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Buy Your New Home

You’re closer to home than you think.

Pick Your Path And We’ll Get You Home

We’re right by your side with a variety of financing options for the largest and most rewarding transaction of your life.

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Conventional Mortgages

Tried and true, our conventional mortgages offer competitive options on terms of your choice.

Explore Conventional Mortgages
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No Closing Cost Mortgage

Get over an early hurdle by rolling most of your closing costs (up to $5,000 maximum) into your loan balance or interest rate.

Discover No Closing Cost Mortgages
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Home Possible Mortgage

Large down payment requirements shouldn’t put home ownership out of reach. Find out if you meet the criteria to buy a home with only 3% down.

Explore Home Possible Mortgages

Adjustable-Rate Mortgage (ARM)

Secure the home of your dreams with a mortgage that suits your needs. An Adjustable-Rate Mortgage (ARM) with a lower initial interest rate may be worth considering.

Learn more about ARMs
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Mortgage Refinancing

We believe that you deserve a better deal. Find out what you can accomplish in this current real estate market.

Start an Application
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Affordable Housing Assistance

For first-time homebuyers and others, the Affordable Housing Program may be the right choice for you.

View eligibility requirements
Mortgage Team

Meet Our Mortgage Team

Local. Experienced. Expert.

Our mortgage team has the insights and expertise to get you to your goal with the best terms possible.

Meet the Mortgage Team


We’re dedicated to empowering you, which fuels everything we do.

What an incredible mortgage experience! From pre-approval to closing, the entire mortgage team was stellar. They kept me well-informed, found ways to save me HUNDREDS of dollars and we even closed ahead of schedule! Truly remarkable customer service. Thank you, JAXFCU (now RadiFi)!”

— Jo N., Member

All Your Burning Questions Answered.

While qualifications vary for specific mortgage programs, the 2 main things needed are:

  • a steady job with sufficient income to support your mortgage payment
  • a minimum credit score of 640.

Other lenders may go as low as 580, but will be more costly!

The average closing time depends on the current market and the type of loan. It can take between 30-45 days from origination date after the application file is complete. During this time, an appraisal and inspection are usually conducted and homeowners insurance is purchased. Your mortgage originator can provide you with a more accurate timeline depending on your loan.

Ready To Make Yourself At Home?

Reach out to us today and let’s get started on the home that you can truly call your own.

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