
Personal Rates
Account |
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Rates are subject to change without notice. Dividends are credited monthly. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Account Extreme Checking |
Minimum balance to earn dividends $0-$5,000 |
Dividend Rate 0.747% |
Annual Percentage Yield* 0.750% |
Account Extreme Checking |
Minimum balance to earn dividends $5,001 |
Dividend Rate 0.049% |
Annual Percentage Yield* 0.050% |
Account Interest Checking |
Minimum balance to earn dividends $2,500 |
Dividend Rate 0.050% |
Annual Percentage Yield* 0.050% |
Account Free Checking |
Minimum balance to earn dividends – |
Dividend Rate – |
Annual Percentage Yield* – |
Account |
Minimum balance to earn dividends – |
Dividend Rate – |
Annual Percentage Yield* – |
Learn more about our Checking Accounts and open an account
Account |
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Rates are subject to change without notice. Dividends are credited monthly. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Account Regular Savings |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
Account Youth Savings |
Minimum balance to earn dividends $5 |
Dividend Rate 0.0995% |
Annual Percentage Yield* 1.00% |
Account Holiday Club |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
Account You-Name-It (Secondary) Savings |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
Learn more about our Savings Accounts and open an account
Account |
Minimum balance to earn dividends |
Dividend rate |
Annual Percentage Yield* |
---|---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Rates are subject to change without notice. Dividends are credited monthly. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Account Traditional/Roth IRA |
Minimum balance to earn dividends $100 |
Dividend rate 0.099% |
Annual Percentage Yield* 0.100% |
Account Coverdell ESA |
Minimum balance to earn dividends $5 |
Dividend rate 0.099% |
Annual Percentage Yield* 0.100% |
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*APY = Annual Percentage Yield. Rates are current as of September 26, 2023 and are subject to change at any time without notice. Minimum opening deposit is $2,500. |
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Minimum balance to earn dividends $100-$2,499 |
Dividend Rate 0.399% |
Annual Percentage Yield* 0.40% |
Minimum balance to earn dividends $2,500 |
Dividend Rate 0.747% |
Annual Percentage Yield* 0.75% |
Minimum balance to earn dividends $10,000 |
Dividend Rate 0.847% |
Annual Percentage Yield* 0.85% |
Minimum balance to earn dividends $25,000 |
Dividend Rate 1.045% |
Annual Percentage Yield* 1.05% |
Minimum balance to earn dividends $50,000 |
Dividend Rate 1.094% |
Annual Percentage Yield* 1.10% |
Minimum balance to earn dividends $100,000 |
Dividend Rate 1.193% |
Annual Percentage Yield* 1.20% |
Learn more about our Money Market Accounts and open an account
If Average Daily Balance Is: |
DIVIDEND RATE |
ANNUAL PERCENTAGE YIELD* |
---|---|---|
*APY = Annual Percentage Yield. Rates are current as of September 26, 2023, and are subject to change at any time without notice. Our RadiFi Tidal Wave Money Market Account requires a minimum deposit of $2,500, and 50% of the opening balance must come from funds not currently on deposit at RadiFi Credit Union. 50% of the Funds cannot be transferred from any RadiFi account through ACH or internally. To fund, please call 800-443-2664 or visit a RadiFi Member Success Associate at any of our seven RadiFi branches. |
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If Average Daily Balance Is: $100.00 – $99,999.99 |
DIVIDEND RATE 0.39% |
ANNUAL PERCENTAGE YIELD* 0.40% |
If Average Daily Balance Is: $100,000 – $249,999.99 |
DIVIDEND RATE 1.834% |
ANNUAL PERCENTAGE YIELD* 1.85% |
If Average Daily Balance Is: $250,000 – $499,999.99 |
DIVIDEND RATE 2.031% |
ANNUAL PERCENTAGE YIELD* 2.05% |
If Average Daily Balance Is: $500,000 – $999,999.99 |
