Share Certificates
Take advantage of competitive rates, flexible terms and guaranteed returns.
Empower Your Savings to Grow Faster
Lock in higher interest rates & avoid the risk of market-based investments.
Your Choice Of Commitment
Check your savings calendar and choose timelines ranging from 3 to 60 months.
Interest^ Compounded Monthly
Dividends are credited monthly, or you may request a check or transfer to your RadiFi account.
Easy To Manage & Renew
If you appreciate savings on auto-pilot, certificates can be automatically renewed at maturity.
Featured Short Term Certificates
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/2024 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
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|
Tiered Structure $500-$2,499.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $2,500-$24,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $25,000-$49,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $50,000-$99,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $100,000-$249,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $250,000-$499,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $500,000-$749,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $750,000-$999,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $1,000,000 OR HIGHER |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/15/2024 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Tiered Structure $500-$2,499.99 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Tiered Structure $2,500-$24,999.99 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Tiered Structure $25,000-$49,999.99 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Tiered Structure $50,000-$99,999.99 |
Dividend Rate 4.506% |
Annual Percentage Yield* 4.600% |
|
Tiered Structure $100,000-$249,999.99 |
Dividend Rate 4.554% |
Annual Percentage Yield* 4.650% |
|
Tiered Structure $250,000-$499,999.99 |
Dividend Rate 4.650% |
Annual Percentage Yield* 4.750% |
|
Tiered Structure $500,000-$749,999.99 |
Dividend Rate 5.032% |
Annual Percentage Yield* 5.150% |
|
Tiered Structure $750,000-$999,999.99 |
Dividend Rate 5.128% |
Annual Percentage Yield* 5.250% |
|
Tiered Structure $1,000,000 OR HIGHER |
Dividend Rate 5.175% |
Annual Percentage Yield* 5.300% |
|
|
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/2024 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. The 11-Month Share Certificate Member Exclusive Special cannot be opened through RadiFi Digital Banking. Please visit your neighborhood branch or call 904-475-8000 to open this share certificate. |
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|
$500-$2,499.99 |
Dividend Rate 4.698% |
Annual Percentage Yield* 4.800% |
|
$2,500-$24,999.99 |
Dividend Rate 4.698% |
Annual Percentage Yield* 4.800% |
|
$25,000-$49,999.99 |
Dividend Rate 4.698% |
Annual Percentage Yield* 4.800% |
|
$50,000-$99,999.99 |
Dividend Rate 4.793% |
Annual Percentage Yield* 4.900% |
|
$100,000-$249,999.99 |
Dividend Rate 4.841% |
Annual Percentage Yield* 4.950% |
|
$250,000-$499,999.99 |
Dividend Rate 4.937% |
Annual Percentage Yield* 5.050% |
|
$500,000-$749,999.99 |
Dividend Rate 5.032% |
Annual Percentage Yield* 5.150% |
|
$750,000-$999,999.99 |
Dividend Rate 5.128% |
Annual Percentage Yield* 5.250% |
|
$1,000,000 OR HIGHER |
Dividend Rate 5.175% |
Annual Percentage Yield* 5.300% |
Current Certificate Promotions
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/2024 and subject to change at any time without notice. Promotional Share Certificate accounts must be opened with new money only. New money is defined as funds not currently on deposit with RadiFi. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
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|
Minimum balance to earn dividends $2,500-$24,999.99 |
Dividend Rate 4.362% |
Annual Percentage Yield* 4.450% |
|
Minimum balance to earn dividends $25,000-$49,999.99 |
Dividend Rate 4.362% |
Annual Percentage Yield* 4.450% |
|
Minimum balance to earn dividends $50,000-$99,999.99 |
Dividend Rate 4.458% |
Annual Percentage Yield* 4.550% |
|
Minimum balance to earn dividends $100,000-$249,999.99 |
Dividend Rate 4.458% |
Annual Percentage Yield* 4.550% |
|
Minimum balance to earn dividends $250,000-$499,999.99 |
