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Home Mortgage

Unlock the door to your dream home with RadiFi.

Conventional Mortgages

Our competitive rates and flexible financing options are designed to make your homebuying journey seamless. Trust RadiFi to provide personalized solutions tailored to your homeownership goals.

Tips for First-Time Homebuyers

Essential Tips for First-Time Homebuyers

Navigate the exciting journey of buying your first home with confidence using RadiFi’s First-Time Homebuyers Guide.

Start Your Journey
No Closing Cost Mortgage

No Closing Cost Mortgage

Get over an early hurdle by rolling most of your closing costs (up to $5,000 maximum) into your loan balance or interest rate.

Discover No Closing Cost Mortgages
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Home Possible Mortgage

Large down payment requirements shouldn’t put home ownership out of reach. Find out if you meet the criteria to buy a home with only 3% down.

Explore Home Possible Mortgages
Peak Professional

Peak Professional Program

Break ground with a mortgage that considers your future earning potential. This program offers exclusive home loan options for eligible professionals.

Learn More
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Affordable Housing Assistance

For first-time homebuyers and others, the Affordable Housing Program may be the right choice for you.

View eligibility requirements

Benefits to Empower You

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Financing Options

Our mortgages are tailored to your circumstances. Take advantage of up to 100% financing options.

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Lower Your Burden

We feature a no closing cost option to reduce your financial burden upon closing.

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No PMI Option Available

Lower your monthly payment obligation by arranging your mortgage for our No Private Mortgage Insurance (PMI) option.

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Choose Your Own Terms

Our mortgages meet the needs of any homebuyer. Select 15, 20, or 30-year terms for your fixed-rate home loan*.

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Local Expertise

Enjoy direct underwriting and processing with decisions on your home loan application, made in-house by those with local expertise and shared commitment to your community.

Crunch Your Numbers

How much can you afford? Is now the right time to refinance? Run some numbers with our free calculators.

*The information provided by these calculators is for illustrative purposes only and accuracy is not guaranteed. The values shown are hypothetical and may not be applicable to your individual situation or guarantee extension of credit. Be sure to consult a financial professional prior to relying on the results.

OUR MEMBERS EMPOWER US

We’re dedicated to empowering you, which fuels everything we do.

What an incredible mortgage experience! From pre-approval to closing, the entire mortgage team was stellar. They kept me well-informed, found ways to save me HUNDREDS of dollars and we even closed ahead of schedule! Truly remarkable customer service. Thank you, JAXFCU (now RadiFi)!

— Jo N., Member

Get In Touch Today

Our mortgage team is ready to help you with every step in the homebuying process. Reach out to us today to get started.

Get Started Now
Apply Online
Call Us
904-475-8000

Disclosures

*Loans for primary residences or second homes in Florida and Georgia only. The amount of the total costs paid may be limited by the loan amount and certain underwriting factors.

Payment Example: The monthly principal and interest payment for a $200,000 conventional loan on a primary residence at 6.00% APR for 30 years is $1,199.10.

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