Not Local? No Problem.

Join RadiFi with ACC.

You Deserve Better Banking. We’ll Make it Happen.

RadiFi was built for people who want more from their money — more freedom, more flexibility, more realness. And now, you can join us even if you don’t live or work in Northeast Florida. (cool, right?)

Become a Member

 

Through our partnership with the American Consumer Council (ACC), you can become a member of RadiFi even if you don’t meet our standard field of membership. And the best part? We’ll cover the one-time ACC membership fee for you during the account opening process.

What is the American Consumer Council?

The American Consumer Council is a nonprofit organization focused on financial wellness, smart spending, and consumer education. By joining RadiFi through the ACC, you get access to everything we offer — with no extra steps and no cost to you.

Join RadiFi

Why RadiFi?

Let’s be real — big banks don’t always have your back. RadiFi does.

✔️ Low rates on loans (yes, even that first car)

✔️ High-yield savings accounts (hello, future)

✔️ Modern tools to manage your money from anywhere

✔️ No fluff, just financial freedom

Join Today

How to Join RadiFi through the ACC

It’s super simple:

  1. Start your RadiFi Membership Application Online
  2. Select the option to qualify for membership through the American Consumer Council
  3. We’ll enroll you in the ACC as part of the RadiFi membership enrollment process –  and cover the one-time membership fee
  4. You’re In!*

 

We’ve removed the barriers – no cost, no hassle. Just bold, people-first banking made for you.

Get Started Today!

Our Members Say It Best

40,000+ members. No gimmicks. No fine print. Just real people who made the switch.

🎉 The ACC made it so easy to join RadiFi — and now I have a credit union that truly fits my lifestyle.

— Casey W.

All Your Burning Questions Answered

The ACC is a nonprofit organization focused on financial education, consumer advocacy, and economic wellness. They help individuals access credit union membership — including RadiFi — even if they’re outside a traditional service area. Learn more about the ACC here: https://americanconsumercouncil.org/.

Yes! You’ll get the same access to all RadiFi products, services, and digital tools — just like any other member.

There is no cost to you. Your membership in the ACC is provided to you compliments of RadiFi as a member benefit when you join our credit union through the ACC.

If you don’t live, work, worship, or attend school in RadiFi’s field of membership or have a qualifying immediate family member who is an existing RadiFi member, simply choose the ACC eligibility option when applying. That’s it!

Nope! When you join RadiFi through the ACC, we handle the enrollment for you during the account opening process. No extra forms. No extra steps.

Absolutely. Just start your application online and select the ACC option when prompted. Get Started Now! 

No. It is not necessary to renew your membership. Once you’re enrolled the first time, you’re a lifetime member.

No. The ACC does not sell, lease, or lend its membership data to anyone.

Make Waves with Us

No matter where life takes you, RadiFi has your back.

Open a New Account
Get started online
Apply for a Loan
Apply online
Apply for a Credit Card
Get Started Online

Disclosures

*When joining RadiFi Credit Union by becoming a member of the ACC, you must meet our membership qualification criteria in addition to membership eligibility. Your membership to the ACC will be opened only if you meet our membership qualifications and your account at RadiFi Credit Union is opened. Contact the credit union for complete details at 904-475-8000.

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