Simply let your insurance agent know that RadiFi Federal Credit Union should be listed as Lienholder. Then, update your insurance at www.myloaninsurance.com and receive a verification email within 24 hours. Or, your agent can fax proof of insurance, listing the lienholder as RadiFi Federal Credit Union to (877)-265-4392.
Used Auto Loans
Smart financing for sensible shoppers.
It’s New To You
Get your pre-owned vehicle on the road with auto financing expertise from RadiFi.
The Best Rates Available
Loan rates so good, they’re likely to cause whiplash.
Rely on us for the lowest rates and extended terms — up to 84 months.
Flexible Payment Options
Payments on a timeline of your choice.
We believe in extreme flexibility and fairness — you’ll pay no prepayment penalties.
Insider Info & Insights
Information is power.
Get your free credit score and make an informed purchase with details on KBB, NADA, Black Book car values.
Easy Steps to Get You In Gear
Get it done the easy way. Online, over the phone, or at one of our branches.
Qualified borrowers can get an express draft (like a check) within an hour.
Member Benefits
RadiFi members get even more.
Take advantage of our Relationship Discount Program, Auto Insurance, Loan Protection and once a year Skip-A-Payment options.
Used Auto Loan Rates
|
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
Payment examples are based on the highest term in each tier. 1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 Mileage could affect maximum term allowed. Max mileage is 150,000. 3 67-78 Months: $15K minimum. 4 79-84 Months: $25K minimum. Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees. Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance. Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed. Visit your local RadiFi branch or contact us for more detailed information: |
||
|
Term 0-48 Months |
APR1 as low as 7.09% |
Estimated Payment per $1,000 Borrowed $23.99 |
|
Term 49-66 Months |
APR1 as low as 7.34% |
Estimated Payment per $1,000 Borrowed $18.46 |
|
Term 67-78 Months3 |
APR1 as low as 7.75% |
Estimated Payment per $1,000 Borrowed $16.36 |
|
Term 79-84 Months4 |
APR1 as low as 8.50% |
Estimated Payment per $1,000 Borrowed $15.84 |
|
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
Payment examples are based on the highest term in each tier. 1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. |
||
|
Term 0-48 Months |
APR1 as low as 9.59% |
Estimated Payment per $1,000 Borrowed $25.17 |
|
Term 49-60 Months |
APR1 as low as 9.84% |
Estimated Payment per $1,000 Borrowed $21.17 |
|
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
Payment examples are based on the highest term in each tier. 1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000. 2 Any vehicle listed in Black Book classic, collectible, and special interest car appraisal guide. 3 60-72 Months: $20K minimum. |
||
|
Term 0-48 Months |
APR1 as low as 10.09% |
Estimated Payment per $1,000 Borrowed $25.41 |
|
Term 49-60 Months |
APR1 as low as 10.34% |
Estimated Payment per $1,000 Borrowed $21.41 |
|
Term 60-72 Months3 |
APR1 as low as 10.59% |
Estimated Payment per $1,000 Borrowed $18.82 |
CRUNCH YOUR NUMBERS
Put yourself in the driver’s seat with our free calculators.
Our Members Empower Us
We’re dedicated to empowering you, which fuels everything we do.
— Samir A., MemberVery professional and polite staff. Most of all, good condition of auto loan, as well as easy and transparent access to all information about loan.”
ALL YOUR BURNING QUESTIONS ANSWERED
Not finding what you’re looking for? See all our FAQs.
Receive a relationship discount of 0.25% off your next auto loan!
Our thanks for being a great RadiFi Member.
Qualify for our discount by having an active checking account and $1,000+ per month in payroll direct deposit.
Have Questions? Let’s Chat.
Our auto loan experts are ready and able to answer your questions regarding auto loans, refinancing, and much more.