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Join RadiFi
Your Neighborhood Credit Union
Bank Better. Bank Local. Bank RadiFi.
Feel the Rush of Awesome Deposit Rates
Spend It. Save It. Grow It.
Why RadiFi?
Your Neighborhood Credit Union
Big Bank Tech, Small Bank Heart.
Mobile banking, bill pay, contactless payments, and more.
Become a Member of RadiFi Today
One of the most common misconceptions about credit unions is that membership is limited. In reality, joining RadiFi Credit Union is easier than most people think.
You may be eligible to join if you:
- Live, work, worship, or attend school in Duval, Clay, St. Johns, Nassau or Baker County, FL
- Are an immediate family member of an existing RadiFi member
- Or qualify through our partnership with the American Consumer Council
RadiFi Credit Union offers nationwide membership eligibility through its partnership with the American Consumer Council (ACC).
The ACC is a nonprofit organization focused on consumer advocacy, financial education, and economic empowerment. By becoming a member of the ACC, individuals across the country can qualify for RadiFi Credit Union membership — even if they don’t live locally.
This partnership allows more people to access:
- Lower-rate loans
- Better savings options
- Fewer fees
- Member-focused financial support
RadiFi makes the process simple by guiding eligible individuals through ACC membership as part of joining the credit union.
Our Members Say It Best
40,000+ members. No gimmicks. No fine print. Just real people who made the switch.
— Robert S.This is banking the way it should be. The mobile app, the local touch, and the savings—RadiFi delivers! ⭐⭐⭐⭐⭐
Break free from the big banks. Join RadiFi today.
Current Specials
Limited-time offers to help you save more and borrow smarter.
Open a New Youth Account & Get $50*
Give your child a strong start to saving. Offer Ends September 30.
Open a Teen Checking Account & Earn $50*
Build smart money habits early. Offer Ends September 30.
Let’s Make Banking Easy. How Can We Help?
Open an account, apply for a loan, or get in touch – we’re here when you need us.
Bank Different. Bank RadiFi.
At RadiFi, you’re not just a customer—you’re an owner. We put people over profits and help you take control of your money.
Bank Where YOU Come First
As a member-owned, not-for-profit financial cooperative, we return earnings to you with lower fees, better rates, and real perks.
Your Money, Your Access
Get free access to thousands of ATMs nationwide plus easy mobile banking built for your lifestyle.
Banking With Purpose
We invest in local businesses, communities, and YOU – because banking should do more than hold your money.
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