What does pre-approved mean when I receive a pre-approved loan offer from RadiFi?

Being pre-approved means RadiFi has already reviewed your credit and account history to determine that you may qualify for certain loan products, such as an auto loan, personal loan, or credit card. You do not need to complete a full application to see your offer.

NOT ALL MEMBERS QUALIFY FOR PRE-APPROVAL OFFERS. Pre-approved loan offers are made available to qualifying members on the condition that you have a sufficient and verifiable source of income to meet the payment obligation, and you must meet certain financial terms, conditions, and creditworthiness. RadiFi Credit Union retains the right to perform financial reviews of members applying for credit and loans, including but limited to, requiring verification of information or obtaining a credit report. Other restrictions apply. Contact the credit union for complete details.