Limited-Time Offer – Don’t Miss Out
1.90% intro APR* for 12 months
on purchases made in the first 90 days
Find the RadiFi Credit Card That Fits You
With no annual fees, fast approvals, and limited-time offers, now’s the time to apply. Choose the perk that works best for you:
Signature Rewards Visa Card
15,000 Bonus Points when you spend $1,500 in the first 90 days.
Platinum Visa Credit Card
1.90% intro APR* for 12 months on purchases made in the first 90 days.
Visa Rewards Card
Earn 1.5x points per dollar spent on all purchases for the first 60 days.
Signature Rewards Card
Best For: Dining, entertainment and travel lovers
New Account PERK: Spend $1,500 in the first 90 days and earn 15,000 bonus points!
Earn More with Every Swipe:
- 3x points at restaurants & entertainment
- 🌊 Make Waves Offer 🌊
2.5x points at cruise lines, boat rentals & leases - 1.5x points on all other purchases
PLUS!
- No annual fee
- Mobile wallet & contactless-ready
- Redeem points for travel, merchandise, and more
Platinum Visa Card
Best For: Big purchases, back-to-school, or debt consolidation
New Account PERK: 1.90% Intro APR* for 12 months on purchases made in the first 90 days
Save More with Every Swipe:
- Save on interest
- Make large purchases more manageable
- Get peace of mind without surprise fees
PLUS!
- No annual fee
- Mobile wallet & contactless-ready
- Local support from your RadiFi team
Visa Rewards Card
Best For: Everyday spending made simple
New Account PERK: Earn 1.5x points per dollar on all purchases for the first 60 days
Earn Rewards with Every Swipe:
- Earn 1 point for every dollar spend on purchases after the first 60 days following the opening of the credit card account.
- Straightforward, easy rewards
- Perfect for day-to-day spending
PLUS!
- No annual fee
- Mobile wallet & contactless-ready
- No confusing rewards tiers
Low Rate Credit Cards
Not a Member? You’re Eligible to Join!
Becoming a RadiFi member is easy. If you live, work, worship, or attend school in Duval, Clay, Nassau, Baker, or St. Johns County, you’re eligible. And now, through our partnership with the American Consumer Council (ACC), just about anyone nationwide can join – and RadiFi will even cover the ACC membership fee.
As a member, you’ll enjoy:
- Competitive rates & lower fees
- Exclusive perks designed to save you money
- Personalized service with a local touch
Join today and experience banking that makes waves – no matter where you are.
Real Members. Real Rewards.
— Maya R., RadiFi Member since 2018I chose the Signature Rewards Card and earned 15,000 bonus points just for using it on things I was already buying. Booking our summer cruise with those rewards felt like a total win! I love how RadiFi makes it easy to get real value without the hidden fees.
Credit Card Rates
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Product |
APR* starting at |
APR* up to |
|---|---|---|
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*APR = Annual Percentage Rate. Rates are subject to change at any time without notice. For complete details, download the RadiFi Credit Union Visa® Application and Solicitation Disclosure (PDF). How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”
|
||
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Product Platinum Visa® Card |
APR* starting at 12.90% |
APR* up to 16.90% |
|
Product Rewards Visa® Card |
APR* starting at 13.90% |
APR* up to 16.90% |
|
Product Signature Rewards Visa® Card |
APR* starting at 14.40% |
APR* up to 18.00% |
|
Product Secured Visa® Card |
APR* starting at 13.90% |
APR* up to 13.90% |
Connect With Us
Questions? We’re here to help.
Why Choose a RadiFi Visa Credit Card?
- No annual fees — ever
- Fast approvals and digital wallet compatibility
- Trusted by members since 1935
- RadiFi’s local service and support
Pick the Card That Matches Your Goals
Low Intro Rate or Big Rewards?
Apply today and get the perks that matter most to you.
Disclosures
*APR = Annual Percentage Rate.1.90% Intro APR for 12 months on purchases made within your first 90 days of opening the credit card account. After the 12-month promotional period ends, your APR will revert to the standard variable rate, currently 13.15%–16.90%, based on your creditworthiness. Offer subject to change at any time without notice. Restrictions apply. Contact the credit union for complete details at 904-475-8000.