Family moving into new home.

RadiFi Makes Home Ownership Affordable: Flexible Low & No Down Payment Options*

Home Loans

Call us now to get started: 904-475-8000.

Empowering Your Journey Towards Homeownership

At RadiFi Credit Union, we believe in the power of dreams, the strength of community, and the joy of homeownership. As a member-owned credit union, we are committed to empowering our members to reach their life goals— particularly in the milestone of owning a home.

Where are you in your homebuying journey?

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Ready to Make Moves

I have a home under contract or submitted an offer.

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Laying the Foundation

I’d like to unlock the financial potential of my home.

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Unlock the Know-How

I want to research my options and rates.

Explore Mortgage Options
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Experts to Guide You Home

I’d like to connect with a Home Loan expert.

Meet Our Mortgage Team
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unlocking your dream home

Virtual Seminar for First-Time Homebuyers

Tuesday, March 26 from 7-8PM ET

Join us for an exclusive virtual seminar tailored for first-time homebuyers, presented by RadiFi Credit Union in collaboration with renowned real estate expert Ron Vaimberg. Discover insider tips, expert advice, and invaluable insights to help you confidently navigate the home-buying process. From understanding mortgage options to maximizing your purchasing power, we’ll cover it all. Don’t miss this opportunity to take the first step towards homeownership with expert guidance from industry leaders.


Why Choose a Mortgage Loan Through RadiFi?

Your Neighborhood Credit Union

  • Member-Centric Approach: Our members come first. We prioritize your financial well-being over profits, ensuring that you receive the support and attention you deserve throughout your homeownership journey.
  • Empowerment: We’re not just a financial institution – we’re your partner in achieving your dreams. Whether you are a first-time homebuyer or looking to refinance your mortgage, we are here to provide the resources and expertise you need to succeed.
  • Community Focus: As part of the RadiFi family, you’re not just a customer – you’re a valued member of our community. We believe in the strength of togetherness and the importance of supporting one another.
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RadiFi Home Loans

RadiFi Mortgage Loan Benefits

Experience Member-Preferred Rates and Options

  • Flexible Terms: Select from 15, 20, or 30-year terms for your mortgage loan
  • Convenient, Online Application: Our online application makes our loan process convenient for members.
  • Trusted Expertise: Gain expertise and guidance from our trusted professionals who take a member-first approach.
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Home Loans

Ride the Wave of Homeownership with RadiFi

We’re Here to Guide You Through Your Journey

Just like riding the waves of the ocean, the journey to homeownership can have its ups and downs. But with RadiFi, you can trust that you’re in good hands. Our experienced team will guide you through the process, helping you navigate any challenges that come your way. Whether you’re surfing through paperwork or diving into mortgage options, we’ll be by your side, making the journey as smooth as possible.

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Our First Home

Ready to Dive into Homeownership?

Don’t let the waves of uncertainty hold you back. Take the plunge into homeownership with a RadiFi mortgage loan. Contact us today to learn more about our flexible options, competitive rates, and personalized service. Together, let’s make your homeownership dreams a reality.

Apply Now

Joining RadiFi is Easy!

At RadiFi Credit Union, we believe that life should be lived to the fullest. The dreams and goals that matter to you, matter to us. Join our credit union family to enjoy the benefits of our mortgage loans and a member-first banking experience. We serve those who live, work, worship, or go to school in the following northeast Florida counties (and their immediate families): Duval, Clay, St. Johns, Nassau & Baker.

Become a Member

*Our No Closing Cost Mortgage covers up to $5,000. Not all closing costs can be rolled into your loan.

**Loans for primary residences or second homes in Florida and Georgia only. The amount of the total costs paid may be limited by the loan amount and certain underwriting factors.

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