Members with savings-only accounts receive quarterly statements. Sign up for direct deposit, eStatements, or get a checking account to receive monthly statements.

Savings Accounts
Save today for tomorrow’s dreams.
It’s Less About Numbers And More About Peace Of Mind
A RadiFi Savings Account is the foundation of your future financial success.
DIGITAL BANKING & BILLPAY
Gain full control over your money.
Go online and pay bills, check balances, transfer money, and much more for free.
MOBILE BANKING
Money is mobile and so are you.
Take full advantage of our app and enjoy full integration with services like Apple Pay and Mobile Wallet for Android and Samsung devices. All for free.
NO CHARGE FOR TRANSACTIONS
We’re here for you.
That’s why we we won’t charge you for transactions completed in a branch, through our Contact Center, or CO-OP Shared Branches.
SURCHARGE FREE ATMS NATIONWIDE
Convenient access. Everywhere.
A nationwide network of over 30,000 surcharge-free ATMs ensures access to cash whenever you need it.
5,000 SHARED BRANCHING LOCATIONS
Full service isn’t limited to your hometown.
Complete a wide variety of transactions, including deposits, withdrawals, transfers, and loan payments at any of the 5,000+ Shared Branching locations.
DIRECT DEPOSIT
Skip the trip and the paperwork.
Direct Deposit allows paychecks to be deposited electronically into your account.
Your Savings Accounts Options At A Glance
A penny saved is a penny earned. Start today.
Savings Accounts Rates
Account |
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|---|
*APY = Annual Percentage Yield. APYs stated are effective as of 04/01/2025 and subject to change at any time without notice. |
|||
Account Regular Savings |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
Account Youth Savings |
Minimum balance to earn dividends $5 |
Dividend Rate 0.0995% |
Annual Percentage Yield* 1.00% |
Account Holiday Savings |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
Account You-Name-It (Secondary) Savings |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Don G., MemberVery friendly personalized attention. I opened a small account and was treated as though I actually had real money. Great folks that seemed to know the regular customers by name as well as welcoming to new folks as part of the family.
RadiFi Resources
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Open A Savings Account Today
Opening a savings account establishes your membership and a better relationship with your money.
Disclosures
1This fee is also waived if you have any other accounts with RadiFi, or if the primary account holder is under 18 or over 50.