What’s the difference between a home equity loan and a HELOC?

A home equity loan is a lump sum loan with a fixed interest rate and fixed monthly payments. A HELOC (Home Equity Line of Credit) works more like a credit card—you’re approved for a line of credit and can borrow as needed, with a variable interest rate.

RadiFi offers both options—so you can choose the one that best fits your project, budget, and lifestyle. Tap Your Equity Now – Apply Online.