Dividend Rate 4.458% |
Annual Percentage Yield* 4.550% |
|
Minimum balance to earn dividends $500,000-$749,999.99 |
Dividend Rate 4.745% |
Annual Percentage Yield* 4.850% |
|
Minimum balance to earn dividends $750,000-$999,999.99 |
Dividend Rate 4.985% |
Annual Percentage Yield* 5.101% |
|
Minimum balance to earn dividends $1,000,000 OR HIGHER |
Dividend Rate 4.985% |
Annual Percentage Yield* 5.101% |
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/2024 and subject to change at any time without notice. Promotional Share Certificate accounts must be opened with new money only. New money is defined as funds not currently on deposit with RadiFi. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
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|
Minimum balance to earn dividends $2,500-$24,999.99 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Minimum balance to earn dividends $25,000-$49,999.99 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Minimum balance to earn dividends $50,000-$99,999.99 |
Dividend Rate 4.458% |
Annual Percentage Yield* 4.550% |
|
Minimum balance to earn dividends $100,000-$249,999.99 |
Dividend Rate 4.650% |
Annual Percentage Yield* 4.750% |
|
Minimum balance to earn dividends $250,000-$499,999.99 |
Dividend Rate 4.745% |
Annual Percentage Yield* 4.850% |
|
Minimum balance to earn dividends $500,000-$749,999.99 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.000% |
|
Minimum balance to earn dividends $750,000-$999,999.99 |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.000% |
|
Minimum balance to earn dividends $1,000,000 OR HIGHER |
Dividend Rate 4.889% |
Annual Percentage Yield* 5.000% |
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/24 and subject to change at any time without notice. Promotional Share Certificate accounts must be opened with new money only. New money is defined as funds not currently on deposit with RadiFi. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
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|
Minimum balance to earn dividends $2,500-$24,999.99 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.250% |
|
Minimum balance to earn dividends $25,000-$49,999.99 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.250% |
|
Minimum balance to earn dividends $50,000-$99,999.99 |
Dividend Rate 4.218% |
Annual Percentage Yield* 4.300% |
|
Minimum balance to earn dividends $100,000-$249,999.99 |
Dividend Rate 4.314% |
Annual Percentage Yield* 4.400% |
|
Minimum balance to earn dividends $250,000-$499,999.99 |
Dividend Rate 4.362% |
Annual Percentage Yield* 4.450% |
|
Minimum balance to earn dividends $500,000-$749,999.99 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Minimum balance to earn dividends $750,000-$999,999.99 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Minimum balance to earn dividends $1,000,000 OR HIGHER |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/24 and subject to change at any time without notice. Promotional Share Certificate accounts must be opened with new money only. New money is defined as funds not currently on deposit with RadiFi. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Minimum balance to earn dividends $2,500-$24,999.99 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.250% |
|
Minimum balance to earn dividends $25,000-$49,999.99 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.250% |
|
Minimum balance to earn dividends $50,000-$99,999.99 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.250% |
|
Minimum balance to earn dividends $100,000-$249,999.99 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.250% |
|
Minimum balance to earn dividends $250,000-$499,999.99 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.250% |
|
Minimum balance to earn dividends $500,000-$749,999.99 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.250% |
|
Minimum balance to earn dividends $750,000-$999,999.99 |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.250% |
|
Minimum balance to earn dividends $1,000,000 OR HIGHER |
Dividend Rate 4.169% |
Annual Percentage Yield* 4.250% |
OPEN YOUR CERTIFICATE TODAY
Most certificates can be opened through digital banking, in-branch or by calling us at 904-475-8000.
