Join RadiFi. Open Online.
Membership that moves with you.
RadiFi Credit Union gives you a better way to bank — with convenient digital tools, local support, and membership options that make it easier to get started. Whether you’re in Northeast Florida or qualify through our nationwide membership option, joining RadiFi is simple, secure, and built around your next move.
Why Join RadiFi?
Everything you need to bank with confidence.
Bank Anywhere
Manage your money with online and mobile banking, mobile deposit, digital wallets, bill pay, and more.
Local Support
Get service from a team that understands Northeast Florida and is here to help you make confident financial decisions.
Member-Owned
RadiFi is built around members — not outside shareholders — so your financial goals stay at the center.
More Access
Enjoy local branches, digital tools, and shared branching access through a nationwide credit union network.
Who Can Join?
RadiFi membership is open to more people than ever.
Membership is within reach.
You may qualify for RadiFi membership if you live, work, worship, attend school, or do business in Duval, Clay, St. Johns, Nassau, or Baker County, Florida.
Not in one of those counties? You may still be able to join through our nationwide membership option. Through RadiFi’s partnership with the American Consumer Council (ACC), eligible individuals can join during the online account opening process — and RadiFi covers the ACC membership fee.
Open Online in Minutes
Getting started is simple.
Start Your Application
Choose your account and begin your secure online membership application.
Verify Your Information
Provide a few personal details so we can securely confirm your identity and process your application.
Fund Your Account
Add your opening deposit and complete the process so you can start banking with RadiFi.
Start With the Account That Fits You
Your RadiFi membership opens the door to more.
Choose your way to bank.
Many new members begin with a savings and checking account, then explore additional RadiFi products and services as their needs grow. With RadiFi, you can start with everyday banking and gain access to financial solutions for life’s next steps — from auto loans and credit cards to home loans and more.
Looking for a simple everyday account? Explore Free Checking. Want to earn more on your checking balance? Make Waves Checking may be a great fit.
What Members Are Saying
Real experiences from people who bank with RadiFi.
— Colleen R.Signing up for my new account was the easiest thing I have done. I opened my new accounts (checking and saving) online and only requires a $10.00 deposit and it literally took maybe 5 minutes. If you’re looking to open a new account, give it a try.
Ready to join RadiFi?
Open your membership online and start banking with a credit union built around people, convenience, and community.
Why Members Choose RadiFi
From online account opening to local support, members are making waves with RadiFi.
— Robert W.Opening my account online was quick and simple, and the RadiFi team made the whole process feel easy. I appreciate being able to bank digitally while still having a local credit union I can count on.
Ready to Make Waves?
Open your membership online, explore what’s possible with RadiFi, or connect with our team for help getting started.
Disclosures
A $5 minimum deposit into a primary savings account and a one-time $5 membership fee are required to establish membership. For eligible individuals joining through the American Consumer Council during online account opening, RadiFi covers the ACC membership fee. Other terms and conditions may apply.