DIVIDEND RATE 2.129% |
ANNUAL PERCENTAGE YIELD* 2.15% |
If Average Daily Balance Is: $1,000,000 and up |
DIVIDEND RATE 2.325% |
ANNUAL PERCENTAGE YIELD* 2.35% |
Learn more about our Money Market Accounts and open an account
Learn about our Certificate options and open an account
AWESOME Share Certificates
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Tiered Structure $500-$2,499 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.25% |
Tiered Structure $2,500-$24,999 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.25% |
Tiered Structure $25,000-$49,999 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.25% |
Tiered Structure $50,000-$99,999 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.25% |
Tiered Structure $100,000 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.25% |
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Tiered Structure $500-$2,499 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.00% |
Tiered Structure $2,500-$24,999 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.00% |
Tiered Structure $25,000-$49,999 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.00% |
Tiered Structure $50,000-$99,999 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.00% |
Tiered Structure $100,000 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.00% |
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. Truth and Savings Disclosure. |
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Minimum balance to earn dividends $2,000-$49,999 |
Dividend Rate 4.362% |
Annual Percentage Yield* 4.45% |
Minimum balance to earn dividends $50,000 |
Dividend Rate 4.458% |
Annual Percentage Yield* 4.55% |
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. Truth & Savings Disclosure. |
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Minimum balance to earn dividends $2,000-$49,999 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.50% |
Minimum balance to earn dividends $50,000 |
Dividend Rate 4.554% |
Annual Percentage Yield* 4.65% |
IRA and Regular Share Certificates
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Tiered Structure $500-$2,499 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.25% |
Tiered Structure $2,500-$24,999 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.25% |
Tiered Structure $25,000-$49,999 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.25% |
Tiered Structure $50,000-$99,999 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.25% |
Tiered Structure $100,000 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.25% |
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
||
Tiered Structure $500-$2,499 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.00% |
Tiered Structure $2,500-$24,999 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.00% |
Tiered Structure $25,000-$49,999 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.00% |
Tiered Structure $50,000-$99,999 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.00% |
Tiered Structure $100,000 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.00% |
|
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
||
$500-$2,499 |
Dividend Rate 2.618% |
Annual Percentage Yield* 2.65% |
$2,500-$24,999 |
Dividend Rate 2.667% |
Annual Percentage Yield* 2.70% |
$25,000-$49,999 |
Dividend Rate 2.716% |
Annual Percentage Yield* 2.75% |
$50,000-$99,999 |
Dividend Rate 2.813% |
Annual Percentage Yield* 2.85% |
$100,000 |
Dividend Rate 2.960% |
Annual Percentage Yield* 3.00% |
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
||
Tiered Structure $500-$2,499 |
Dividend Rate 2.667% |
Annual Percentage Yield* 2.70% |
Tiered Structure $2,500-$24,999 |
Dividend Rate 2.716% |
Annual Percentage Yield* 2.75% |
Tiered Structure $25,000-$49,999 |
Dividend Rate 2.765% |
Annual Percentage Yield* 2.80% |
Tiered Structure $50,000-$99,999 |
Dividend Rate 2.862% |
Annual Percentage Yield* 2.90% |
Tiered Structure $100,000 |
Dividend Rate 3.008% |
Annual Percentage Yield* 3.05% |
