Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
Social Security number and account balances
Account transactions and checking account information
Overdraft history and payment history
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons RadiFi chooses to share; and whether you can limit this sharing.
Cookie Preferences
Reject Consent to Share
You have the right under the California Consumer Privacy Act (CCPA) to opt out of the ‘sale’ or ‘sharing’ of your personal information. We respect this right and provide you with this page to make your choice.
By clicking the button below, you are directing us to not sell or share your personal information for cross-context behavioral advertising
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
For our marketing purposes – to offer our products and services to you
For our marketing purposes – to offer our products and services to you
For joint marketing with other financial companies
For joint marketing with other financial companies
For our affiliates’ everyday business purposes – information about your transactions and experiences
For our affiliates’ everyday business purposes – information about your transactions and experiences
For our affiliates’ everyday business purposes – information about your creditworthiness
For our affiliates’ everyday business purposes – information about your creditworthiness
For our affiliates to market to you
For our affiliates to market to you
For nonaffiliates to market to you
For nonaffiliates to market to you
Does RadiFi share?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
Yes
For our marketing purposes – to offer our products and services to you
Yes
For joint marketing with other financial companies
Yes
For our affiliates’ everyday business purposes – information about your transactions and experiences
No
For our affiliates’ everyday business purposes – information about your creditworthiness
No
For our affiliates to market to you
No
For nonaffiliates to market to you
No
Can you limit the sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus
No
For our marketing purposes – to offer our products and services to you
No
For joint marketing with other financial companies
No
For our affiliates’ everyday business purposes – information about your transactions and experiences
We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness
We don’t share
For our affiliates to market to you
We don’t share
For nonaffiliates to market to you
We don’t share
What We Do
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you
open an account or apply for financing
give us your contact information or give us your wage statements
show us your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
RadiFi has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
RadiFi does not share with our nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance companies.
AI Technology Use Disclaimer: Statements made by the RadiFi Virtual Assistant chatbot are for informational purposes only and should not be considered legally binding or offers of credit or services. The RadiFi Virtual Assistant is a chatbot, not an official representative of RadiFi Credit Union.
Have Questions?
Call us at (904) 475-8000 with any questions you have about our Privacy Policy.
We value your privacy. As a financial institution under the Gramm-Leach-Bliley Act (GLBA), we are committed to safeguarding your personal experience. We use pixel technology to gather information about how you interact with our website, including pages visited and links clicked, to improve your user experience and deliver relevant advertising. We do not use pixels on pages where sensitive financial information is entered, such as loan applications or account login portals. You can choose to opt in or opt out of non-essential cookies below. To learn more, please visit our Privacy Policy.
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