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Line of Credit

For those who like to be ready for anything.

Empowering and easy to use

Conveniently access funds when and where you need them.

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Revolving or Open-Ended

We’ll be there when you need us.

Your line of credit is available on an ongoing basis.

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True Payment Power

Meet any challenge with confidence.

Additional advances on your credit line are permitted, not to exceed the credit limit set by RadiFi.

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Easy Application

Count on a fast and easy application process at RadiFi.

Members also enjoy convenient access to funds via Digital Banking.


Lines of Credit

Loan Type

Payment Terms

Annual Percentage Rate*

Estimated Payment per $1,000 Borrowed

*The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of May 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000.

Loan Type

Line of Credit

Payment Terms

2% of balance

Annual Percentage Rate*


Estimated Payment per $1,000 Borrowed


Loan Type

Overdraft Line of Credit

Payment Terms


Annual Percentage Rate*


Estimated Payment per $1,000 Borrowed



Our free calculators let you hone in on the best financial strategy for any situation.

*The information provided by these calculators is for illustrative purposes only and accuracy is not guaranteed. The values shown are hypothetical and may not be applicable to your individual situation or guarantee extension of credit. Be sure to consult a financial professional prior to relying on the results.


We’re dedicated to empowering you, which fuels everything we do.

I have been a member of JAXFCU (now RadiFi) for over 20 years. Throughout the years, JAXFCU has seen me at my worst and best financial health. They have always communicated with me in a prompt and professional manner. I live in a different state now, but I still bank with JAXFCU because we have such a strong foundation

— Monika C., Member


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Apply and sign for a Line of Credit online via an entirely digital process.

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