Share & IRA Certificates
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/2024 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Tiered Structure $500-$2,499.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $2,500-$24,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $25,000-$49,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $50,000-$99,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $100,000-$249,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $250,000-$499,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $500,000-$749,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $750,000-$999,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $1,000,000 OR HIGHER |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/15/2024 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Tiered Structure $500-$2,499.99 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Tiered Structure $2,500-$24,999.99 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Tiered Structure $25,000-$49,999.99 |
Dividend Rate 4.410% |
Annual Percentage Yield* 4.500% |
|
Tiered Structure $50,000-$99,999.99 |
Dividend Rate 4.506% |
Annual Percentage Yield* 4.600% |
|
Tiered Structure $100,000-$249,999.99 |
Dividend Rate 4.554% |
Annual Percentage Yield* 4.650% |
|
Tiered Structure $250,000-$499,999.99 |
Dividend Rate 4.650% |
Annual Percentage Yield* 4.750% |
|
Tiered Structure $500,000-$749,999.99 |
Dividend Rate 5.032% |
Annual Percentage Yield* 5.150% |
|
Tiered Structure $750,000-$999,999.99 |
Dividend Rate 5.128% |
Annual Percentage Yield* 5.250% |
|
Tiered Structure $1,000,000 OR HIGHER |
Dividend Rate 5.175% |
Annual Percentage Yield* 5.300% |
|
|
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/2024 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
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|
$500-$2,499.99 |
Dividend Rate 2.618% |
Annual Percentage Yield* 2.650% |
|
$2,500-$24,999.99 |
Dividend Rate 2.667% |
Annual Percentage Yield* 2.700% |
|
$25,000-$49,999.99 |
Dividend Rate 2.716% |
Annual Percentage Yield* 2.750% |
|
$50,000-$99,999.99 |
Dividend Rate 2.813% |
Annual Percentage Yield* 2.850% |
|
$100,000-$249,999.99 |
Dividend Rate 3.784% |
Annual Percentage Yield* 3.850% |
|
$250,000-$499,999.99 |
Dividend Rate 3.832% |
Annual Percentage Yield* 3.900% |
|
$500,000-$749,999.99 |
Dividend Rate 3.880% |
Annual Percentage Yield* 3.950% |
|
$750,000-$999,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
|
$1,000,000 OR HIGHER |
Dividend Rate 3.977% |
Annual Percentage Yield* 4.050% |
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/2024 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
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|
Tiered Structure $500-$2,499.99 |
Dividend Rate 2.667% |
Annual Percentage Yield* 2.700% |
|
Tiered Structure $2,500-$24,999.99 |
Dividend Rate 2.716% |
Annual Percentage Yield* 2.750% |
|
Tiered Structure $25,000-$49,999.99 |
Dividend Rate 2.765% |
Annual Percentage Yield* 2.800% |
|
Tiered Structure $50,000-$99,999.99 |
Dividend Rate 2.862% |
Annual Percentage Yield* 2.900% |
|
Tiered Structure $100,000-$249,999.99 |
Dividend Rate 3.008% |
Annual Percentage Yield* 3.050% |
|
Tiered Structure $250,000-$499,999.99 |
Dividend Rate 3.008% |
Annual Percentage Yield* 3.050% |
|
Tiered Structure $500,000-$749,999.99 |
Dividend Rate 3.008% |
Annual Percentage Yield* 3.050% |
|
Tiered Structure $750,000-$999,999.99 |
Dividend Rate 3.008% |
Annual Percentage Yield* 3.050% |
|
Tiered Structure $1,000,000 OR HIGHER |
Dividend Rate 3.008% |
Annual Percentage Yield* 3.050% |
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/2024 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Tiered Structure $500-$2,499.99 |
Dividend Rate 3.832% |
Annual Percentage Yield* 3.900% |
|
Tiered Structure $2,500-$24,999.99 |
Dividend Rate 3.832% |
Annual Percentage Yield* 3.900% |
|
Tiered Structure $25,000-$49,999.99 |
Dividend Rate 3.832% |
Annual Percentage Yield* 3.900% |
|
Tiered Structure $50,000-$99,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
|
Tiered Structure $100,000-$249,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
|
Tiered Structure $250,000-$499,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
|
Tiered Structure $500,000-$749,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
|
Tiered Structure $750,000-$999,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
|
Tiered Structure $1,000,000 OR HIGHER |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/2024 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Tiered Structure $500-$2,499.99 |
Dividend Rate 3.154% |
Annual Percentage Yield* 3.200% |
|
Tiered Structure $2,500-$24,999.99 |
Dividend Rate 3.251% |
Annual Percentage Yield* 3.300% |
|
Tiered Structure $25,000-$49,999.99 |
