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Home Possible Mortgage

We turn the possible into achievable.

Breaking Down Barriers Between You & Your Dream Home

Affordable financing options, competitive rates, and flexible terms tailored to your unique needs. RadiFi is committed to being your trusted partner in turning your homeownership dreams into reality. Explore the advantages of our Home Possible Mortgage, where possibilities meet affordability, and embark on the journey to own your ideal home with confidence.

For those without a large down payment to make on a home purchase, the Freddie Mac Home Possible mortgage is an ideal solution for those who meet certain criteria*.

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Purchase Or Refinance

Whether you’re looking to buy a new home or refinance your existing mortgage, the Home Possible Mortgage could be the solution you’re looking for1.

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Low Down Payment

You deserve a more realistic number. The Home Possible Mortgage requires a low 3% down payment on your home purchase.

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Beyond Credit Scores

Dreams shouldn’t be held back by ratings. Pending Freddie Mac approval, the Home Possible Mortgage loan rate is not dependent on your credit score.

Crunch Your Numbers

How much can you afford? Is now the right time to refinance? Run some numbers with our free calculators.

*The information provided by these calculators is for illustrative purposes only and accuracy is not guaranteed. The values shown are hypothetical and may not be applicable to your individual situation or guarantee extension of credit. Be sure to consult a financial professional prior to relying on the results.


We’re dedicated to empowering you, which fuels everything we do.

What an incredible mortgage experience! From pre-approval to closing, the entire mortgage team was stellar. They kept me well-informed, found ways to save me HUNDREDS of dollars and we even closed ahead of schedule! Truly remarkable customer service. Thank you, JAXFCU (now RadiFi)!

— Jo N., Member

Make Yourself at Home

We’re ready to help by walking you through every step of the home buying process. Reach out to us today.

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*Loans for primary residences or second homes in Florida and Georgia only. The amount of the total costs paid may be limited by the loan amount and certain underwriting factors.

1No cash out.

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