Yes. Since parents are on the account, they can move money anytime they want. We would encourage kids to keep their “save it” money in their savings account and “spend it” money in the checking account. So, if parents don’t want kids to spend more than $X, they can transfer it to savings. The teen debit card also has limits to help prevent any spending issues.
Teen Checking Accounts
We welcome financial growth spurts.
Empowering Youth to Start Making Waves Of Their Own
Members aged 13 to 17 can open their own checking account, use a parent-approved debit card, and access a variety of digital financial services.
Digital Banking
The best digital banking tools for tech-savvy teens.
Your teen can check balances, pay bills, and set up account alerts on their favorite devices and on their own schedule.
Debit Card
Be by their side wherever they roam.
Grant your teen access to over 30,000 Surcharge-Free ATMs with their own debit card.
Digital Wallet Capabilities
Break free of boundaries.
Enjoy easy integration in Apple Pay, Google Pay & Samsung Pay.
No Minimums
Remove all barriers to entry.
With no minimum balance and no monthly fees, a Teen Checking Account is a golden choice for your up-and-coming financial superstar.
Free Convenience
Your choice of free eStatements or free mailed statements, and no charge for transactions completed in our branches through our Contact Center or CO-OP Shared Branches.
RadiFi Resources
Explore our blog for the latest credit union news, practical advice, and financial tips.
Multi-Factor Authentication
The safety and security of our members is a top priority for us. That’s why we require multi-factor authentication (MFA) as part of your RadiFi Digital Banking login process. MFA provides an added layer of protection in the verification process used to confirm your identity when you login to online and mobile banking, and to…
Tips for Hurricane Preparedness
When a hurricane is approaching, it’s important to take the appropriate financial steps to ensure that once the storm has passed, you can quickly regain your financial footing. From protecting your financial documentation to having cash on hand, a little financial foresight can go a long way. Practical Steps to Prepare: Get Cash Early…
Password Security: Tips for Creating and Protecting Strong Passwords
At RadiFi, we empower our members with robust and versatile digital banking platforms that are easy to use and give full credit union access from anywhere. Members can quickly and conveniently access their accounts and manage their finances, including free bill pay, eStatements, remote check deposits, and more. However, if your login credentials become compromised,…
Open A Teen Checking Account Today
To open a teen checking account, please bring your social security number, a school ID or other form of identification to any RadiFi branch.