Limited-Time Offer
Earn up to 4.00% APY*
13-Month Certificate Special
Earn up to 4.00% APY* with a 13-Month Certificate
- Earn 4.00% APY* with a minimum deposit of $50,000
- Earn 3.75% APY* with a minimum deposit of $2,500
- Fixed rate for the full 13-month term
- Federally insured by NCUA
Three Easy Ways to Open Your Certificate
Opening your 13-month certificate is simple.
Choose the option that works best for you.
Choose the Certificate Option That Fits Your Goals
RadiFi’s 13-Month Certificate Special gives you competitive rate options based on your deposit amount.
|
Minimum balance to earn dividends |
Dividend Rate |
Annual Percentage Yield* |
|---|---|---|
|
*APY = Annual Percentage Yield. APY is effective as of 7/1/2026 and subject to change at any time without notice. Fees may reduce earnings. The minimum balance to open and earn APY is the lowest amount in each tier. |
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|
Minimum balance to earn dividends $2,500-$24,999.99 |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Minimum balance to earn dividends $25,000-$49,999.99 |
Dividend Rate 3.687% |
Annual Percentage Yield* 3.750% |
|
Minimum balance to earn dividends $50,000-$99,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.00% |
|
Minimum balance to earn dividends $100,000-$249,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.00% |
|
Minimum balance to earn dividends $250,000-$499,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.00% |
|
Minimum balance to earn dividends $500,000-$749,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.00% |
|
Minimum balance to earn dividends $750,000-$999,999.99 |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.00% |
|
Minimum balance to earn dividends $1,000,000 OR HIGHER |
Dividend Rate 3.928% |
Annual Percentage Yield* 4.00% |
Disclosures
*APY = Annual Percentage Yield. Rates are subject to change at any time without notice. Minimum to earn 4.00% APY for 13-month term is $50,000.00. Minimum to earn 3.75% APY for a 13-month term is $2,500. Dividends are credited monthly. Early withdrawal penalties may apply. Fees may reduce earnings.