RadiFi Makes Home Ownership Affordable: Flexible Low & No Down Payment Options*
Home Loans
Call: 904-475-8000
Empowering Your Journey Towards Homeownership
At RadiFi Credit Union, we believe in the power of dreams, the strength of community, and the joy of homeownership. As a member-owned credit union, we are committed to empowering our members to reach their life goals— particularly in the milestone of owning a home.
Where are you in your homebuying journey?
Laying the Foundation
I want to unlock my home’s full financial potential.
Experts to Guide You Home
I’d like to connect with a RadiFi Home Loan expert.
Why Choose a Mortgage Loan Through RadiFi?
Your Neighborhood Credit Union
- Member-Centric Approach: Our members come first. We prioritize your financial well-being over profits, ensuring that you receive the support and attention you deserve throughout your homeownership journey.
- Empowerment: We’re not just a financial institution – we’re your partner in achieving your dreams. Whether you are a first-time homebuyer or looking to refinance your mortgage, we are here to provide the resources and expertise you need to succeed.
- Community Focus: As part of the RadiFi family, you’re not just a customer – you’re a valued member of our community. We believe in the strength of togetherness and the importance of supporting one another.
RadiFi Mortgage Loan Benefits
Experience Member-Preferred Rates and Options
- Flexible Terms: Select from 15, 20, or 30-year terms for your mortgage loan
- Convenient, Online Application: Our online application makes our loan process convenient for members.
- Trusted Expertise: Gain expertise and guidance from our trusted professionals who take a member-first approach.
Meet Our Mortgage Team
Local People. Local Decisions. Fast Approvals.
Current Mortgage Loan Rates
Call 904-475-8000 or schedule an appointment to discuss all of our mortgage rates.
Preferred Realtor Network
RadiFi has partnered with top real estate professionals to bring you our Preferred Realtor Network – your trusted source for finding the perfect home with ease.
Ride the Wave of Homeownership with RadiFi
We’re Here to Guide You Through Your Journey
Just like riding the waves of the ocean, the journey to homeownership can have its ups and downs. But with RadiFi, you can trust that you’re in good hands. Our experienced team will guide you through the process, helping you navigate any challenges that come your way. Whether you’re surfing through paperwork or diving into mortgage options, we’ll be by your side, making the journey as smooth as possible.
Ready to Dive into Homeownership?
Don’t let the waves of uncertainty hold you back. Take the plunge into homeownership with a RadiFi mortgage loan. Contact us today to learn more about our flexible options, competitive rates, and personalized service. Together, let’s make your homeownership dreams a reality.
Joining RadiFi is Easy!
At RadiFi Credit Union, we believe that life should be lived to the fullest. The dreams and goals that matter to you, matter to us. Join our credit union family to enjoy the benefits of our mortgage loans and a member-first banking experience. We serve those who live, work, worship, or go to school in the following northeast Florida counties (and their immediate families): Duval, Clay, St. Johns, Nassau & Baker.
Get in Touch with Us
Start your path to home ownership with RadiFi.
*Our No Closing Cost Mortgage covers up to $5,000. Not all closing costs can be rolled into your loan.
**Loans for primary residences or second homes in Florida and Georgia only. The amount of the total costs paid may be limited by the loan amount and certain underwriting factors.