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
||
Tiered Structure $500-$2,499 |
Dividend Rate 2.862% |
Annual Percentage Yield* 2.90% |
Tiered Structure $2,500-$24,999 |
Dividend Rate 2.911% |
Annual Percentage Yield* 2.95% |
Tiered Structure $25,000-$49,999 |
Dividend Rate 2.960% |
Annual Percentage Yield* 3.00% |
Tiered Structure $50,000-$99,999 |
Dividend Rate 3.008% |
Annual Percentage Yield* 3.05% |
Tiered Structure $100,000 |
Dividend Rate 3.057% |
Annual Percentage Yield* 3.10% |
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
||
Tiered Structure $500-$2,499 |
Dividend Rate 3.154% |
Annual Percentage Yield* 3.20% |
Tiered Structure $2,500-$24,999 |
Dividend Rate 3.251% |
Annual Percentage Yield* 3.30% |
Tiered Structure $25,000-$49,999 |
Dividend Rate 3.300% |
Annual Percentage Yield* 3.35% |
Tiered Structure $50,000-$99,999 |
Dividend Rate 3.348% |
Annual Percentage Yield* 3.40% |
Tiered Structure $100,000 |
Dividend Rate 3.397% |
Annual Percentage Yield* 3.45% |
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Tiered Structure $500-$2,499 |
Dividend Rate 3.203% |
Annual Percentage Yield* 3.25% |
Tiered Structure $2,500-$24,999 |
Dividend Rate 3.251% |
Annual Percentage Yield* 3.30% |
Tiered Structure $25,000-$49,999 |
Dividend Rate 3.300% |
Annual Percentage Yield* 3.35% |
Tiered Structure $50,000-$99,999 |
Dividend Rate 3.348% |
Annual Percentage Yield* 3.40% |
Tiered Structure $100,000 |
Dividend Rate 3.397% |
Annual Percentage Yield* 3.45% |
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Tiered Structure $500-$2,499 |
Dividend Rate 3.251% |
Annual Percentage Yield* 3.30% |
Tiered Structure $2,500-$24,999 |
Dividend Rate 3.300% |
Annual Percentage Yield* 3.35% |
Tiered Structure $25,000-$49,999 |
Dividend Rate 3.348% |
Annual Percentage Yield* 3.40% |
Tiered Structure $50,000-$99,999 |
Dividend Rate 3.397% |
Annual Percentage Yield* 3.45% |
Tiered Structure $100,000 |
Dividend Rate 3.445% |
Annual Percentage Yield* 3.50% |
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Tiered Structure $500-$2,499 |
Dividend Rate 3.300% |
Annual Percentage Yield* 3.35% |
Tiered Structure $2,500-$24,999 |
Dividend Rate 3.348% |
Annual Percentage Yield* 3.40% |
Tiered Structure $25,000-$49,999 |
Dividend Rate 3.397% |
Annual Percentage Yield* 3.45% |
Tiered Structure $50,000-$99,999 |
Dividend Rate 3.445% |
Annual Percentage Yield* 3.50% |
Tiered Structure $100,000 |
Dividend Rate 3.494% |
Annual Percentage Yield* 3.55% |
Personal Goal Savings Certificates
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Tiered Structure $0.01-$500 |
Dividend Rate 0.499% |
Annual Percentage Yield* 0.50% |
Tiered Structure $501-$1,000 |
Dividend Rate 0.598% |
Annual Percentage Yield* 0.60% |
Tiered Structure $1,001-$1,500 |
Dividend Rate 0.747% |
Annual Percentage Yield* 0.75% |
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Advertised rates are subject to change without notice. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
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Tiered Structure $0.01 to $2,500 |
Dividend Rate 0.747% |
Annual Percentage Yield* 0.75% |
Tiered Structure $2,501-$5,000 |
Dividend Rate 0.847% |
Annual Percentage Yield* 0.85% |
Tiered Structure $5,001-$7,500 |
Dividend Rate 0.896% |
Annual Percentage Yield* 0.90% |
Tiered Structure $7,501-$10,000 |
Dividend Rate 0.995% |
Annual Percentage Yield* 1.00% |
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
Payment examples are based on the highest term in each tier. 1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 79-84 months: $25K minimum. |
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Term 0-48 Months |
APR1 as low as 6.69% |
Estimated Payment per $1,000 Borrowed $23.80 |
Term 49-66 Months |
APR1 as low as 6.94% |
Estimated Payment per $1,000 Borrowed $18.27 |
Term 67-78 Months |
APR1 as low as 7.24% |
Estimated Payment per $1,000 Borrowed $16.11 |
Term 79-84 Months2 |
