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New Auto Loans

Take the ramp to the best rates for new rides.

Get Rolling with Reliable Financing

Get where you need to go with the full resources of RadiFi. With competitive rates, flexible payment options, expert insights, and additional member benefits, we make it easy to get behind the wheel of your brand new ride.

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All Types Of Vehicles

Cars, trucks, SUVs, and vans.

You have many choices when it comes to what you drive. RadiFi should be your first choice for financing.

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Competitive Rates

Sign on today for the best new auto loan rates in the area.

Extended terms of up to 84 months, no pre-payment penalties, and ultra flexible payment options are just some of the ways that we pull ahead of the rest.

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Member Benefits

Receive 0.25% off your next loan with our Relationship Discount Program, earn Love My Credit Union Rewards, and take advantage of our once a year Skip-a-Payment option for members in good standing.

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Easy Application

Buying a new automobile shouldn’t feel like you’re stuck in idle. Qualified borrowers can get an express draft (like a check) by email within an hour.

Leave red tape in the dust. Get pre-approved online, by phone, or at any RadiFi branch today.

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Expert Insights

It’s not our first turn on the track.

Our auto loan experts have the inside scoop and fresh data to help you get the best deal. Reach out to us for information on vehicle values and much more.


New Auto, Van, Pickup, SUV (2022-2023, less than 7,000 miles)


APR1 as low as

Estimated Payment per $1,000 Borrowed

Payment examples are based on the highest term in each tier.

1 The Annual Percentage Rate you receive is based on certain creditworthiness criteria. Visit your local RadiFi Service Center or contact us today at (904) 475-8000 or, outside Jacksonville at (800) 443-2664 for more information. Consumer Loan Rates reflected are effective as of July 1, 2023. Rates are subject to change without notice. If you have any questions or require additional information, please call us at (904) 475-8000.

2 79-84 months: $25K minimum.


0-48 Months

APR1 as low as


Estimated Payment per $1,000 Borrowed



49-66 Months

APR1 as low as


Estimated Payment per $1,000 Borrowed



67-78 Months

APR1 as low as


Estimated Payment per $1,000 Borrowed



79-84 Months2

APR1 as low as


Estimated Payment per $1,000 Borrowed



Use our free calculators to determine monthly payments, financing options, and the best choices for your new auto purchase.

Our Members Empower Us

We’re dedicated to empowering you, which fuels everything we do.

JAXFCU (now RadiFi) made the car loan process simple and efficient from start to finish. They took their time to explain all the options, kept me informed, and most importantly, finalized the paperwork electronically. I simply picked up the check and was out the door.

— David F., Member


Simply let your insurance agent know that RadiFi Federal Credit Union should be listed as Lienholder. Then, update your insurance at and receive a verification email within 24 hours. Or, your agent can fax proof of insurance, listing the lienholder as RadiFi Federal Credit Union to (877)-265-4392.

Not finding what you’re looking for. See all our FAQs.

Receive a relationship discount of 0.25% off your next auto loan!

Our thanks for being a great RadiFi Member.
Qualify for our discount by having an active checking account and $1,000+ per month in payroll direct deposit.

RadiFi Resources

Explore our blog for the latest credit union news, practical advice, and financial tips.

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Password Security: Tips for Creating and Protecting Strong Passwords

At RadiFi, we empower our members with robust and versatile digital banking platforms that are easy to use and give full credit union access from anywhere. Members can quickly and conveniently access their accounts and manage their finances, including free bill pay, eStatements, remote check deposits, and more. However, if your login credentials become compromised,…


Apply and sign for your new auto loan online via an entirely digital process.

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