Personal Loans
Lean on RadiFi to achieve your financial goals.
Unlock Financial Flexibility
Whether you’re consolidating debt, planning a dream vacation, or covering unexpected expenses, our personal loans offer competitive rates and flexible terms to suit your needs. With easy application processes and quick approvals, RadiFi is your trusted partner for achieving your financial goals.
Pay Any Debt
Our Signature Loans are a sensible choice for debt consolidation, medical expenses, appliance purchases, and much more.
Generous Loan Amounts
Based on credit score and income, you may borrow from $500 to $30,000 to accomplish any financial goal in front of you.
Easy To Apply
Minimal paperwork coupled with our commitment to outstanding service generates a quick decision on your application.
PERSONAL LOAN RATES
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Term |
Annual Percentage Rate* |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
*APR = Annual Percentage Rate. APRs are effective as of 7/1/2025 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. |
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|
Term 36 months |
Annual Percentage Rate* 10.50% |
Estimated Payment per $1,000 Borrowed $32.50 |
|
Term 48 months |
Annual Percentage Rate* 10.75% |
Estimated Payment per $1,000 Borrowed $25.72 |
|
Term 60 months |
Annual Percentage Rate* 11.00% |
Estimated Payment per $1,000 Borrowed $21.74 |
|
Term 72 months (minimum $15,000) |
Annual Percentage Rate* 11.25% |
Estimated Payment per $1,000 Borrowed $19.16 |
|
Term |
Annual Percentage Rate* |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
*APR = Annual Percentage Rate. The Annual Percentage Rate you receive is based on certain creditworthiness criteria. APY is effective as of 7/1/2025 and subject to change at any time without notice. Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees. Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance. Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed. |
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Term 60 months |
Annual Percentage Rate* 9.25% |
Estimated Payment per $1,000 Borrowed $20.88 |
|
Term 72 months |
Annual Percentage Rate* 9.50% |
Estimated Payment per $1,000 Borrowed $18.27 |
|
Term 84 months |
Annual Percentage Rate* 9.75% |
Estimated Payment per $1,000 Borrowed $16.47 |
ALL YOUR BURNING QUESTIONS ANSWERED
A personal loan is a fixed-term loan that provides you with a lump sum of money upfront, which you repay in equal monthly payments. Unlike credit cards, personal loans usually have lower interest rates and a clear payoff timeline. Apply for a RadiFi Personal Loan now.
You can use a personal loan for just about anything, including:
- Debt consolidation
- Medical expenses
- Home improvements
- Travel or life events
- Unexpected emergencies
Nope! RadiFi personal loans are unsecured, which means you don’t need to put up your car, home, or savings as collateral. Approval is based on your credit profile, income, ability to repay, and other credit criteria. Apply now.
RadiFi offers flexible personal loan amounts to fit your needs. Loan amounts typically range from $500 to $25,000, depending on your creditworthiness and income. Apply today to see how much you qualify for.
Yes! At RadiFi, you can apply online in minutes or visit one of our local branches. We make the process simple, with local decisions and a team that’s here to help every step of the way. Get started now.
CRUNCH YOUR NUMBERS
Our free calculators let you hone in on the best financial strategy for any situation.
*The information provided by these calculators is for illustrative purposes only and accuracy is not guaranteed. The values shown are hypothetical and may not be applicable to your individual situation or guarantee extension of credit. Be sure to consult a financial professional prior to relying on the results.
APPLY ONLINE FOR A PERSONAL LOAN TODAY
Apply and sign for a personal loan online via an entirely digital process.