APR1 as low as 7.99% |
Estimated Payment per $1,000 Borrowed $15.58 |
Learn more about new auto loans and apply for a loan
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
Payment examples are based on the highest term in each tier. 1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 Mileage could affect maximum term allowed. Max mileage is 150,000. 3 67-78 Months: $15K minimum. 4 79-84 Months: $25K minimum. Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees. Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance. Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed. Visit your local RadiFi branch or contact us for more detailed information: |
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Term 0-48 Months |
APR1 as low as 7.09% |
Estimated Payment per $1,000 Borrowed $23.99 |
Term 49-66 Months |
APR1 as low as 7.34% |
Estimated Payment per $1,000 Borrowed $18.46 |
Term 67-78 Months3 |
APR1 as low as 7.75% |
Estimated Payment per $1,000 Borrowed $16.36 |
Term 79-84 Months4 |
APR1 as low as 8.50% |
Estimated Payment per $1,000 Borrowed $15.84 |
Learn more about used auto loans and apply for a loan
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
Payment examples are based on the highest term in each tier. 1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. |
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Term 0-48 Months |
APR1 as low as 9.59% |
Estimated Payment per $1,000 Borrowed $25.17 |
Term 49-60 Months |
APR1 as low as 9.84% |
Estimated Payment per $1,000 Borrowed $21.17 |
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
Payment examples are based on the highest term in each tier. 1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 Any vehicle listed in Black Book classic, collectible, and special interest car appraisal guide. 3 60-72 Months: $20K minimum. |
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Term 0-48 Months |
APR1 as low as 10.09% |
Estimated Payment per $1,000 Borrowed $25.41 |
Term 49-60 Months |
APR1 as low as 10.34% |
Estimated Payment per $1,000 Borrowed $21.41 |
Term 60-72 Months3 |
APR1 as low as 10.59% |
Estimated Payment per $1,000 Borrowed $18.82 |
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of May 15, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 72 months: $20K minimum. |
||
Term 48 Months |
APR1 as low as 6.75% |
Estimated Payment per $1,000 Borrowed $23.83 |
Term 60 Months |
APR1 as low as 7.00% |
Estimated Payment per $1,000 Borrowed $19.80 |
Term 72 Months2 |
APR1 as low as 7.25% |
Estimated Payment per $1,000 Borrowed $17.17 |
Learn more about motorcycle loans and apply for a loan
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of May 15, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. |
||
Term 36 Months |
APR1 as low as 7.75% |
Estimated Payment per $1,000 Borrowed $31.22 |
Term 48 Months |
APR1 as low as 8.00% |
Estimated Payment per $1,000 Borrowed $24.41 |
Term 60 Months |
APR1 as low as 8.25% |
Estimated Payment per $1,000 Borrowed $20.40 |
Learn more about motorcycle loans and apply for a loan
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of May 15, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 72 Months: $20K minimum. 3 84-108 Months: $30K minimum. 4 120-180 Months: $50K minimum.
|
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Term 48 Months |
APR1 as low as 7.00% |
Estimated Payment per $1,000 Borrowed $23.95 |
Term 60 Months |
APR1 as low as 7.25% |
Estimated Payment per $1,000 Borrowed $19.92 |
Term 72 Months2 |
APR1 as low as 7.50% |
Estimated Payment per $1,000 Borrowed $17.29 |
Term 84 Months3 |
APR1 as low as 7.75% |
Estimated Payment per $1,000 Borrowed $15.46 |
Term 96 Months3 |
APR1 as low as 8.00% |
Estimated Payment per $1,000 Borrowed $14.14 |
Term 108 Months3 |
APR1 as low as 8.25% |
Estimated Payment per $1,000 Borrowed $13.15 |
Term 120 Months4 |
APR1 as low as 8.50% |
Estimated Payment per $1,000 Borrowed $12.40 |
Term 180 Months4 |
APR1 as low as 8.75% |
