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Home Improvement Loans

Even dream homes need a touch-up every now and then.

Elevate Your Living Space

While empowering your finances.

Transform your home with RadiFi ‘s Home Improvement Financing. Access competitive rates and flexible terms to bring your dream projects to life.

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With or without a helping hand

Get the project done your way.

Whether it’s a small do-it-yourself project or one worthy of a contractor, the flexibility of our Home Improvement Loan makes it the handy financial tool you need.

 

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Competitive Rates

Your dream project deserves the blueprint that makes it achievable.

Borrow up to $25,000 with loan length terms of up to 84 months, giving you the funds you need on a payment timeline of your choice.

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Draw & Defer

Terms based on common sense.

Draw upon funds for up to four months with loan proceeds disbursed directly to your contractor, or use 10% of your loan amount for a do-it-yourself project. Defer payments for four months after closing.

Home Improvement Loan Rates

Home Improvement Personal Loans ($10,000 – $25,000)

Term

Annual Percentage Rate*

Estimated Payment per $1,000 Borrowed

*APR = Annual Percentage Rate. The Annual Percentage Rate you receive is based on certain creditworthiness criteria. APY is effective as of 02/02/2024 and subject to change at any time without notice.

Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees.

Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance.

Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed.

Term

60 months

Annual Percentage Rate*

8.75% – 13.24%

Estimated Payment per $1,000 Borrowed

$20.64 – $22.88

Term

72 months

Annual Percentage Rate*

9.00% – 13.49%

Estimated Payment per $1,000 Borrowed

$18.03 – $20.33

Term

84 months

Annual Percentage Rate*

9.25% – 13.74%

Estimated Payment per $1,000 Borrowed

$16.22 – $18.60

OUR MEMBERS EMPOWER US

We’re dedicated to empowering you, which fuels everything we do.

The staff is always professional and friendly. I have used their notary service, obtained loans, and received advice on what to borrow for future renovation needs. This will be my credit union for life.

— Teresa F., Member

Have Questions? Let’s Chat.

Our local team of mortgage experts are ready and able to answer your questions regarding home buying, refinancing, home equity loans and lines of credit, and more.

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904-475-8000
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