Break Free. Bank Bold.
Join RadiFi
Bank Better. Bank Local. Bank RadiFi.
Why RadiFi?
Big Bank Tech, Small Bank Heart.
Mobile banking, bill pay, contactless payments and more.
Competitive Loan Rates.
Auto, home, and personal loans with rates built for YOU.
Higher Earnings on Your Money.
High-yield savings and market-leading CD rates.
Bank Different. Bank RadiFi.
At RadiFi, you’re not just a customer—you’re an owner. We put people over profits and help you take control of your money.
- Bank Where YOU Come First
As a member-owned, not-for-profit credit union, we return earnings to you with lower fees, better rates, and real perks. - Your Money, Your Access
Get free access to thousands of ATMs plus easy mobile banking built for your lifestyle. - Banking With Purpose
We invest in local businesses, communities, and YOU—because banking should do more than hold your money.
Our Members Say It Best
40,000+ members. No gimmicks. No fine print. Just real people who made the switch.
— Robert S.This is banking the way it should be. The mobile app, the local touch, and the savings—RadiFi delivers! ⭐⭐⭐⭐⭐
🎉 Break free from the big banks. Join RadiFi today.
Got Questions? We’ve Got Answers.
Opening your RadiFi account is quick and easy! Just have the following ready:
✔️ A government-issued ID – This can be a State Issued Driver’s License, Passport, or Military ID.
✔️ Proof of eligibility for membership – Examples include a student or staff ID, utility bill, or paycheck.
✔️ Proof of physical address (if needed) – If your ID doesn’t show your current address, you may need to provide an additional document. (Note: A PO Box is not a valid address.)
✔️ Your funding details – If you’re transferring funds from another account, have your routing and account number handy.
That’s it! Ready to bank bold? Open your account today. 🚀
Becoming a RadiFi member is easy! You’re eligible if you:
✔️ Live, work, worship, or go to school in Duval, Clay, St. Johns, Nassau, or Baker County, FL.
✔️ Are an immediate family member of a current RadiFi member.
That’s it! If you meet these qualifications, you can break free from big banks and start banking bold.
🎉 Ready to join? Apply now! 🚀
Absolutely! RadiFi isn’t just a financial institution—we’re a member-owned, not-for-profit credit union that puts people over profits. Unlike banks, we return earnings to YOU through lower fees, better rates, and personalized service.
✔️ No Hidden Fees. No Fine Print. – Say goodbye to unnecessary charges.
✔️ Better Rates, Bigger Savings. – Higher earnings on deposits and lower loan rates.
✔️ Local Banking, Nationwide Access. – Thousands of surcharge-free ATMs & digital banking built for you.
✔️ We Work for You, Not Wall Street. – As a credit union, our members are our owners.
🚀 Break free from big banks. Join RadiFi today!
Let’s Make Banking Easy. How Can We Help?
Open an account, apply for a loan, or get in touch—we’re here when you need us.