Estimated Payment per $1,000 Borrowed $9.99 |
Learn more about boat loans and apply for a loan
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of May 15, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 72 Months: $20K minimum. 3 84 Months: $30K minimum. 4 96 Months: $50K minimum. |
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Term 36 Months |
APR1 as low as 7.75% |
Estimated Payment per $1,000 Borrowed $31.22 |
Term 48 Months |
APR1 as low as 8.00% |
Estimated Payment per $1,000 Borrowed $24.41 |
Term 60 Months |
APR1 as low as 8.25% |
Estimated Payment per $1,000 Borrowed $20.40 |
Term 72 Months2 |
APR1 as low as 8.50% |
Estimated Payment per $1,000 Borrowed $17.78 |
Term 84 Months3 |
APR1 as low as 8.75% |
Estimated Payment per $1,000 Borrowed $15.96 |
Term 96 Months4 |
APR1 as low as 9.00% |
Estimated Payment per $1,000 Borrowed $14.65 |
Learn more about boat loans and apply for a loan
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 84-120 Months: $30K minimum. 3 144-180 Months: $50K minimum. |
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Term 60 Months |
APR1 as low as 6.25% |
Estimated Payment per $1,000 Borrowed $19.45 |
Term 72 Months |
APR1 as low as 6.50% |
Estimated Payment per $1,000 Borrowed $16.81 |
Term 84 Months2 |
APR1 as low as 6.75% |
Estimated Payment per $1,000 Borrowed $14.97 |
Term 96 Months2 |
APR1 as low as 7.00% |
Estimated Payment per $1,000 Borrowed $13.63 |
Term 108 Months2 |
APR1 as low as 7.25% |
Estimated Payment per $1,000 Borrowed $12.63 |
Term 120 Months2 |
APR1 as low as 7.50% |
Estimated Payment per $1,000 Borrowed $11.87 |
Term 144 Months3 |
APR1 as low as 7.75% |
Estimated Payment per $1,000 Borrowed $10.69 |
Term 180 Months3 |
APR1 as low as 8.00% |
Estimated Payment per $1,000 Borrowed $9.56 |
Learn more about RV Loans and apply for a loan
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 84-120 Months: $30K minimum. |
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Term 60 Months |
APR1 as low as 7.25% |
Estimated Payment per $1,000 Borrowed $19.92 |
Term 72 Months |
APR1 as low as 7.50% |
Estimated Payment per $1,000 Borrowed $17.29 |
Term 84 Months2 |
APR1 as low as 7.75% |
Estimated Payment per $1,000 Borrowed $15.46 |
Term 96 Months2 |
APR1 as low as 8.00% |
Estimated Payment per $1,000 Borrowed $14.14 |
Term 108 Months2 |
APR1 as low as 8.25% |
Estimated Payment per $1,000 Borrowed $13.15 |
Term 120 Months2 |
APR1 as low as 8.50% |
Estimated Payment per $1,000 Borrowed $12.40 |
Learn more about RV Loans and apply for a loan
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of May 15, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 Includes titled four-wheelers/All Terrain Vehicles (ATVs) and dirt bikes, jet skis, and towable campers. 3 72 Months: $20K minimum. 4 84-108 Months: $30K minimum 5 120-180 Months: $50K minimum. Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees. Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance. Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed. |
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Term 48 Months |
APR1 as low as 7.00% |
Estimated Payment per $1,000 Borrowed $23.95 |
Term 60 Months |
APR1 as low as 7.25% |
Estimated Payment per $1,000 Borrowed $19.92 |
Term 72 Months3 |
APR1 as low as 7.50% |
Estimated Payment per $1,000 Borrowed $17.29 |
Term 84 Months4 |
APR1 as low as 7.75% |
Estimated Payment per $1,000 Borrowed $15.46 |
Term 96 Months4 |
APR1 as low as 8.00% |
Estimated Payment per $1,000 Borrowed $14.14 |
Term 108 Months4 |
APR1 as low as 8.25% |
Estimated Payment per $1,000 Borrowed $13.15 |
Term 120 Months5 |
APR1 as low as 8.50% |
Estimated Payment per $1,000 Borrowed $12.40 |
Term 180 Months5 |
APR1 as low as 8.75% |
Estimated Payment per $1,000 Borrowed $9.99 |
Learn more about Toy (Recreational Vehicle) Loan and apply for a loan
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
---|---|---|
