Yes. Since parents are on the account, they can move money anytime they want. We would encourage kids to keep their “save it” money in their savings account and “spend it” money in the checking account. So, if parents don’t want kids to spend more than $X, they can transfer it to savings. The teen debit card also has limits to help prevent any spending issues.
Teen Checking Accounts
We welcome financial growth spurts.
Empowering Youth to Start Making Waves Of Their Own
Members aged 13 to 17 can open their own checking account, use a parent-approved debit card, and access a variety of digital financial services.
Digital Banking
The best digital banking tools for tech-savvy teens.
Your teen can check balances, pay bills, and set up account alerts on their favorite devices and on their own schedule.
Debit Card
Be by their side wherever they roam.
Grant your teen access to over 30,000 Surcharge-Free ATMs with their own debit card.
Digital Wallet Capabilities
Break free of boundaries.
Enjoy easy integration in Apple Pay, Google Pay & Samsung Pay.
No Minimums
Remove all barriers to entry.
With no minimum balance and no monthly fees, a Teen Checking Account is a golden choice for your up-and-coming financial superstar.
Free Convenience
Your choice of free eStatements or free mailed statements, and no charge for transactions completed in our branches through our Contact Center or CO-OP Shared Branches.
RadiFi Resources
Explore our blog for the latest credit union news, practical advice, and financial tips.
SAVE LIVES WITH RADIFI and oneblood | DONATE BLOOD NOVEMBER 14
Join RadiFi Credit Union and OneBlood on Thursday, November 14, from 10 AM – 3 PM at our Glen Kernan Parkway Branch to help save lives! Every donation makes a difference — and donors will receive a $20 eGift card, a power bank, and a wellness checkup. Read More
RadiFi Fraud Prevention Seminars
Join RadiFi Credit Union and the Jacksonville Sheriff’s Office for free fraud prevention seminars. Learn how to spot common scams, recognize warning signs, and protect yourself with practical prevention tips. Open to the community, help safeguard your money, identity, and peace of mind. Read More
From Contest Winner to Member: Tiffany’s RadiFi Journey
When author and comic creator Tiffany Easterling stopped by the RadiFi booth at Ancient City Con, she didn’t just win our Meta Quest giveaway – she discovered a credit union that shares her creative spirit. Read More
Open A Teen Checking Account Today
To open a teen checking account, please bring your social security number, a school ID or other form of identification to any RadiFi branch.