happy woman moving in to new home

Make Waves with a RadiFi Home Loan

Homeownership Made Easy & Affordable

Your new home is just around the corner—let’s make it yours!

Looking for smooth sailing on your home loan journey? At RadiFi Credit Union, we know this is an exciting time in your life whether you’re a first-time homebuyer, a growing family, or a retiree looking to downsize. That’s why we are committed to finding the right mortgage solution for you.

With up to $5,000 in closing cost savings, up to 100% financing, and no down payment for qualified buyers, we’re here to help you shop and buy with confidence.

Apply Now

A Better Home Loan Experience

We know buying a home can be overwhelming, but what if it wasn’t?


With RadiFi, you’ll experience a stress-free, transparent mortgage process designed to help you own your dream home faster.

Benefits of a RadiFi Mortgage

  • No Hidden Fees
  • Fast Approvals
  • Flexible Terms
  • Personalized, Member-First Service
  • Convenient Online Application
  • Big Savings:
    • Up to $5k in Closing Cost Savings
    • Up to 100% Financing
    • No Down Payment for Qualified Buyers
Apply Now
happy couple signing contracts

Your Dream Home is Closer than You Think

Imagine waking up in the home you’ve always wanted—the perfect place to start fresh, grow your family, or enjoy retirement.

Whether it’s a cozy beachside retreat, a home near loved ones, or a vibrant urban neighborhood, RadiFi can make it happen.
With convenient online applications, an approval process that doesn’t leave you hanging, and so many ways to save, you can move where you want and live your dream for less.

Apply Now
happy family moving in

Not a RadiFi Member Yet? Join the Crew!

At RadiFi, we’re more than just savings and loans—we’re your neighbors too. Serving Northeast Florida, we continue to invest in the people and businesses that make our region special.

When you become a member, you gain access to:

  • Competitive rates and lower fees
  • Personalized financial solutions
  • 5-star, community-focused service
  • Convenient online and mobile banking
  • A credit union that truly puts you first
You can become a RadiFi member if you live in the following Florida counties:
  • Duval
  • Clay
  • Nassau
  • Baker
  • St. Johns
Make Waves & Join Today!
Woman on Phone

Start Your Homeownership Journey With RadiFi

Apply Online Today!

*Our No Closing Cost Mortgage covers up to $5,000. Not all closing costs can be rolled into your loan.

**Loans for primary residences or second homes in Florida and Georgia only. The amount of the total costs paid may be limited by the loan amount and certain underwriting factors.

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