Business > Checking & Savings > Business Checking

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Business Checking Accounts

When it comes to your money, we mean business.

We’ve got the banking how-to to go with your “Why not?”

Set up your business for success with a free RadiFi business checking account.

Empowering Your Small Business or Not-for-Profit

All our checking accounts come with a RadiFi Visa Debit Card, free Digital Banking, access to 30,000+ fee-free ATMs and 5,000+ Shared Branches, and offer Merchant Services for payment processing.

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No Monthly Maintenance Fees

Forget about monthly maintenance fees and focus on improving your bottom line.

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Low Minimum Deposit

Deposit as little as $50 to open an account.

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Free Visa Debit Card

Take care of your business expenses on the go using a Visa Debit Card with fast, touch-free Tap to Pay convenience.

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Robust Digital Banking

Banking for your business has never been easier with free and convenient digital tools.

Compare Your Options

  • Best for

    Best for

  • Minimum deposit

    Minimum deposit

  • Free transactions

    Free transactions

  • Deposits

    Deposits

  • Dividends

    Dividends

Business Free Checking

  • Best for

    Small businesses and not-for-profits

  • Minimum deposit

    $50

  • Free transactions

    Up to 400 free transactions, then $0.20 per item over

  • Deposits

    Cash deposits of up to $5,000 or less are free, then just $0.10 per $100 over

  • Dividends

    This checking account does not earn dividends. 

Business Interest Checking

  • Best for

    Businesses that carry higher balances and have high monthly cash deposits

  • Minimum deposit

    $50

  • Free transactions

    Up to 200 free transactions, then $0.20 per item over

  • Deposits

    Cash deposits of up to $10,000 or less are free, then just $0.15 per $100 over

  • Dividends

    Earn interest on balances over $100

Business Non-Profit Checking

  • Best for

    Associations, clubs, churches, charities, and all other non-profit organizations

  • Minimum deposit

    $50

  • Free transactions

    Unlimited transactions

  • Deposits

    N/A

  • Dividends

    Earn interest on balances over $2,500

Awesome Rates

Business Checking Accounts

Account

Minimum balance to earn dividends

Dividend rate

Annual percentage yield*

*APY = Annual Percentage Yield. APY is effective as of 07/01/2024 and are subject to change at any time without notice.

Account

Business Interest Checking

Minimum balance to earn dividends

$100

Dividend rate

0.049%

Annual percentage yield*

0.05%

Account

Business Non-Profit Checking

Minimum balance to earn dividends

$2,500

Dividend rate

0.049%

Annual percentage yield*

0.05%

Additional Features

Apple Pay and Mobile Wallet

All RadiFi Credit Union VISA®  cards are proudly available for use with both Apple Pay and Mobile Wallet. Just load your RadiFi card info and enjoy fast, easy, and secure contactless payments everywhere Apple Pay and Mobile Wallet are accepted.

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Free Bill Pay

You’ve got enough going on with your day-to-day. Use Free Bill Pay to help with the rest. Available through your RadiFi Digital Banking account, Free Bill Pay lets you:

  • Manage all your bills
  • Track and schedule one-time or reoccurring payments
  • Send payments to virtually anyone in the U.S.
  • Set alerts
  • And more

 

Bill Pay

Open a Business Checking Account Today

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