Dividend Rate 3.300% |
Annual Percentage Yield* 3.350% |
|
Tiered Structure $50,000-$99,999.99 |
Dividend Rate 3.348% |
Annual Percentage Yield* 3.400% |
|
Tiered Structure $100,000-$249,999.99 |
Dividend Rate 3.397% |
Annual Percentage Yield* 3.450% |
|
Tiered Structure $250,000-$499,999.99 |
Dividend Rate 3.397% |
Annual Percentage Yield* 3.450% |
|
Tiered Structure $500,000-$749,999.99 |
Dividend Rate 3.397% |
Annual Percentage Yield* 3.450% |
|
Tiered Structure $750,000-$999,999.99 |
Dividend Rate 3.397% |
Annual Percentage Yield* 3.450% |
|
Tiered Structure $1,000,000 OR HIGHER |
Dividend Rate 3.397% |
Annual Percentage Yield* 3.450% |
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/15/2024 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Tiered Structure $500-$2,499.99 |
Dividend Rate 3.590% |
Annual Percentage Yield* 3.650% |
|
Tiered Structure $2,500-$24,999.99 |
Dividend Rate 3.590% |
Annual Percentage Yield* 3.650% |
|
Tiered Structure $25,000-$49,999.99 |
Dividend Rate 3.590% |
Annual Percentage Yield* 3.650% |
|
Tiered Structure $50,000-$99,999.99 |
Dividend Rate 3.639% |
Annual Percentage Yield* 3.700% |
|
Tiered Structure $100,000-$249,999.99 |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Tiered Structure $250,000-$499,999.99 |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Tiered Structure $500,000-$749,999.99 |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Tiered Structure $750,000-$999,999.99 |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Tiered Structure $1,000,000 OR HIGHER |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/24 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Tiered Structure $500-$2,499.99 |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Tiered Structure $2,500-$24,999.99 |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Tiered Structure $25,000-$49,999.99 |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Tiered Structure $50,000-$99,999.99 |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Tiered Structure $100,000-$249,999.99 |
Dividend Rate 3.735% |
Annual Percentage Yield* 3.800% |
|
Tiered Structure $250,000-$499,999.99 |
Dividend Rate 3.784% |
Annual Percentage Yield* 3.850% |
|
Tiered Structure $500,000-$749,999.99 |
Dividend Rate 3.977% |
Annual Percentage Yield* 4.050% |
|
Tiered Structure $750,000-$999,999.99 |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure $1,000,000 OR HIGHER |
Dividend Rate 4.025% |
Annual Percentage Yield* 4.100% |
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 03/01/24 and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Tiered Structure $500-$2,499.99 |
Dividend Rate 3.639% |
Annual Percentage Yield* 3.700% |
|
Tiered Structure $2,500-$24,999.99 |
Dividend Rate 3.639% |
Annual Percentage Yield* 3.700% |
|
Tiered Structure $25,000-$49,999.99 |
Dividend Rate 3.639% |
Annual Percentage Yield* 3.700% |
|
Tiered Structure $50,000-$99,999.99 |
Dividend Rate 3.735% |
Annual Percentage Yield* 3.800% |
|
Tiered Structure $100,000-$249,999.99 |
Dividend Rate 3.784% |
Annual Percentage Yield* 3.850% |
|
Tiered Structure $250,000-$499,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
|
Tiered Structure $500,000-$749,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
|
Tiered Structure $750,000-$999,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
|
Tiered Structure $1,000,000 OR HIGHER |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.000% |
Personal Goal Savings Certificates
Select a short or long term goal and reach your target balance sooner.
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield and is effective as of 3/01/2024, and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Tiered Structure $0.01-$500 |
Dividend Rate 0.499% |
Annual Percentage Yield* 0.50% |
|
Tiered Structure $501-$1,000 |
Dividend Rate 0.598% |
Annual Percentage Yield* 0.60% |
|
Tiered Structure $1,001-$1,500 |
Dividend Rate 0.747% |
Annual Percentage Yield* 0.75% |
|
Tiered Structure |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield and is effective as of 03/01/2024, and subject to change at any time without notice. Early withdrawal penalties may apply. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
||
|
Tiered Structure $0.01 to $2,500 |
Dividend Rate 0.747% |
Annual Percentage Yield* 0.75% |
|
Tiered Structure $2,501-$5,000 |
Dividend Rate 0.847% |
Annual Percentage Yield* 0.85% |
|
Tiered Structure $5,001-$7,500 |
Dividend Rate 0.896% |
Annual Percentage Yield* 0.90% |
|
Tiered Structure $7,501-$10,000 |
Dividend Rate 0.995% |
Annual Percentage Yield* 1.00% |
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
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Open Your Certificate Today
Most certificates can be opened through digital banking, in-branch or by calling us at 904-475-8000.