business rates

Business Rates

Business Checking Accounts

Account

Minimum balance to earn dividends

Dividend rate

Annual percentage yield*

*Annual Percentage Yield is effective May 1, 2023. Rates are subject to change without notice. Dividends are credited monthly. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay.

Account

Business Interest Checking

Minimum balance to earn dividends

$100

Dividend rate

0.049%

Annual percentage yield*

0.05%

Account

Business Non-Profit Checking

Minimum balance to earn dividends

$2,500

Dividend rate

0.049%

Annual percentage yield*

0.05%

Learn more about Business Checking Accounts and open an account

 

Business Savings Accounts

Account

Minimum balance to earn dividends

Dividend Rate

Annual Percentage Yield*

*Annual Percentage Yield (APY) is effective as of May 1, 2023 and are subject to change without notice. Fees could reduce earnings on these accounts. If you have any questions or require additional information, please call us at (904) 475-8000. See Business Account Rate and Fee Schedule for complete details. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay.

Account

Business Savings

Minimum balance to earn dividends

$100

Dividend Rate

0.049%

Annual Percentage Yield*

0.05%

Account

Business Interest Checking

Minimum balance to earn dividends

$100

Dividend Rate

0.049%

Annual Percentage Yield*

0.05%

Account

Business Non-Profit Checking

Minimum balance to earn dividends

$2,500

Dividend Rate

0.049%

Annual Percentage Yield*

0.05%

Learn more about Business Savings Accounts and open an account

Business Money Market Accounts

Minimum balance to earn dividends

Dividend Rate

Annual Percentage Yield*

*APY = Annual Percentage Yield. Rates are current as of May 27, 2023, and are subject to change at any time without notice. Minimum opening deposit = $2,500.

If you have any questions or require additional information, please call us at (904) 475-8000. See Business Account Rate and Fee Schedule for complete details. RadiFi serves those who live/work/learn/worship in the Florida counties of Duval, St. Johns, Nassau, Baker and Clay.

Minimum balance to earn dividends

$100-$2,499

Dividend Rate

0.390%

Annual Percentage Yield*

0.40%

Minimum balance to earn dividends

$2,500

Dividend Rate

0.747%

Annual Percentage Yield*

0.75%

Minimum balance to earn dividends

$10,000

Dividend Rate

0.847%

Annual Percentage Yield*

0.85%

Minimum balance to earn dividends

$25,000

Dividend Rate

0.995%

Annual Percentage Yield*

1.00%

Minimum balance to earn dividends

$50,000

Dividend Rate

1.094%

Annual Percentage Yield*

1.10%

Minimum balance to earn dividends

$100,000

Dividend Rate

1.144%

Annual Percentage Yield*

1.15%

Learn more about Business Money Market Accounts and open an account

 

Business Tidal Wave Money Market Account Rates

If Average Daily Balance Is:

DIVIDEND RATE

ANNUAL PERCENTAGE YIELD*

*APY = Annual Percentage Yield. Rates are current as of May 27, 2023, and are subject to change at any time without notice. Our RadiFi Business Tidal Wave Money Market Account requires a minimum deposit of $2,500, and 50% of the opening balance must come from funds not currently on deposit at RadiFi Credit Union. 50% of the Funds cannot be transferred from any RadiFi account through ACH or internally. To fund, please call 800-443-2664 or visit a RadiFi Member Success Associate at any of our seven RadiFi branches.

If Average Daily Balance Is:

$100.00 – $99,999.99

DIVIDEND RATE

0.39%

ANNUAL PERCENTAGE YIELD*

0.40%

If Average Daily Balance Is:

$100,000 – $249,999.99

DIVIDEND RATE

3.928%

ANNUAL PERCENTAGE YIELD*

4.00%

If Average Daily Balance Is:

$250,000 – $499,999.99

DIVIDEND RATE

4.169%

ANNUAL PERCENTAGE YIELD*

4.25%

If Average Daily Balance Is:

$500,000 – $999,999.99

DIVIDEND RATE

4.169%

ANNUAL PERCENTAGE YIELD*

4.25%

If Average Daily Balance Is:

$1,000,000 and up

DIVIDEND RATE

4.169%

ANNUAL PERCENTAGE YIELD*

4.25%

Learn more about Business Tidal Wave Money Market Accounts and open an account

We’re ready to assist you with a Business Credit Card or Business Loan that is built for your business. Call our Business Lending Expert, Brian Pavek at 904-475-8085 today to get started.

Learn more about our Business Credit Cards

Learn more about our Business Loans

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