1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of May 15, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 Includes titled four-wheelers/All Terrain Vehicles (ATVs) and dirt bikes, jet skis, and towable campers. 3 72 Months: $20K minimum. 4 84 Months: $30K minimum. 5 96 Months: $50K minimum. Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees. Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance. Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed. |
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Term 36 Months |
APR1 as low as 7.75% |
Estimated Payment per $1,000 Borrowed $31.22 |
Term 48 Months |
APR1 as low as 8.00% |
Estimated Payment per $1,000 Borrowed $24.41 |
Term 60 Months |
APR1 as low as 8.25% |
Estimated Payment per $1,000 Borrowed $20.40 |
Term 72 Months3 |
APR1 as low as 8.50% |
Estimated Payment per $1,000 Borrowed $17.78 |
Term 84 Months4 |
APR1 as low as 8.75% |
Estimated Payment per $1,000 Borrowed $15.96 |
Term 96 Months5 |
APR1 as low as 9.00% |
Estimated Payment per $1,000 Borrowed $14.65 |
Learn more about Toy (Recreational Vehicle) Loan and apply for a loan
Mortgages
Check our latest rates on our Mortgage Center
Up to $500 credit for all home equity products
Loan Paid Off In |
% Of Closing Cost Reimbursed to RadiFi by the Borrower |
---|---|
* All rates include up to $500 credit toward closing costs. However, reimbursement is required as a percentage of the fees if the loan is paid off in less than 3 years. Closing cost fees may range from $400 to $2,000 or more based on the size of your loan. These fees are shown on the addendum to your note. Here is a list of the standard closing cost fees. Flood Certification: $16.00
Higher appraisal fees may apply on a case-by-case basis. Full appraisals are needed for loans over $100,000 and for LTVs above 90%. Title Fees:
State of Florida Documentary Stamps: .0035 times the loan amount. Rates are effective as of July 1, 2023 and are based on creditworthiness and Loan to Value. Rates are subject to change without notice. Full appraisals required for loans over $100,000. |
|
Loan Paid Off In Less than 12 Month |
% Of Closing Cost Reimbursed to RadiFi by the Borrower 100% |
Loan Paid Off In Less than 24 Months |
% Of Closing Cost Reimbursed to RadiFi by the Borrower 50% |
Loan Paid Off In Less than 36 Months |
% Of Closing Cost Reimbursed to RadiFi by the Borrower 25% |
Home Equity Loans
Purpose/Limitations |
Term (Years) |
Rate |
Pre-Paid Finance Charge2 |
APR2 |
P&I Payment3 |
---|---|---|---|---|---|
1 When a paid off home is on your horizon, our Fixed-Rate First Lien Home Equity Loan will get you there fast! Minimum loan amount is $50,000, Maximum amount $250,000. Enjoy our quick turnaround, and up to $500 credit toward closing costs. Loan amounts over $100,000 require a full appraisal. The example is based on a $25,000 loan balance over 10 years. 2 Prepaid Finance Charges paid by the member and affect the Annual Percentage Rate. 3 Escrow for taxes and insurance may be needed and are not included in the principal and interest (P&I) payment amount shown above. 4 Cash out is limited to $2,000. Rates are effective as of July 1, 2023 and are based on creditworthiness and Loan to Value. Rates are subject to change without notice. |
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Purpose/Limitations Refinance – No Cash Out4 |
Term (Years) 10 |
Rate 7.00% |
Pre-Paid Finance Charge2 $556.01 |
APR2 7.50% |
P&I Payment3 $290.27 |
Purpose/Limitations Cash Out |
Term (Years) 10 |
Rate 7.50 |
Pre-Paid Finance Charge2 $562.62 |
APR2 8.01% |
P&I Payment3 $296.75 |
Learn more about Home Equity Loans and apply for a loan
Term (Years) |
Rate |
Pre-Paid Finance Charge2 |
APR2 |
P&I Payment3 |
---|---|---|---|---|
