Our home improvement loan is for home improvement purposes only. Funds cannot be used for bill consolidations. See our personal loan products for other great options.
Home Improvement Loans
Even dream homes need a touch-up every now and then.
Elevate Your Living Space
While empowering your finances.
Transform your home with RadiFi ‘s Home Improvement Financing. Access competitive rates and flexible terms to bring your dream projects to life.
With or without a helping hand
Get the project done your way.
Whether it’s a small do-it-yourself project or one worthy of a contractor, the flexibility of our Home Improvement Loan makes it the handy financial tool you need.
Competitive Rates
Your dream project deserves the blueprint that makes it achievable.
Borrow up to $25,000 with loan length terms of up to 84 months, giving you the funds you need on a payment timeline of your choice.
Draw & Defer
Terms based on common sense.
Draw upon funds for up to four months with loan proceeds disbursed directly to your contractor, or use 10% of your loan amount for a do-it-yourself project. Defer payments for four months after closing.
Home Improvement Loan Rates
|
Term |
Annual Percentage Rate* |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
*APR = Annual Percentage Rate. The Annual Percentage Rate you receive is based on certain creditworthiness criteria. APY is effective as of 09/01/2024 and subject to change at any time without notice. Collection Costs: You agree to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees. Filing Fees: If you give a security interest in certain types of property, we may charge you a filing fee to protect the property. If so, the amount of the fee will be disclosed to you at the time you obtain an advance. Late Charges: If a payment is received more than 10 days after its due date, a late fee, equal to the greater of $25.00 or 20% of the interest due, will be assessed. |
||
|
Term 60 months |
Annual Percentage Rate* 9.25% |
Estimated Payment per $1,000 Borrowed $20.88 |
|
Term 72 months |
Annual Percentage Rate* 9.50% |
Estimated Payment per $1,000 Borrowed $18.27 |
|
Term 84 months |
Annual Percentage Rate* 9.75% |
Estimated Payment per $1,000 Borrowed $16.47 |
OUR MEMBERS EMPOWER US
We’re dedicated to empowering you, which fuels everything we do.
— Teresa F., MemberThe staff is always professional and friendly. I have used their notary service, obtained loans, and received advice on what to borrow for future renovation needs. This will be my credit union for life.
Have Questions? Let’s Chat.
Our local team of mortgage experts are ready and able to answer your questions regarding home buying, refinancing, home equity loans and lines of credit, and more.