Simply let your insurance agent know that RadiFi Federal Credit Union should be listed as Lienholder. Then, update your insurance at www.myloaninsurance.com and receive a verification email within 24 hours. Or, your agent can fax proof of insurance, listing the lienholder as RadiFi Federal Credit Union to (877)-265-4392.
Used Auto Loans
Smart financing for sensible shoppers.
It’s New To You
Discover RadiFi’s used auto loan options for affordable financing solutions. If you’re in the market for a pre-owned vehicle, RadiFi offers flexible options tailored to your needs. Apply now and get behind the wheel with confidence.
The Best Rates Available
Loan rates so good, they’re likely to cause whiplash.
Rely on us for the lowest rates and extended terms — up to 84 months.
Flexible Payment Options
Payments on a timeline of your choice.
We believe in extreme flexibility and fairness — you’ll pay no prepayment penalties.
Insider Info & Insights
Information is power.
Get your free credit score and make an informed purchase with details on KBB, NADA, Black Book car values.
Easy Steps to Get You In Gear
Get it done the easy way. Online, over the phone, or at one of our branches.
Qualified borrowers can get an express draft (like a check) within an hour.
Member Benefits
RadiFi members get even more.
Take advantage of our Relationship Discount Program, Auto Insurance, Loan Protection and once a year Skip-A-Payment options.
Used Auto Loan Rates
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Term2 |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
Payment examples are based on the highest term in each tier. 1 APR = Annual Percentage Rate. APRs are effective as of 10/01/2024 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. 2 Mileage could affect the maximum term allowed. Max mileage is 150,000. 3 67-78 Months: $15K minimum. 4 79-84 Months: $25K minimum. |
||
|
Term2 0-48 Months |
APR1 as low as 6.75% |
Estimated Payment per $1,000 Borrowed $23.83 |
|
Term2 49-66 Months |
APR1 as low as 7.00% |
Estimated Payment per $1,000 Borrowed $18.30 |
|
Term2 67-78 Months3 |
APR1 as low as 7.50% |
Estimated Payment per $1,000 Borrowed $16.24 |
|
Term2 79-84 Months4 |
APR1 as low as 8.69% |
Estimated Payment per $1,000 Borrowed $15.93 |
|
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
Payment examples are based on the highest term in each tier. 1 APR = Annual Percentage Rate. APRs are effective as of 10/01/2024 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. |
||
|
Term 0-48 Months |
APR1 as low as 9.59% |
Estimated Payment per $1,000 Borrowed $25.17 |
|
Term 49-60 Months |
APR1 as low as 9.84% |
Estimated Payment per $1,000 Borrowed $21.17 |
|
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
Payment examples are based on the highest term in each tier. 1 APR = Annual Percentage Rate. APRs are effective as of 10/01/2024 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. 2 Any vehicle listed in Black Book classic, collectible, and special interest car appraisal guide. 3 60-72 Months: $20K minimum. |
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|
Term 0-48 Months |
APR1 as low as 10.09% |
Estimated Payment per $1,000 Borrowed $25.41 |
|
Term 49-60 Months |
APR1 as low as 10.34% |
Estimated Payment per $1,000 Borrowed $21.41 |
|
Term 60-72 Months3 |
APR1 as low as 10.59% |
Estimated Payment per $1,000 Borrowed $18.82 |
CRUNCH YOUR NUMBERS
Put yourself in the driver’s seat with our free calculators.
Our Members Empower Us
We’re dedicated to empowering you, which fuels everything we do.
— Samir A., MemberVery professional and polite staff. Most of all, good condition of auto loan, as well as easy and transparent access to all information about loan.”
ALL YOUR BURNING QUESTIONS ANSWERED
Not finding what you’re looking for? See all our FAQs.
Receive a relationship discount of 0.25% off your next auto loan!
Our thanks for being a great RadiFi Member.
Qualify for our discount by having an active checking account and $1,000+ per month in payroll direct deposit.
Have Questions? Let’s Chat.
Our auto loan experts are ready and able to answer your questions regarding auto loans, refinancing, and much more.