Hurricane Preparedness: Essential Financial Steps to Take Before the Storm
Financial Preparedness for Hurricane Season: Steps to Secure Your Finances
When a hurricane is on the horizon, taking proactive financial steps can make all the difference in your recovery after the storm. By being prepared, you can quickly regain your financial footing when the winds die down. From safeguarding your important documents to ensuring you have cash ready, a little foresight goes a long way.
Practical Steps to Prepare:
1. Get Cash Ahead of Time
Power outages can make it challenging to use debit and credit cards, so it’s smart to withdraw cash before the storm hits. Visit one of our nearby branches or surcharge-free ATMs to stock up on cash. Need help finding a surcharge-free ATM? Click here.
2. Check Your Debit & Credit Cards
Before a storm, make sure your debit and credit cards are in good shape. Check expiration dates and ensure you have valid cards ready, especially if you need to evacuate.
3. Download Our Mobile Banking App
Stay connected with your finances no matter where you are! Download our mobile banking app for 24/7 access to your account. You can deposit checks, transfer funds, pay bills, and check balances all in one place. Download the app today!
4. Order Checks in Advance
In the event of a disaster, payment methods may change. Ordering checks ahead of time ensures you’re prepared for any situation. Keep your account information handy for easy access.
5. Opt-In for Account Alerts
Stay informed with real-time alerts about your account activity. Set up notifications through online and mobile banking to ensure you’re aware of any transactions that occur while you’re away.
6. Verify Your Account Details
Take a moment to double-check your account numbers, passwords, and PINs across all your accounts, including financial and insurance. Having a list of important contact numbers is also a good idea.
Recommended Packing List
In case you or a family member need to prove your identity or access financial benefits during or after a storm, gather the following documents:
- Driver’s license or state-issued ID
- Birth certificate
- Social Security card
- Insurance cards
- Employee or school ID
- Most recent account statements
A valuable local resource for hurricane preparedness and emergency planning is JaxReady.com.
At RadiFi Credit Union, the safety of our members and associates is our top priority. Our leadership team diligently monitors weather updates and we’ll keep you informed through our website and social media channels regarding any changes to our hours of operation.
Stay safe, stay prepared, and remember that we’re here to support you before, during, and after the storm.