1 Fixed Rate, up to 95% loan to value ratio (LTV) for home improvement. Great rates and multiple term options are available with approved credit. The example is based on a $25,000 loan balance. Displayed rate for borrowers with excellent credit. Don’t worry, other rates and terms are available. Up to $500 credit toward closing costs available. 2 Prepaid Finance Charges paid by the member. Annual Percentage Rate shows effect of pre-paid finance charges on the rate. 3Principal and Interest (P&I) together equal the payment amount. Rates are effective as July 1, 2023 and are based on creditworthiness and Loan to Value. Rates are subject to change without notice. |
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Term (Years) 5 |
Rate 7.75% |
Pre-Paid Finance Charge2 $561.43 |
APR2 8.69% |
P&I Payment3 $503.92 |
Term (Years) 10 |
Rate 8.00% |
Pre-Paid Finance Charge2 $569.31 |
APR2 8.52% |
P&I Payment3 $303.32 |
Term (Years) 15 |
Rate 8.25% |
Pre-Paid Finance Charge2 $578.13 |
APR2 8.63% |
P&I Payment3 $242.54 |
Term (Years) 20 |
Rate 8.50% |
Pre-Paid Finance Charge2 $587.45 |
APR2 8.82% |
P&I Payment3 $216.96 |
Learn more about Home Equity Loans and apply for a loan
Term (Years) |
Rate |
Pre-Paid Finance Charge2 |
APR2 |
P&I Payment3 |
---|---|---|---|---|
1 Fixed Rate, up to 95% loan to value ratio (LTV) for home improvement. Great rates and multiple term options are available with approved credit. The example is based on a $25,000 loan balance. Displayed rate for borrowers with excellent credit. Don’t worry, other rates and terms are available. Up to $500 credit toward closing costs available. 2 Prepaid Finance Charges paid by the member. Annual Percentage Rate shows effect of pre-paid finance charges on the rate. 3 Principal and Interest (P&I) together equal the payment amount. Rates are effective as of July 1, 2023 and are based on creditworthiness and Loan to Value. Rates are subject to change without notice. |
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Term (Years) 5 |
Rate 8.50% |
Pre-Paid Finance Charge2 $570.59 |
APR2 9.47% |
P&I Payment3 $512.91 |
Term (Years) 10 |
Rate 8.75% |
Pre-Paid Finance Charge2 $579.49 |
APR2 9.29% |
P&I Payment3 $313.32 |
Term (Years) 15 |
Rate 9.00% |
Pre-Paid Finance Charge2 $589.37 |
APR2 9.40% |
P&I Payment3 $253.57 |
Term (Years) 20 |
Rate 9.14% |
Pre-Paid Finance Charge2 $597.88 |
APR2 9.47% |
P&I Payment3 $227.19 |
Learn more about Home Equity Loans and apply for a loan
Term (Years) |
Rate |
Pre-Paid Finance Charge2 |
APR2 |
P&I Payment3 |
---|---|---|---|---|
1 Loans over $100,000 and/or loans with an LTV (Loan to Value) greater than 90% require a full appraisal. Fixed Rate, up to 95% loan to value ratio (LTV) for home improvement. Great rates and multiple term options are available with approved credit. The example is based on a $25,000 loan balance. Displayed rate for borrowers with excellent credit. Don’t worry, other rates and terms are available. Up to $500 credit toward closing costs available. 2 Prepaid Finance Charges paid by the member. Annual Percentage Rate shows effect of pre-paid finance charges on the rate. 3 Principal and Interest (P&I) together equal the payment amount. Rates are effective as of July 1, 2023 and are based on creditworthiness and Loan to Value. Rates are subject to change without notice. |
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Term (Years) 5 |
Rate 9.75% |
Pre-Paid Finance Charge2 $586.07 |
APR2 10.75% |
P&I Payment3 $528.11 |
Term (Years) 10 |
Rate 10.00% |
Pre-Paid Finance Charge2 $596.88 |
APR2 10.57% |
P&I Payment3 $330.38 |
Term (Years) 15 |
Rate 10.25% |
Pre-Paid Finance Charge2 $608.66 |
APR2 10.68% |
P&I Payment3 $272.49 |
Term (Years) 20 |
Rate 10.50% |
Pre-Paid Finance Charge2 $620.73 |
APR2 10.87% |
P&I Payment3 $249.59 |
Learn more about Home Equity Loans and apply for a loan
Home Equity Line of Credit
Loan to Value Ratio |
Index Rate4 |
Margin |
Index Plus Margin |
APR2 |
---|---|---|---|---|
¹ We offer a quick turnaround, up to $500 credit toward closing costs, an Annual Rate Cap2 that provides extra peace of mind, 8-year Draw Period, Low Margins over the Index Rate. Make sure to use your line of credit as inactivity fees3 apply!
