Author: tmcquillen@jaxfcu.org

RadiFi Credit Union has been nominated for Best Credit Union in Clay County in the Clay Today Best of Clay 2026 awards. Voting is open now through April 1 and you can vote once per day. Support RadiFi and cast your vote today. Read More

RadiFi Credit Union has been named one of America’s Best Credit Unions for 2026 by Newsweek, recognizing its commitment to community-focused banking, trusted service, and meaningful local impact. This national recognition highlights RadiFi’s people-first approach to helping members and communities thrive. Read More

Impersonation scams are a growing threat that target everyday banking customers by exploiting trust and urgency. These scams occur when fraudsters pose as trusted representatives — often appearing to be from your credit union — through phone calls (vishing), text messages (smishing), or emails (phishing) to trick you into sharing sensitive personal or financial information. Read More

A high-yield checking account lets your everyday money earn more. Learn how high-interest checking works and why it’s a smarter way to bank. Read More

Looking for a fresh start with your finances? This 30-day budget challenge breaks budgeting into simple, manageable steps to help you reduce stress, track spending, and build better money habits. Read More

Mortgage rates have stabilized, but what does that mean for homebuyers? Learn how today’s market impacts buying or refinancing—and how to save with cash-back options. Read More

Business loans don’t have to be a last resort. When used strategically, financing can help businesses plan ahead, manage cash flow, and support long-term growth—without reactive decisions driven by urgency. Read More

Growth doesn’t always come from expansion. For many businesses, long-term success is driven by operational efficiency—the ability to streamline processes, reduce friction, and use resources more effectively. While revenue growth often gets the spotlight, operational efficiency quietly supports profitability, stability, and scalability. Small improvements in how a business manages day-to-day operations can create meaningful impact…

Cash flow visibility gives business owners the clarity they need to plan confidently, avoid reactive decisions, and support sustainable growth—often more than revenue alone. Understanding when money moves in and out of a business helps leaders make informed financial decisions and stay prepared for what’s next. Read More

After the holidays, many people look for ways to free up cash flow, reduce monthly expenses, and start the year with more financial breathing room. Refinancing your auto loan can help you do exactly that—without giving up the car you already rely on. Refinancing a car loan replaces your current loan with a new one…