Yes. Since parents are on the account, they can move money anytime they want. We would encourage kids to keep their “save it” money in their savings account and “spend it” money in the checking account. So, if parents don’t want kids to spend more than $X, they can transfer it to savings. The teen debit card also has limits to help prevent any spending issues.
Teen Checking Accounts
We welcome financial growth spurts.
Empowering Youth to Start Making Waves Of Their Own
Members aged 13 to 17 can open their own checking account, use a parent-approved debit card, and access a variety of digital financial services.
Digital Banking
The best digital banking tools for tech-savvy teens.
Your teen can check balances, pay bills, and set up account alerts on their favorite devices and on their own schedule.
Debit Card
Be by their side wherever they roam.
Grant your teen access to over 30,000 Surcharge-Free ATMs with their own debit card.
Digital Wallet Capabilities
Break free of boundaries.
Enjoy easy integration in Apple Pay, Google Pay & Samsung Pay.
No Minimums
Remove all barriers to entry.
With no minimum balance and no monthly fees, a Teen Checking Account is a golden choice for your up-and-coming financial superstar.
Free Convenience
Your choice of free eStatements or free mailed statements, and no charge for transactions completed in our branches through our Contact Center or CO-OP Shared Branches.
RadiFi Resources
Explore our blog for the latest credit union news, practical advice, and financial tips.
New Skip-a-Payment Program
Need a little extra room in your budget? RadiFi’s Skip-a-Payment program lets you defer a loan payment, giving you financial flexibility when it matters most. Learn how to request a skip-a-payment today. Read More
Introducing Instant Issue Digital Cards: Get Your RadiFi Card Faster Than Ever!
We’re excited to share a brand-new feature that makes accessing your RadiFi credit and debit cards easier, faster, and more convenient than ever: Instant Digital Card Issuance! No more waiting for your physical card to arrive in the mail. Now, as soon as your RadiFi credit card is issued, you can add it directly to…
Add Your RadiFi Cards to Your Mobile Wallet Instantly with RadiFi Mobile Banking
We’re making it easier than ever to add your RadiFi credit and debit cards to your favorite mobile wallet – Apple Pay®, and Google Pay™. With RadiFi Mobile Banking, you can now add your cards in just a few taps, getting you up and running faster than ever. Forget manual entry or waiting around –…
Open A Teen Checking Account Today
To open a teen checking account, please bring your social security number, a school ID or other form of identification to any RadiFi branch.