2 Annual Percentage Rate. 3 $50 annual inactivity fee in January when prior YTD finance charges were less than $100. 4 Index: Variable rate subject to change annually based on prime rate as published in the WSJ (Wall Street Journal). Maximum rate is 15%, minimum rate is 3.25%. Maximum annual rate increase (Annual Cap) is 3% per year. Displayed rate for borrowers with excellent credit. Other rates and terms are available. The rate and APR are the same. The actual rate is the greater of the current index rate plus the margin or the minimum rate (floor). The minimum rate is 3.25%. Payment is amortized based on the remaining term on the loan and is recalculated after each advance and/or annual change to the index rate. For example, on a $25,000 loan, the monthly payment would be $217. Rates are effective as of August 1, 2023 and are based on creditworthiness and Loan to Value. Rates are subject to change without notice. |
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Loan to Value Ratio 0-80% |
Index Rate4 8.50% |
Margin 0.00% |
Index Plus Margin 8.50% |
APR2 8.50% |
Loan to Value Ratio 81-90% |
Index Rate4 8.50% |
Margin 0.25% |
Index Plus Margin 8.75% |
APR2 8.75% |
Payment |
Remaining Term |
Time of Advance |
---|---|---|
First liens may require escrow of taxes and insurance which will increase the payment amount. |
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Payment $217 |
Remaining Term 20 Years |
Time of Advance At initial advance |
Payment $278 |
Remaining Term 12 Years |
Time of Advance End of draw period (max 8 years) |
Learn more about Home Equity Lines of Credit and apply for a loan
Home Improvement Loan
Term |
Annual Percentage Rate* |
Estimated Payment per $1,000 Borrowed |
---|---|---|
*The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Home Improvement Loan Rates reflected are effective as of May 15, 2023. Rates are subject to change without notice. Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees. Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance. Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed. |
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Term 60 months |
Annual Percentage Rate* 8.75% – 13.24% |
Estimated Payment per $1,000 Borrowed $20.64 – $22.88 |
Term 72 months |
Annual Percentage Rate* 9.00% – 13.49% |
Estimated Payment per $1,000 Borrowed $18.03 – $20.33 |
Term 84 months |
Annual Percentage Rate* 9.25% – 13.74% |
Estimated Payment per $1,000 Borrowed $16.22 – $18.60 |
Product |
APR* starting at |
APR* up to |
---|---|---|
*Annual Percentage Rate. To qualify for special balance transfer promotion, balance transfers from other creditors must post to your account within the first 60 days of account opening. How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” Application and Solicitation effective July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. For complete details, download the RadiFi Credit Union Visa® Application and Solicitation Disclosure (PDF). |
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Product Platinum Visa® Card |
APR* starting at 13.90% |
APR* up to 16.90% |
Product Rewards Visa® Card |
APR* starting at 14.90% |
APR* up to 16.90% |
Product Signature Rewards Visa® Card |
APR* starting at 15.40% |
APR* up to 18.00% |
Product Secured Visa® Card |
APR* starting at 13.90% |
APR* up to 13.90% |
Learn more about our credit cards and apply
Term |
Annual Percentage Rate* |
Estimated Payment per $1,000 Borrowed |
---|---|---|
*The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. |
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Term 36 months |
Annual Percentage Rate* 10.00% |
Estimated Payment per $1,000 Borrowed $32.27 |
Term 48 months |
Annual Percentage Rate* 10.50% |
Estimated Payment per $1,000 Borrowed $25.60 |
Term 60 months |
Annual Percentage Rate* 10.75% |
Estimated Payment per $1,000 Borrowed $21.62 |
Term 72 months (minimum $15,000) |
Annual Percentage Rate* 11.00% |
Estimated Payment per $1,000 Borrowed $19.03 |
Learn more about Personal Loans and apply for a loan
Loan Type |
Payment Terms |
Annual Percentage Rate* |
Estimated Payment per $1,000 Borrowed |
---|---|---|---|
*The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of May 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. |
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Loan Type Line of Credit |
Payment Terms 2% of balance |
Annual Percentage Rate* 12.50% |
Estimated Payment per $1,000 Borrowed $22.50 |
Loan Type Overdraft Line of Credit |
Payment Terms $65.00/month |
Annual Percentage Rate* 17.75% |
Estimated Payment per $1,000 Borrowed $65.00 |
Learn more about Lines of Credit and apply
Loan Type |
Annual Percentage Rate* |
---|---|
* The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of May 15, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. ** Certificate secured loan rates are 3% above the dividend rate paid on the certificate. The maximum term on a certificate secured loan must be such that the final payment does not exceed the maturity date for the certificate. There is a maximum of 1 loan per certificate and 3 certificate loans per member. Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees. Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance. Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed. |
|
Loan Type Share Secured (3-60 Month Term) |
Annual Percentage Rate* Share Rate +2.00% |
Loan Type Certificate Secured |
Annual Percentage Rate* Certificate Rate +3.00% |