Yes. Since parents are on the account, they can move money anytime they want. We would encourage kids to keep their “save it” money in their savings account and “spend it” money in the checking account. So, if parents don’t want kids to spend more than $X, they can transfer it to savings. The teen debit card also has limits to help prevent any spending issues.
Teen Checking Accounts
We welcome financial growth spurts.
Empowering Youth to Start Making Waves Of Their Own
Members aged 13 to 17 can open their own checking account, use a parent-approved debit card, and access a variety of digital financial services.
Digital Banking
The best digital banking tools for tech-savvy teens.
Your teen can check balances, pay bills, and set up account alerts on their favorite devices and on their own schedule.
Debit Card
Be by their side wherever they roam.
Grant your teen access to over 30,000 Surcharge-Free ATMs with their own debit card.
Digital Wallet Capabilities
Break free of boundaries.
Enjoy easy integration in Apple Pay, Google Pay & Samsung Pay.
No Minimums
Remove all barriers to entry.
With no minimum balance and no monthly fees, a Teen Checking Account is a golden choice for your up-and-coming financial superstar.
Free Convenience
Your choice of free eStatements or free mailed statements, and no charge for transactions completed in our branches through our Contact Center or CO-OP Shared Branches.
RadiFi Resources
Explore our blog for the latest credit union news, practical advice, and financial tips.
Tips for protecting yourself from fraud
Impersonation scams are a growing threat that target everyday banking customers by exploiting trust and urgency. These scams occur when fraudsters pose as trusted representatives — often appearing to be from your credit union — through phone calls (vishing), text messages (smishing), or emails (phishing) to trick you into sharing sensitive personal or financial information. Read More
Give Blood. Make Waves in Your Community.
RadiFi Credit Union is partnering with LifeSouth Community Blood Centers to host a blood drive at our Park Street location on Wednesday, May 20, from 10:00 a.m. to 4:00 p.m. Schedule your appointment or stop by to help make a lifesaving difference in our community. Read More
Make Waves for Miracles: Support Children’s Miracle Network This May
During the month of May, RadiFi members, associates, and community supporters are invited to make a donation to Children’s Miracle Network. In recognition of each donation, a Children’s Miracle Network balloon will be displayed in our branches as a visible symbol of support for children and families who need it most. These balloons represent more…
Open A Teen Checking Account Today
To open a teen checking account, please bring your social security number, a school ID or other form of identification to any RadiFi branch.