JOIN RADIFI ONLINE
Nationwide eligibility. Digital banking. Member-owned.
A Better Credit Union Experience
Built for people who want more from where they bank.
Join a Credit Union That Puts Members First
RadiFi gives you the digital convenience you expect with the member-owned values that make credit unions different. Open your membership online and get access to banking tools, helpful support, and financial products designed to help you move forward.
Why Join RadiFi?
Everything you need to bank with confidence — from almost anywhere.
Join Online
Open your RadiFi membership through a simple digital application process.
Nationwide Eligibility
You may be eligible to join through our partnership with the American Consumer Council.
Bank Digitally
Access online and mobile banking, mobile deposit, account alerts, transfers, eStatements, and more.
Member-Owned
RadiFi is built around members — not outside shareholders.
Membership Eligibility
Nationwide options make it easier to join RadiFi online.
Join RadiFi From Almost Anywhere
RadiFi membership is available through local eligibility, family membership, and our nationwide membership option through the American Consumer Council (ACC).
If you qualify through ACC, RadiFi covers the ACC membership fee during the online account opening process.
How It Works
Joining RadiFi online is simple.
Start Your Application
Tell us a little about yourself and choose the account you’d like to open.
Confirm Eligibility
You may qualify through local eligibility, family membership, or the American Consumer Council.
Start Banking
Once your membership is opened, you can access RadiFi’s digital banking tools and manage your money online.
Members Are Making the Move
— Oliva J.Joining RadiFi online was easy, and I love being able to manage my money digitally. It gives me the convenience I need with the member-focused service I expect from a credit union.
Bank From Wherever You Are
RadiFi’s digital tools make it easy to manage your money from your phone, laptop, or wherever life takes you.
Mobile Banking
Check balances, transfer funds, and manage your accounts from your phone.
Mobile Deposit
Deposit checks from almost anywhere.
Digital Wallets
Use your RadiFi cards with convenient digital payment options.
eStatements and Alerts
Stay informed with secure account access and helpful notifications.
Bill Pay and Transfers
Manage everyday banking tasks online.
Loan Payments
Make payments and manage RadiFi loans digitally.
A Credit Union Built Around Members
Modern access with the heart of a member-owned financial institution.
Digital Convenience. Credit Union Values.
RadiFi has served members for over 90 years and continues to grow with the way people bank today. As a member-owned credit union, RadiFi is focused on helping members move forward with digital access, helpful support, and financial products designed for real life.
Your savings are federally insured by the National Credit Union Administration.
Questions About Joining RadiFi?
Here are a few things to know before you start your membership application.
Yes. You can start your RadiFi membership application online without visiting a branch.
Not necessarily. RadiFi offers several eligibility paths, including a nationwide membership option through the American Consumer Council.
The ACC is a nonprofit organization focused on financial education, consumer advocacy, and economic wellness. They help individuals access credit union membership — including RadiFi — even if they’re outside a traditional service area. Learn more about the ACC here: https://americanconsumercouncil.org/.
Yes. RadiFi currently covers the $5 ACC membership fee for eligible individuals who join through ACC during the account opening process.
Yes. RadiFi offers digital banking tools that allow members to manage their money online and through the mobile app.
Yes. RadiFi Credit Union accounts are federally insured by the National Credit Union Administration.
Ready to Join RadiFi?
Start your membership online and discover a credit union designed to move with you.