Business Credit Cards

What Do I Need To Know?

1. The business entity must be listed as “Active” with the State of Florida (www.sunbiz.org).
2. Your business must be located within RadiFi’s field of membership.
3. All business owners and signers must be separately eligible for membership and all personal accounts with RadiFi must be in good standing.
4. All owners must sign to authorize account opening.
5. Additional signers must also sign the appropriate documentation in order to be placed on the account.
6. All owners and signers must have a valid/current form of government issued ID.
7. Anyone with 25% or more ownership must provide their information for the Beneficial Owner Certification Form.

How Do I Open A Business Account with RadiFi?

Please bring the following documentation to any RadiFi branch to open a Business Account:

SOLE PROPRIETORSHIP
• Copy of Driver’s License (must be current/valid).
• Proof of Employer ID Number (EIN) or Social Security Number.
• Fictitious name filing with State of Florida if using a DBA name.

GENERAL PARTNERSHIP/LIMITED PARTNERSHIP
• Copy of Partnership Agreement.
• Fictitious Name Filing if Applicable.
• Proof of Employer ID Number (EIN).
• Verification of principal business address for the business.

LIMITED LIABILITY COMPANY (LLC)
• Copy of Articles of Organization or most recent Amendment to the Articles of Organization
• Proof of Employer ID Number (EIN) (Multi-Member LLC’s) or Social Security Number (Single-Member LLC’s).
• Active Fictitious Name Filing with LLC listed as owner (if LLC is using DBA).
• Verification of principal business address for the business.

CORPORATION
• Copy of Articles of Incorporation or Articles of Amendment
• Copy of Driver’s License for all signers (must be current/valid).
• Proof of Employer ID number (EIN).
• Active Fictitious Name Filing with Corporation listed as owner (if using DBA).
• Verification of principal business address for the business.

CLUBS/ASSOCIATIONS
• Copy of Articles of Incorporation (if Incorporated), Bylaws or Minutes stating the officers representing the
organization.
• Copy of Driver’s License for all signers (must be current/valid).
• Proof of Employer ID Number (If using the EIN of another club or association then a letter from the EIN owner
giving permission to use EIN is required).
• A letter from the organization that acknowledges the account opening, confirms the authorized members able to
open the account(s), and signed by an authorized officer representing the organization.
• Verification of principal business address for the business

All new memberships are subject to review and approval. Credit union programs, services, rates, terms and conditions are subject to change at any time without notice.

Once you receive your RadiFi credit card, simply call 800-527-7728 from your home or cell phone we have on file to activate your credit card. Your card must be activated in order to use the card.

Lost or stolen credit cards can be reported around the clock to 800-449-7728, and in our Mobile App. We offer 24/7 cardholder service for our credit cards at (866) 820-6975.

Other credit cards may say they offer low rates, but RadiFi truly does offer low rates. We consistently review our rates to remain competitively low, and we have no annual fees, no over limit fees, and no inactive fees.

Our credit cards come with 24/7 fraud monitoring and Verified By Visa to give you peace of mind.