Best Credit Union in Jacksonville Florida

Serving Northeast Florida for over 90 Years

Jacksonville’s Credit Union for Better Banking

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Why Jacksonville Chooses RadiFi

  • Member-owned credit union focused on you
  • Local decisions and personal service
  • Competitive rates and modern digital banking
  • Proud supporter of Jacksonville communities

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It only takes a few minutes to join.

A Different Kind of Banking Experience

RadiFi Credit Union is a member-owned financial cooperative built to serve people, not shareholders. That means better rates, personalized service, and a commitment to helping our members succeed financially.

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Better Rates

Competitive loan and savings rates designed to help members thrive.

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Local Decisions

Decisions made locally by people who understand our community.

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Digital Convenience

Modern online and mobile banking tools to manage your finances anywhere.

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Community Focused

We reinvest in the communities where our members live and work.

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Banking Designed Around You

RadiFi offers a full range of financial products to help members reach their goals.

What Our Members Are Saying

RadiFi truly puts members first. The team is friendly, helpful, and made opening my account simple. It’s great to bank with an organization that cares about our community.

— Sarah M., Jacksonville Member

 

 

Current Specials

Limited-time offers to help you save more and borrow smarter.

Happy Couple

13-Month Certificate Special

Earn 3.75% APY* with a minimum $2,500 deposit.

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High-Yield Checking

Earn up to 4.00% APY* with our Make Waves High-Yield Checking Account.

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AutoSMART

Auto Loan Refinance Special

Limited Time Offer – Get a 0.25%* Rate Reduction when you refinance your auto loan from another lender.

Refinance My Auto Loan
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$1,000 Cash Back* on a New Home Mortgage

Earn $1,000 cash back on a qualifying new home mortgage when you build your banking relationship with RadiFi.

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New Visa Credit Card Offer

1.90% intro APR* for 12 months on purchases made in the first 90 days

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Proud to Serve the Jacksonville Community

RadiFi proudly partners with organizations that strengthen the communities we serve across Northeast Florida. Through partnerships with the Jacksonville Waves, Jacksonville University Athletics and local community initiatives, we are committed to making a positive impact where our members live and work

The Jacksonville Waves
Jacksonville University Logo
Children's Miracle Network of Jacksonville, FL
Funky Fridays of Jacksonville, FL
Banzai Financial Literacy Program for High Schools

Why Choose a Credit Union Instead of a Bank?

Credit unions are not-for-profit financial cooperatives owned by their members. Because we serve members rather than shareholders, we focus on delivering better value and personalized service.

Lower Fees

Member-focused financial services.

Better Rates

Competitive rates on loans and savings.

Community Driven

Local decision-making and community investment.

Join RadiFi in Minutes

Join RadiFi Credit Union Today

Open your RadiFi membership in minutes.
Experience banking that puts members first.

Looking for a Jacksonville Credit Union?

Open your RadiFi account online and experience better member-owned banking.

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Call Us
904-475-8000

A Credit Union Making Waves

RadiFi Credit Union continues to earn recognition for strong growth, trusted service, and community impact. These honors reflect the commitment of our associates and the trust our members place in us every day.

Americas Best Credit Unions Newsweek
Fastest Growing Credit Unions 2026 RadiFi Credit Union
Fastest-Growing-Credit-Unions-By-Real-Estate-Lending-2026
Fastest Growing Credit Union Commercial Loans | RadiFi Credit Union
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