit Union
Digital Convenience
Modern online and mobile banking tools to manage your finances anywhere.
Check Out Our Special Offers
As your neighborhood credit union, we are dedicated to empowering our members with the financial products and services they need to live their lives vibrantly.
BROWSE OUR PRODUCTS & SERVICES
Less Eyeroll. More Bankroll.
When you join RadiFi Credit Union, we pull out all the stops.
Make time for vibrant living.
With easy digital banking, you can take back the time you spend at the bank to actually grab a bite on your lunch break or take a stroll outside. At RadiFi, you can handle your business and live a vibrant life.
Dream big with the reality of great rates.
Thinking about buying that brand new home or financing that stylish new car? Do it right here, right now. If it’s your dream, we’ll help you make it easy and affordable to achieve.
Build a relationship with a team that empowers you.
We’re more than just a credit union. We’re a partner that you can count on for life. We wink at challenges and get the job done every time.
Join RadiFi to reimagine how you bank.
Join RadiFi in MinutesOur Members Empower Us
We’re dedicated to empowering you, which fuels everything we do.
— Bud D., MemberI have used this credit union for over 60 years for my financial activities and holdings and I have been a member of Jax Federal (now RadiFi) with almost unlimited access to the branch manager’s office and have always been treated like a member of the family.
WE’RE HERE TO HELP YOU THRIVE FINANCIALLY
Explore our blog for the latest credit union news, practical advice, and financial tips.
Ducote Federal Credit Union: A Jacksonville Legacy That Lives On at RadiFi Credit Union
For nearly eight decades, Ducote Federal Credit Union served Jacksonville educators, families and the local community. Explore its history, its roots in Durkeeville and how its legacy continues today through RadiFi Credit Union. Read More
Where Should I Put My Money? Smart Savings Options
Have extra cash sitting in checking or savings? Learn how to decide where to keep your money based on access, timing, earning potential and your financial goals. Read More
Finding Stability in a Volatile Market: 3 Ways to Put Your Cash to Work
When markets are volatile, the cash portion of your finances can provide valuable stability. Learn how CDs, money market accounts and high-yield checking can help you earn more while balancing access, predictability and flexibility. Read More
Make Waves by Joining RadiFi
Join your local credit union to reimagine how you bank.
RadiFi Reviews are In:
A Credit Union Making Waves
RadiFi Credit Union continues to earn recognition for strong growth, trusted service, and community impact. These honors reflect the commitment of our associates and the trust our members place in us every day.
*Disclosures
11-Month Flex Access Certificate Special Disclosure:
APY = Annual Percentage Yield. The advertised 4.10% APY applies to the promotional 11-Month Flex Access Share Certificate with a minimum opening deposit of $500.00 from a source not on deposit within the 30-day period preceding to account opening, or funds from an external source. Minimum balance to earn dividends $500.00. The Dividends for the Flex Access Account will be compounded Monthly, credited Monthly, over the Account’s term. Two additional deposits of new money only are allowed within the first 60 days after account opening. Upon maturity, the Flex Access Account will automatically renew to the closest certificate term available at the dividend rate and APY in effect at that time. Withdrawals from the 11-Month Flex Access Certificate are subject to the early withdrawal penalties stated within the Disclosure. A single partial withdrawal of up to $5,000 may be made before the maturity date without penalty once the account has been opened for a minimum of seven (7) days. Offer begins September 1, 2026, and is available for a limited time. RadiFi Credit Union may modify or discontinue the promotional offer at any time. Fees may reduce earnings. Membership eligibility and account-opening requirements apply. Additional terms, conditions, and restrictions may apply. See RadiFi Credit Union’s account disclosures for complete details.