Members with savings-only accounts receive quarterly statements. Sign up for direct deposit, eStatements, or get a checking account to receive monthly statements.

Savings Accounts
Save today for tomorrow’s dreams.
It’s Less About Numbers And More About Peace Of Mind
A RadiFi Savings Account is the foundation of your future financial success.
DIGITAL BANKING & BILLPAY
Gain full control over your money.
Go online and pay bills, check balances, transfer money, and much more for free.
MOBILE BANKING
Money is mobile and so are you.
Take full advantage of our app and enjoy full integration with services like Apple Pay and Mobile Wallet for Android and Samsung devices. All for free.
NO CHARGE FOR TRANSACTIONS
We’re here for you.
That’s why we we won’t charge you for transactions completed in a branch, through our Contact Center, or CO-OP Shared Branches.
SURCHARGE FREE ATMS NATIONWIDE
Convenient access. Everywhere.
A nationwide network of over 30,000 surcharge-free ATMs ensures access to cash whenever you need it.
5,000 SHARED BRANCHING LOCATIONS
Full service isn’t limited to your hometown.
Complete a wide variety of transactions, including deposits, withdrawals, transfers, and loan payments at any of the 5,000+ Shared Branching locations.
DIRECT DEPOSIT
Skip the trip and the paperwork.
Direct Deposit allows paychecks to be deposited electronically into your account.
Your Savings Accounts Options At A Glance
A penny saved is a penny earned. Start today.
Savings Accounts Rates
Account |
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|---|
*APY = Annual Percentage Yield. APYs stated are effective as of 12/01/2024 and subject to change at any time without notice. |
|||
Account Regular Savings |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
Account Youth Savings |
Minimum balance to earn dividends $5 |
Dividend Rate 0.0995% |
Annual Percentage Yield* 1.00% |
Account Holiday Savings |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
Account You-Name-It (Secondary) Savings |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Don G., MemberVery friendly personalized attention. I opened a small account and was treated as though I actually had real money. Great folks that seemed to know the regular customers by name as well as welcoming to new folks as part of the family.
RadiFi Resources
Explore our blog for the latest credit union news, practical advice, and financial tips.

Coming Soon: A Fresh, Enhanced Look for Your RadiFi Digital Banking!
Exciting updates are coming to your RadiFi Digital Banking experience! On February 13th, we’re rolling out a fresh, streamlined design with enhanced navigation and new user-friendly features. Enjoy easier card management, savings insights, quick account access, and more—all designed to make banking simpler and more convenient. Learn more about what’s coming! Read More

Unlock Homeownership: Join RadiFi’s First-Time Homebuyer Workshop
Buying your first home is an exciting journey, but it can also feel overwhelming. RadiFi Credit Union is here to help! Join our First-Time Homebuyer Workshop to gain expert insights, learn about financing options, and feel confident in your homebuying decisions. Don’t miss this opportunity—reserve your spot today! Read More

New Skip-a-Payment Program
Need a little extra room in your budget? RadiFi’s Skip-a-Payment program lets you defer a loan payment, giving you financial flexibility when it matters most. Learn how to request a skip-a-payment today. Read More
Open A Savings Account Today
Opening a savings account establishes your membership and a better relationship with your money.
Disclosures
1This fee is also waived if you have any other accounts with RadiFi, or if the primary account holder is under 18 or over 50.