Members with savings-only accounts receive quarterly statements. Sign up for direct deposit, eStatements, or get a checking account to receive monthly statements.

Savings Accounts
Save today for tomorrow’s dreams.
It’s Less About Numbers And More About Peace Of Mind
A RadiFi Savings Account is the foundation of your future financial success.
DIGITAL BANKING & BILLPAY
Gain full control over your money.
Go online and pay bills, check balances, transfer money, and much more for free.
MOBILE BANKING
Money is mobile and so are you.
Take full advantage of our app and enjoy full integration with services like Apple Pay and Mobile Wallet for Android and Samsung devices. All for free.
NO CHARGE FOR TRANSACTIONS
We’re here for you.
That’s why we we won’t charge you for transactions completed in a branch, through our Contact Center, or CO-OP Shared Branches.
SURCHARGE FREE ATMS NATIONWIDE
Convenient access. Everywhere.
A nationwide network of over 30,000 surcharge-free ATMs ensures access to cash whenever you need it.
5,000 SHARED BRANCHING LOCATIONS
Full service isn’t limited to your hometown.
Complete a wide variety of transactions, including deposits, withdrawals, transfers, and loan payments at any of the 5,000+ Shared Branching locations.
DIRECT DEPOSIT
Skip the trip and the paperwork.
Direct Deposit allows paychecks to be deposited electronically into your account.
Your Savings Accounts Options At A Glance
A penny saved is a penny earned. Start today.
Savings Accounts Rates
Account |
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
---|---|---|---|
*Annual Percentage Yield is effective September 26, 2023. Rates are subject to change without notice. Dividends are credited monthly. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay. |
|||
Account Regular Savings |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
Account Youth Savings |
Minimum balance to earn dividends $5 |
Dividend Rate 0.0995% |
Annual Percentage Yield* 1.00% |
Account Holiday Club |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
Account You-Name-It (Secondary) Savings |
Minimum balance to earn dividends $100 |
Dividend Rate 0.099% |
Annual Percentage Yield* 0.100% |
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Don G., MemberVery friendly personalized attention. I opened a small account and was treated as though I actually had real money. Great folks that seemed to know the regular customers by name as well as welcoming to new folks as part of the family.
RadiFi Resources
Explore our blog for the latest credit union news, practical advice, and financial tips.

Multi-Factor Authentication
The safety and security of our members is a top priority for us. That’s why we require multi-factor authentication (MFA) as part of your RadiFi Digital Banking login process. MFA provides an added layer of protection in the verification process used to confirm your identity when you login to online and mobile banking, and to…

Tips for Hurricane Preparedness
When a hurricane is approaching, it’s important to take the appropriate financial steps to ensure that once the storm has passed, you can quickly regain your financial footing. From protecting your financial documentation to having cash on hand, a little financial foresight can go a long way. Practical Steps to Prepare: Get Cash Early…

Password Security: Tips for Creating and Protecting Strong Passwords
At RadiFi, we empower our members with robust and versatile digital banking platforms that are easy to use and give full credit union access from anywhere. Members can quickly and conveniently access their accounts and manage their finances, including free bill pay, eStatements, remote check deposits, and more. However, if your login credentials become compromised,…
Open A Savings Account Today
Opening a savings account establishes your membership and a better relationship with your money.
Disclosures
1This fee is also waived if you have any other accounts with RadiFi, or if the primary account holder is under 18 or over 50.