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Personal Loans

Lean on RadiFi to achieve your financial goals.

Unlock Financial Flexibility

Whether you’re consolidating debt, planning a dream vacation, or covering unexpected expenses, our personal loans offer competitive rates and flexible terms to suit your needs. With easy application processes and quick approvals, RadiFi is your trusted partner for achieving your financial goals.

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Pay Any Debt

Our Signature Loans are a sensible choice for debt consolidation, medical expenses, appliance purchases, and much more.

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Generous Loan Amounts

Based on credit score and income, you may borrow from $500 to $30,000 to accomplish any financial goal in front of you.

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Easy To Apply

Minimal paperwork coupled with our commitment to outstanding service generates a quick decision on your application.

PERSONAL LOAN RATES

Personal Loans

Term

Annual Percentage Rate*

Estimated Payment per $1,000 Borrowed

*APR = Annual Percentage Rate. APRs are effective as of 2/2/2024 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria.

Term

36 months

Annual Percentage Rate*

10.50%

Estimated Payment per $1,000 Borrowed

$32.50

Term

48 months

Annual Percentage Rate*

10.75%

Estimated Payment per $1,000 Borrowed

$25.72

Term

60 months

Annual Percentage Rate*

11.00%

Estimated Payment per $1,000 Borrowed

$21.74

Term

72 months (minimum $15,000)

Annual Percentage Rate*

11.25%

Estimated Payment per $1,000 Borrowed

$19.16

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Home Improvement Personal Loans ($10,000 – $25,000)

Term

Annual Percentage Rate*

Estimated Payment per $1,000 Borrowed

*APR = Annual Percentage Rate. The Annual Percentage Rate you receive is based on certain creditworthiness criteria. APY is effective as of 02/02/2024 and subject to change at any time without notice.

Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees.

Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance.

Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed.

Term

60 months

Annual Percentage Rate*

8.75% – 13.24%

Estimated Payment per $1,000 Borrowed

$20.64 – $22.88

Term

72 months

Annual Percentage Rate*

9.00% – 13.49%

Estimated Payment per $1,000 Borrowed

$18.03 – $20.33

Term

84 months

Annual Percentage Rate*

9.25% – 13.74%

Estimated Payment per $1,000 Borrowed

$16.22 – $18.60

Learn More

CRUNCH YOUR NUMBERS

Our free calculators let you hone in on the best financial strategy for any situation.

*The information provided by these calculators is for illustrative purposes only and accuracy is not guaranteed. The values shown are hypothetical and may not be applicable to your individual situation or guarantee extension of credit. Be sure to consult a financial professional prior to relying on the results.

OUR MEMBERS EMPOWER US

We’re dedicated to empowering you, which fuels everything we do.

I applied for a signature loan on a Sunday evening. I received a phone call from the credit union around 10am the next morning. I received the documents to sign, and my account was funded about 2 hours later. The service was fast and professional, and my loan rate was excellent. I am so impressed and will tell all my friends about JAXFCU (now RadiFi).”

— Pennie M., Member

RADIFI RESOURCES

Explore our blog for the latest credit union news, practical advice, and financial tips.

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Advantages of Credit Union Share Certificates

In the financial landscape, credit unions stand out as member-owned, not-for-profit institutions that prioritize the financial well-being of their members. One unique offering that credit unions provide is the credit union share certificate. In this piece, we’ll explore the nature of credit union share certificates, unraveling their functionality and examining the advantages they bring to…

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Unlocking Financial Collaboration: A Deep Dive into Credit Union Share Certificates and the Cooperative Spirit

In the world of finance, credit unions stand out as unique financial institutions driven by a cooperative spirit and member-centric philosophy. One distinctive offering that sets credit unions apart is the credit union share certificate. In this article, we’ll explore the reasons behind credit unions using the term “share certificate” instead of the more common…

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Your Savings Compass: Comparing the Features of Regular Accounts and Credit Union Share Certificates

When it comes to growing your savings, the financial landscape offers a variety of options. Two popular choices include regular savings accounts and credit union share certificates. In this article, we will investigate the differences between these two savings options, thoroughly examining their features and benefits to aid you in making an informed decision that…

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APPLY ONLINE FOR A PERSONAL LOAN TODAY

Apply and sign for a personal loan online via an entirely digital process.

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904-475-8000
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