LIMITED-TIME AUTO LOAN SPECIAL
Get Up to $500 Cash Back*
Plus no payments for 90 days.
Get $500 Cash Back
Finance or refinance an eligible auto loan of $35,000 or more and receive $500 cash back*.
Plus! Make no payments for 90 days.*
Get $350 Cash Back
Finance or refinance an eligible auto loan from $15,000 to $34,999.99 and receive $350 cash back*.
More Reasons to Make Your Move
Rates as low as 4.59% APR*
A competitive rate could help make your next new vehicle more manageable.
No Payments for Up to 90 Days*
Give your budget some breathing room before your first payment is due.
Fast Online Application
Apply online when it is convenient for you. Or call us at 904-475-8000.
Is This Auto Loan Offer Right for You?
This limited-time offer may be a good fit when you are:
- Buying a new or used car, truck, van or SUV
- Refinancing an auto loan from another financial institution
- Looking for a competitive auto loan rate
- Interested in delaying your first payment for up to 90 days
- Financing at least $15,000
Current RadiFi auto loans and loan balances of $14,999.99 or less do not qualify.
Buying a Vehicle?
Get financing in place before you visit the dealership and shop with greater confidence. RadiFi offers competitive auto loan rates, flexible financing options and personalized support to help you get on the road.
|
Term |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
Payment examples are based on the highest term in each tier. 1 APR = Annual Percentage Rate. APRs are effective as of 8/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. 2 79-84 months: $25K minimum. |
||
|
Term 0-48 Months |
APR1 as low as 4.59% |
Estimated Payment per $1,000 Borrowed $22.84 |
|
Term 49-66 Months |
APR1 as low as 4.99% |
Estimated Payment per $1,000 Borrowed $17.36 |
|
Term 67-78 Months |
APR1 as low as 5.29% |
Estimated Payment per $1,000 Borrowed $15.18 |
|
Term 79-84 Months2 |
APR1 as low as 5.99% |
Estimated Payment per $1,000 Borrowed $14.60 |
|
Term2 |
APR1 as low as |
Estimated Payment per $1,000 Borrowed |
|---|---|---|
|
Payment examples are based on the highest term in each tier. 1 APR = Annual Percentage Rate. APRs are effective as of 8/1/2026 and subject to change at any time without notice. Your rate may be higher than the lowest advertised APR. APRs are based on your creditworthiness and other criteria. 2 Mileage could affect the maximum term allowed. Max mileage is 100,000. 3 67-78 Months: $15K minimum. 4 79-84 Months: $25K minimum. |
||
|
Term2 0-48 Months |
APR1 as low as 4.75% |
Estimated Payment per $1,000 Borrowed $22.92 |
|
Term2 49-66 Months |
APR1 as low as 5.49% |
Estimated Payment per $1,000 Borrowed $17.59 |
|
Term2 67-78 Months3 |
APR1 as low as 5.79% |
Estimated Payment per $1,000 Borrowed $15.41 |
|
Term2 79-84 Months4 |
APR1 as low as 6.59% |
Estimated Payment per $1,000 Borrowed $14.89 |
How to Get Your Cash Back
Apply
Submit your auto loan or refinance application by September 30, 2026.
Finance at Least $15,000
Your qualifying loan balance determines your cash-back amount.
Complete Your Loan
After your eligible loan is approved and funded, RadiFi will provide the applicable cash-back amount according to the promotion terms.
Eligible Auto Loan Amount |
Cash Back |
|
$15,000–$34,999.99 |
$350 |
|
$35,000 or more |
$500 |
|
Loans of $14,999.99 or less |
Does not qualify |
Frequently Asked Questions
How much cash back can I receive?
Eligible auto loans from $15,000 to $34,999.99 qualify for $350 cash back. Eligible auto loans of $35,000 or more qualify for $500 cash back.
Can I use this offer to buy a vehicle?
Yes. The promotion may be used for an eligible new or used vehicle purchase, subject to credit approval, vehicle requirements and the promotion terms.
Can I refinance my current auto loan?
Yes. Qualifying auto loans held by another lender may be refinanced with RadiFi. Existing RadiFi auto loans are not eligible.
Is there a minimum loan amount?
Yes. The loan must have a qualifying balance of at least $15,000 to receive cash back.
When does the promotion end?
Applications must be submitted during the promotional period of August 1 through September 30, 2026.
How does the 90-day no-payment option work?
Qualified borrowers may delay their first payment for up to 90 days. Interest continues to accrue during the no-payment period.
Do I need to be a RadiFi member?
RadiFi membership eligibility and account-opening requirements apply. Those who are not already members can establish membership as part of the process.
Get Up to $500 Cash Back Before the Offer Ends
The vehicle you want—and up to $500 cash back—could be just an application away.
Apply by September 30, 2026.
Ready To Get Started?
Start making waves with RadiFi.
Disclosures
*Offer valid August 1, 2026, through September 30, 2026. Eligible auto loans with an original loan amount of $15,000 to $34,999.99 may receive $350 cash back. Eligible auto loans with an original loan amount of $35,000 or more may receive $500 cash back. Loans of $14,999.99 or less and the refinancing of existing RadiFi Credit Union loans are not eligible. Subject to membership eligibility, credit approval and applicable underwriting requirements. Additional terms, conditions and restrictions may apply. Offer may be changed or withdrawn at any time without notice. Not all applicants will qualify. Deferred-payment option is subject to approval. Interest will accrue during the 90-day no-payment period, which will increase the total cost of the loan and may extend the repayment term. Loans financed through the dealer (indirect loans) are not eligible for this offer. Auto loans only. Boats/RVs and any other recreational loan types are not eligible for this offer.