business rates

Business Rates

Business Checking Accounts

Account

Minimum balance to earn dividends

Dividend rate

Annual percentage yield*

*APY = Annual Percentage Yield. APY is effective as of 05/01/2025 and are subject to change at any time without notice.

Account

Business Interest Checking

Minimum balance to earn dividends

$100

Dividend rate

0.049%

Annual percentage yield*

0.05%

Account

Business Non-Profit Checking

Minimum balance to earn dividends

$2,500

Dividend rate

0.049%

Annual percentage yield*

0.05%

Learn more about Business Checking Accounts and open an account

 

Business Savings Accounts

Account

Minimum balance to earn dividends

Dividend Rate

Annual Percentage Yield*

*APY = Annual Percentage Yield. APY is effective as of 05/01/2025 and subject to change at any time without notice.

Account

Business Savings

Minimum balance to earn dividends

$100

Dividend Rate

0.049%

Annual Percentage Yield*

0.05%

Account

Business Interest Checking

Minimum balance to earn dividends

$100

Dividend Rate

0.049%

Annual Percentage Yield*

0.05%

Account

Business Non-Profit Checking

Minimum balance to earn dividends

$2,500

Dividend Rate

0.049%

Annual Percentage Yield*

0.05%

Learn more about Business Savings Accounts and open an account

Business Money Market Accounts

Minimum balance to earn dividends

Dividend Rate

Annual Percentage Yield*

*APY = Annual Percentage Yield. Rates are current as of 05/01/2025 and are subject to change at any time without notice. Minimum opening deposit = $2,500.

Minimum balance to earn dividends

$100-$2,499

Dividend Rate

0.390%

Annual Percentage Yield*

0.40%

Minimum balance to earn dividends

$2,500

Dividend Rate

0.747%

Annual Percentage Yield*

0.75%

Minimum balance to earn dividends

$10,000

Dividend Rate

0.847%

Annual Percentage Yield*

0.85%

Minimum balance to earn dividends

$25,000

Dividend Rate

0.995%

Annual Percentage Yield*

1.00%

Minimum balance to earn dividends

$50,000

Dividend Rate

1.094%

Annual Percentage Yield*

1.10%

Minimum balance to earn dividends

$100,000

Dividend Rate

1.144%

Annual Percentage Yield*

1.15%

Learn more about Business Money Market Accounts and open an account

 

Business Tidal Wave Money Market Account Rates

If Average Daily Balance Is:

DIVIDEND RATE

ANNUAL PERCENTAGE YIELD*

*APY = Annual Percentage Yield. Rates are current as of 05/01/2025 and are subject to change at any time without notice. Our RadiFi Business Tidal Wave Money Market Account requires a minimum deposit of $2,500, and 50% of the opening balance must come from funds not currently on deposit at RadiFi Credit Union. 50% of the Funds cannot be transferred from any RadiFi account through ACH or internally. To fund, please call 904-475-8000 or visit your neighborhood RadiFi branch. Please see the Truth-in-Savings Disclosure for complete disclosure about this account.

If Average Daily Balance Is:

$100.00 – $99,999.99

DIVIDEND RATE

0.39%

ANNUAL PERCENTAGE YIELD*

0.40%

If Average Daily Balance Is:

$100,000 – $249,999.99

DIVIDEND RATE

3.445%

ANNUAL PERCENTAGE YIELD*

3.50%

If Average Daily Balance Is:

$250,000 – $499,999.99

DIVIDEND RATE

3.928%

ANNUAL PERCENTAGE YIELD*

4.00%

If Average Daily Balance Is:

$500,000 – $999,999.99

DIVIDEND RATE

4.169%

ANNUAL PERCENTAGE YIELD*

4.25%

If Average Daily Balance Is:

$1,000,000 and up

DIVIDEND RATE

4.169%

ANNUAL PERCENTAGE YIELD*

4.25%

Learn more about Business Tidal Wave Money Market Accounts and open an account

Meet Our Commercial Loan Officers

Local People. Local Decisions. Fast Approvals.

Terri Blay

Terri Blay

Commercial Loan Officer
904-475-8083
Christopher Cordon

Christopher Condon

Commercial Loan Officer
904-475-8052
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