Unlock the door to your dream home with RadiFi.
Home Mortgage
Home Mortgage Options
Our competitive rates and flexible financing options are designed to make your homebuying journey seamless. Trust RadiFi to provide personalized solutions tailored to your homeownership goals.
No Closing Cost Mortgage
Get over an early hurdle by rolling most of your closing costs (up to $5,000 maximum) into your loan balance or interest rate.
Adjustable Rate Mortgage (ARM)
Move into your new home with confidence with low introductory rates. An ARM could be the perfect option for your needs.
Home Possible Mortgage
Large down payment requirements shouldn’t put home ownership out of reach. Find out if you meet the criteria to buy a home with only 3% down.
Peak Professional Program
Break ground with a mortgage that considers your future earning potential. This program offers exclusive home loan options for eligible professionals.
Essential Tips for First-Time Homebuyers
Navigate the exciting journey of buying your first home with confidence using RadiFi’s First-Time Homebuyers Guide.
Benefits to Empower You
Financing Options
Our mortgages are tailored to your circumstances. Take advantage of up to 100% financing options.
Lower Your Burden
We feature a no closing cost option to reduce your financial burden upon closing.
No PMI Option Available
Lower your monthly payment obligation by arranging your mortgage for our No Private Mortgage Insurance (PMI) option.
Choose Your Own Terms
Our mortgages meet the needs of any homebuyer. Select 15, 20, or 30-year terms for your fixed-rate home loan*.
Local Expertise
Enjoy direct underwriting and processing with decisions on your home loan application, made in-house by those with local expertise and shared commitment to your community.
Meet Our Mortgage Team
Local People. Local Decisions. Fast Approvals.
Current Mortgage Loan Rates
Call 904-475-8000 or schedule an appointment to discuss all our mortgage rates.
Crunch Your Numbers
How much can you afford? Is now the right time to refinance? Run some numbers with our free calculators.
*The information provided by these calculators is for illustrative purposes only and accuracy is not guaranteed. The values shown are hypothetical and may not be applicable to your individual situation or guarantee extension of credit. Be sure to consult a financial professional prior to relying on the results.
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Jo N., MemberWhat an incredible mortgage experience! From pre-approval to closing, the entire mortgage team was stellar. They kept me well-informed, found ways to save me HUNDREDS of dollars and we even closed ahead of schedule! Truly remarkable customer service. Thank you, JAXFCU (now RadiFi)!
Get In Touch Today
Our mortgage team is ready to help you with every step in the homebuying process. Reach out to us today to get started.
Disclosures
*Loans for primary residences or second homes in Florida and Georgia only. The amount of the total costs paid may be limited by the loan amount and certain underwriting factors.
Payment Example: The monthly principal and interest payment for a $200,000 conventional loan on a primary residence at 6.00% APR for 30 years is $1,199.10.